Comparison

RiFin vs Total Networth

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

RiFin

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Welcome to RiFin, your privacy-first personal finance manager designed to help you understand your money clearly without sacrificing your data. No cloud. No tracking. No ads. Everything stays on your device โ€” always. RiFin gives you a simple yet powerful way to track your expenses, income, loans, assets, and currency conversions so you can make smarter financial decisions with confidence. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Total Networth

Features
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Total Networth helps you see the full picture of your personal finances in one place. Add your assets (savings, investments, property) and liabilities (loans, credit cards, mortgages) to instantly see your net worth. Categorize assets as liquid or non-liquid to understand how much cash you can access. Set savings goals and track your progress with visual progress bars. Quickly update amounts by adding, subtracting, or editing values โ€” no need to re-enter everything. FEATURES: โ€ข Net worth dashboard โ€” see your total at a glance โ€ข Assets & liabilities โ€” organize what you own and owe โ€ข Liquid vs. non-liquid โ€” know your accessible cash โ€ข Savings goals โ€” set targets and track progress โ€ข Quick updates โ€” add, subtract, or edit amounts instantly โ€ข 60+ currencies โ€” choose from worldwide options โ€ข PIN lock โ€” protect your data with a 4-digit PIN โ€ข Dark mode โ€” easy on the eyes โ€ข 100% offline โ€” your data never leaves your device โ€ข No accounts โ€” no sign-up required Your privacy matters. All data is stored locally on your device. Nothing is sent to any server. No analytics, no tracking, no ads. Take control of your finances. Know what you own. Know what you owe. Know your worth.

Screenshots

RiFin4 screens
Total Networth4 screens

Verdict

The call

The clearest difference is price: RiFin at Free against Total Networth's $0.99. RiFin also leads on iOS requirement (16.0 vs 26.0). Total Networth's advantage is in-app purchases (none vs 2). On ads and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

RiFin is free to download; Total Networth costs $0.99 up front. RiFin sells 2 in-app purchases, starting at $9.99 per month. Total Networth asks for nothing beyond the download.

Scorecard3 real differences ยท 3 level
RiFin versus Total Networth: the parameters behind the verdict, then further details
ParameterRiFinTotal Networth
PriceFree โ€” better$0.99
Update frequencyEvery 3 monthsโ€”
AdsNoNo
In-app purchasesYesNo โ€” better
DevicesiPhoneiPhone
Requires iOS16.0 โ€” better26.0
Further details โ€” not scored
Size87 MB5 MB
Age rating4+4+
DeveloperWeng Hoong LooiDeo Jose Anthonio Balasbas

In-app purchases

2 purchases

RiFin

Subscriptions2
  • RiFin Pro$9.991 Month
  • RiFin Yearly Subscription$59.991 Year
None

Total Networth

No in-app purchases

Questions

Is RiFin free?
RiFin is free to download, with in-app purchases available.
Is Total Networth free?
Total Networth costs $0.99, with no in-app purchases.
Do RiFin or Total Networth have ads?
Neither RiFin nor Total Networth shows ads.

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