Comparison

Subscription Day. Calendar vs Credit Card Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Subscription Day. Calendar

Manage your paid subscriptions and avoid unexpected charges with this intuitive calendar app. Track monthly, yearly, and trial plans with smart notifications and detailed insights into your spending.

Highlights
  • Visual subscription calendar
  • Home screen widgets
  • Multiple subscription types
  • Smart payment reminders
  • Spending statistics and insights
  • Personal and work lists
  • Multi-currency support
  • iCloud sync
Features
Read full description

If you have so many subscriptions that you’ve lost track of them and hate unexpected charges, Subscription Day is built exactly for this. Subscription Day is a simple and powerful subscription calendar for iOS & Mac. No clutter. Only what really matters. • Visual Calendar: See the current month and all upcoming payments at a glance. • Widgets. Quickly check your most important subscription information right from your Home Screen. • Subscription Types: Supports monthly subscriptions, yearly plans, trial versions, one time purchases, and fully custom billing periods. • Smart Notifications: Set reminders so you never miss a charge or forget to cancel a trial. • Highlights: Easily flag important items like annual, trial, or one‑time payments. • Statistics and Insights: Get a clear overview of your projected yearly budget, average monthly costs, and peak spending months with a clean radial chart. • Personal/Work/Custom Lists: Separate subscriptions into Personal and Work lists and track budgets and statistics independently. • Custom own categories: Organize subscriptions using your own categories exactly the way you prefer. • Multi-Currency Support: Supports 150+ currencies with automatic conversion so everything is shown in your selected currency. • Status Management: Mark subscriptions as active or canceled and keep your statistics always accurate. • Quick Addition: Start typing a service name and get automatic suggestions including logo, category, and color. You can also choose emojis or symbols for custom avatars. • Smart Import Manager: Import subscriptions in one click from Notion, Google Sheets, or from any text file in any structure. You can also import directly from the App Store by recognizing subscriptions from screenshots. • Generate period based PDF reports for accountants and employers & export your data • iCloud Sync: Your subscriptions stay in sync across all your devices. • iPad Support. Important note: Subscription Day does not automatically detect or fetch your subscriptions. You add them manually or use the smart import manager to bring in existing subscription lists from your documents and tools. Subscription Day is constantly evolving. We actively listen to user feedback and would love to hear your ideas via email. Have a great day.

About

Credit Card Tracker

This app helps you maximize rewards and savings from your credit cards. It tracks perks, statement credits, and points, offering AI-powered advice to ensure your cards always pay you back more than they cost. Get personalized recommendations and automated offer management.

Highlights
  • Maximize cashback and offers
  • Track statement credits automatically
  • Redeem points at peak value
  • AI agent for personalized advice
  • See which card earns the most
  • Track points portfolio
  • Annual fee advisor
Features
Currently charting
Read full description

CardStack helps you save $500+ every year on the credit cards you already carry. Maximize cashback and offers, never miss a statement credit, redeem your points at peak value, and let our AI agent do the heavy lifting — so your cards always pay you back more than they cost. Stop leaving money on the table. Start with CardStack. FEATURES: - SAVE MORE WITH CARD-LINKED OFFERS Automatically add Amex and Chase offers to your cards so you earn cashback and statement credits on purchases you're already making. Browse active offers, see personalized picks matched to your spending, and track every redemption — all in one place. - NEVER MISS A STATEMENT CREDIT Track every credit across all your cards automatically — dining, travel, streaming, airline, and more. See which credits are available, which are expiring soon, and which you've already used. Get reminders before you lose them. - USE THE RIGHT CARD, EVERY TIME Instantly see which card earns the most for dining, travel, groceries, gas, and every other category. Whether you're booking a flight or grabbing coffee, CardStack tells you the best card to pull out — so you never miss points or cashback. - STACK AI AGENT — YOUR PERSONAL CARD ADVISOR Meet Stack, a conversational AI agent that knows your entire card portfolio. Ask it anything: "What's the best card for this hotel booking?" "Am I missing any credits this month?" "Compare my Sapphire Reserve vs. Platinum for a trip to Tokyo" "How much value am I leaving on the table?" Stack doesn't just answer — it takes action. It can mark credits as redeemed, set reminders, update your points balances, and generate weekly spending reports showing exactly where you earned and where you missed. - SEE HOW MUCH YOU'RE EARNING (AND MISSING) Connect your bank securely with Plaid and unlock full spending analysis: See points earned vs. points missed on every transaction Get your optimization score — what percentage of spend hit the best card View breakdowns by category: flights, hotels, restaurants, groceries, and more Get "Fix My Stack" recommendations showing exactly which card to swap in - TRACK YOUR POINTS PORTFOLIO Monitor balances across Amex Membership Rewards, Chase Ultimate Rewards, Capital One Miles, Citi ThankYou, and more. See estimated cash values, explore transfer partners, and know exactly what your points are worth. - COVER YOUR ANNUAL FEES — OR CANCEL WITH CONFIDENCE CardStack's Renewal Advisor calculates whether each card pays for itself based on your real usage. When your annual fee posts, get a clear verdict: keep, downgrade, or cancel — backed by data, not guesswork. - SMART NOTIFICATIONS THAT SAVE YOU MONEY Credits expiring soon Annual fee renewal approaching Offers about to expire Missed optimization opportunities AI-generated insights based on your spending - CARDSTACK+ UNLOCKS THE FULL SYSTEM Upgrade to unlock powerful automation and intelligence: Stack AI Agent with full conversation history Secure bank sync with Plaid for automatic transaction analysis Auto-detect statement credits from your transactions Earned vs. missed rewards analysis across every purchase Safari extension that shows the best card while you shop Automatically add Amex & Chase offers Weekly AI spending reports and optimization scores Personalized "Fix My Stack" recommendations Sync across all your devices YOUR CARDS ARE COSTING YOU — OR PAYING YOU. KNOW WHICH. CardStack turns your credit cards into a money-saving system. Every credit tracked. Every offer captured. Every purchase optimized. Download CardStack and start saving. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Subscription Day. Calendar4 screens
Credit Card Tracker4 screens

Verdict

The call

The clearest difference is monetization model: Subscription Day. Calendar at free against Credit Card Tracker's freemium. Subscription Day. Calendar also leads on rating (4.8 vs 4.6). Credit Card Tracker's advantage is chart position (#117 vs unranked) and review sentiment (94% vs 83%). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Subscription Day. Calendar sells 5 one-off in-app purchases and Credit Card Tracker sells 3 in-app purchases, starting at $12.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Subscription Day. Calendar holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 19 and 47 respectively. Written reviews complicate that: 83% of Subscription Day. Calendar's written reviews are positive against 94% of Credit Card Tracker's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Subscription Day. Calendar ships an update weekly, Credit Card Tracker fortnightly. Both last shipped on September 21, 2026.

Scorecard4 real differences · 7 level
Subscription Day. Calendar versus Credit Card Tracker: the parameters behind the verdict, then further details
ParameterSubscription Day. CalendarCredit Card Tracker
PriceFreeFree
Rating4.8 (19 ratings) — better4.6 (47 ratings)
Positive reviews83.3% of reviews94.4% of reviews — better
Number of ratings1947 — better
Update frequencyWeekly — betterFortnightly
AdsNoNo
In-app purchasesYesYes
MonetizationFree — betterFreemium
Best chart rank—#117 — better
DevicesiPhone, iPad, Mac — betteriPhone, iPad
Requires iOS17.017.0
Further details — not scored
Size21 MB252 MB
Age rating4+4+
DeveloperChuta DmytroSPACE ROBOTS INC

Customer experience

Subscription Day. Calendar

All ratings19 ratings
Positive94.7%
Neutral0.0%
Negative5.3%
Written reviews42 reviews
Positive83.3%
Neutral9.5%
Negative7.1%

Credit Card Tracker

All ratings47 ratings
Positive91.5%
Neutral0.0%
Negative8.5%
Written reviews18 reviews
Positive94.4%
Neutral0.0%
Negative5.6%

In-app purchases

5 purchases

Subscription Day. Calendar

One-time5
  • Upgrade to Family$6.99
  • Single (Promo)$17.99
  • Single (Lifetime)$19.99
Show 2 more
  • Family (Promo)$23.99
  • Family Sharing (Lifetime)$26.99
3 purchases

Credit Card Tracker

Subscriptions2
  • CardStack+7 Days trial$12.991 Month
  • CardStack+7 Days trial$89.991 Year
One-time1
  • CardStack+ Lifetime$239.99

Questions

Is Subscription Day. Calendar free?
Subscription Day. Calendar is free to download, with in-app purchases available.
Is Credit Card Tracker free?
Credit Card Tracker is free to download, with in-app purchases available.
Which has better reviews, Subscription Day. Calendar or Credit Card Tracker?
Subscription Day. Calendar is rated higher. Subscription Day. Calendar averages 4.8 out of 5 from 19 ratings, while Credit Card Tracker averages 4.6 from 47 ratings.
Do Subscription Day. Calendar or Credit Card Tracker have ads?
Neither Subscription Day. Calendar nor Credit Card Tracker shows ads.
Which is updated more often, Subscription Day. Calendar or Credit Card Tracker?
Subscription Day. Calendar ships an update weekly, and Credit Card Tracker fortnightly. Most recently, Subscription Day. Calendar was updated on September 21, 2026 and Credit Card Tracker on September 21, 2026.

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