AI Spend Tracker vs PocketPal

RetroBudget is an AI expense tracker made by one independent developer. I built it around a simple problem: credit card statements contain the answers, but they make it surprisingly hard to understand where your money actually went. Most finance apps want you to connect a bank account. RetroBudget takes a different route. Upload a credit card statement PDF you already have, and RetroBudget turns the transactions into a clear view of your spending without your bank password or live account access. What you can see: • Spending by category, merchant, and card • Recurring charges and monthly spending patterns • Simple charts that make the numbers easier to understand • Live Activity and optional notifications while a statement is processed How it works: 1. Choose a credit card statement PDF 2. AI reads and categorizes the transactions 3. Explore your spending breakdown 4. Delete the statement whenever you’re done Your imported PDF and extracted records remain in your iCloud-backed app storage until you delete the statement. RetroBudget uses Sign in with Apple and does not require bank linking. RetroBudget isn’t built by a big finance company. It’s an independent app I’m making to solve one focused problem well. If it helps you understand your spending a little faster, it’s doing its job. Privacy Policy: https://retrobudget.app/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

PocketPal is a personal finance app designed to help you stay in control of your money with a clear, simple, and flexible experience. Track daily spending, monitor your budget, and keep all your transactions organized in one place across all your accounts. With PocketPal, you can log expenses and income, create personalized categories that fit the way you manage your finances, and build budgets by category to see how your spending compares to your goals. Review all your transactions in one unified view, search past activity quickly, and get useful summaries to better understand your financial habits over time. PocketPal also includes support for transfers between accounts, recurring transactions for regular expenses or income, and CSV import to help you bring your existing data into the app. With customizable currency settings, themes, and language support, PocketPal adapts to the way you manage your money. Features: - Track expenses and income with ease - View all transactions in one place - Manage multiple accounts - Create unlimited personalized categories - Set budgets by category and monitor progress - Search and filter transactions quickly - Add recurring transactions - Transfer money between accounts - Import transactions from CSV - Sync and back up your data - Supports English and Spanish (more to come!)