RetireWhen vs NestPlan Retirement Planner
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
RetireWhen
This app helps you plan your retirement by allowing you to adjust various financial factors and instantly visualize their impact on your future savings and depletion age through dynamic charts and interactive sliders.
- Dynamic real-time charts
- Support for 3 user profiles
- Adjust income, savings, and spending
- Visualize depletion age and savings breakdown
- Interactive sliders for real-time adjustments
- Year-by-year results view
- Advanced variable adjustments
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RetireWhen: Plan Your Future, Instantly Take control of your retirement journey with RetireWhen – the intuitive, all-in-one retirement calculator that lets you see your future take shape as you adjust your plans. Features: • Dynamic charts that update instantly as you adjust values • Support for 3 profiles: Partner 1, Partner 2, and the two Combined • Set your income, savings, retirement age, spending, and more • Visualize depletion age and savings breakdown with clear graphs • Interactive sliders to tweak retirement age and spending in real-time • View detailed, year-by-year results in the Results tab • Adjust advanced variables like growth and inflation rates • iPad and iPhone optimized – works great in both portrait and landscape • All features included – no subscriptions or in-app purchases • Save results to Files or share via text, email, etc. • Your personal info stays on your phone. None of it is shared or sold to third parties Plan smarter. Know When you can Retire. Download RetireWhen today and take the guesswork out of your future.
NestPlan Retirement Planner
Plan your financial future with confidence using this comprehensive retirement calculator. It offers detailed projections, supports various account types, and integrates Social Security benefits. All calculations are performed on your device, ensuring your financial data remains private.
- Comprehensive retirement projections
- Support for 401(k), IRA, Roth, Brokerage, HSA
- Social Security benefit integration
- Year-by-year projection tables
- Interactive charts
- Monte Carlo simulations
- PDF report export
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Know exactly when you can retire, and exactly what you'll have when you do. NestPlan turns your real accounts, contributions, and goals into one clear projection: your balance at retirement, and at every age for the rest of your life. No vague averages. No "you'll need a million dollars." Your actual number, to the dollar. SIMPLE OR ADVANCED, YOUR CHOICE Start in Simple mode with a few questions and get a real answer in seconds, including a realistic tax mix you can adjust (mostly pre-tax, balanced, or Roth-heavy). Ready for more? Switch to Advanced for full, account-by-account detail. Each mode keeps its own plan, so you can move between them without losing a thing. TODAY'S DOLLARS OR FUTURE DOLLARS See every number the way that makes sense to you. View your projection in today's dollars to understand its real buying power, or in future dollars to see the actual balance, with one tap, from any screen. YOUR PROGRESS NestPlan saves a snapshot every time you run a projection or update your balances, so you can watch your retirement odds and savings move month over month. Your starting line, your trend, and an honest read when markets dip. Your history is yours: review it, prune it, and back it up. WHY NESTPLAN Most calculators give you a single guess. NestPlan gives you the full picture, the way an advisor would: • Your balance at retirement, and every year through the end of your plan • The earliest age you can realistically retire, and what you'll have when you get there • Three market scenarios side by side (expected, better, and worse) so you know how durable your plan really is • Every account in one place: 401(k), Roth, IRA, Brokerage, HSA, and Cash & CDs • Balances by account type over time: watch each account grow year by year • Your Progress: snapshots of your success rate and savings over time • Social Security built in, at the age you actually plan to claim • Real annual taxes, RMDs, and a sensible withdrawal order modeled for you • Light or Dark mode, and a clean, institutional design BUILT AROUND YOUR NUMBERS You enter your real balances, your real contributions, your real target date. NestPlan runs the real math. No sign-up, no guesswork. NESTPLAN PRO, 14-DAY FREE TRIAL • Monte Carlo: 1,000 market simulations distilled into one clear read on whether your money lasts, and your first stress-test runs automatically • Your Progress: your plan's history, tracked over time • Save up to 10 scenarios and compare retiring at 60 vs 65 vs 70 in seconds • Spouse and joint planning • PDF reports to share with your advisor • Back up and restore your plan, progress history included Cancel anytime before the trial ends and you won't be charged. PRIVATE BY DESIGN No account. No ads. No tracking. Your financial data never leaves your iPhone. Download NestPlan and see your number today. SUBSCRIPTION DETAILS NestPlan Pro is an auto-renewable subscription. • NestPlan Pro: $29.99 per year, after a 14-day free trial • Payment is charged to your Apple Account at confirmation of purchase • Your subscription renews automatically unless canceled at least 24 hours before the end of the current period • Manage or cancel anytime in your Apple Account settings Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://topshopnation.com/nestplan/privacy.html
Screenshots
Verdict
The clearest difference is in-app purchases: RetireWhen at none against NestPlan Retirement Planner's 2. NestPlan Retirement Planner's advantage is ads (none vs shown) and update cadence (every 5 days vs every 4 weeks). On price, rating, review sentiment and ratings volume there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. NestPlan Retirement Planner sells 2 in-app purchases, starting at $3.99 per month. RetireWhen asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 5.0 for RetireWhen against 5.0 for NestPlan Retirement Planner. Both are backed by a comparable volume of ratings — 8 and 4 respectively. Written reviews split almost evenly too, at 100% and 100% positive.
RetireWhen ships an update every 4 weeks, NestPlan Retirement Planner every 5 days. The most recent releases landed on October 12, 2026 and September 28, 2026 respectively.
| Parameter | RetireWhen | NestPlan Retirement Planner |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (8 ratings) | 5.0 (4 ratings) |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 8 — better | 4 |
| Update frequency | Every 4 weeks | Every 5 days — better |
| Ads | Yes | No — better |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 17.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 5 MB | 23 MB |
| Age rating | 12+ | 4+ |
| Developer | Orestes Melgarejo | CoreForge LLC |
Customer experience
RetireWhen
NestPlan Retirement Planner
In-app purchases
RetireWhen
No in-app purchases
NestPlan Retirement Planner
- NestPlan Pro Monthly14 Days trial$3.991 Month
- NestPlan Pro14 Days trial$29.991 Year
Questions
Is RetireWhen free?
Is NestPlan Retirement Planner free?
Which has better reviews, RetireWhen or NestPlan Retirement Planner?
Do RetireWhen or NestPlan Retirement Planner have ads?
Which is updated more often, RetireWhen or NestPlan Retirement Planner?
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