RetireWhen vs RetireMint

RetireWhen: Explore Your Retirement Options When could you retire? How much could you spend? Explore the possibilities with RetireWhen, a retirement calculator for individuals and couples. Adjust your assumptions and see how your projected savings change through interactive charts and detailed, year-by-year results. PLAN FOR ONE PERSON OR TWO • Create individual profiles for each partner and a Combined household projection • Model different retirement dates, salaries, savings rates, and investment returns • See how a working partner’s income helps cover household spending during a staggered retirement • Include retirement income that increases with inflation, plus optional fixed income with its own start age • Adjust spending, salary growth, inflation, and investment-growth assumptions SEE THE EFFECT OF YOUR CHOICES • Explore retirement age and annual spending with interactive chart sliders • View yearly balances, investment growth, net contributions, and unfunded spending • See when your portfolio reaches zero and whether income still covers your expenses • Model a gradual transition between working-years and retirement investment returns • Export year-by-year results as CSV files to save or share DESIGNED FOR iPHONE DUO On an unfolded iPhone Duo, keep Settings beside your chart or results. Adjust your inputs and see the effect side by side. Fold the device or rotate it upright for a focused, single-column layout. RetireWhen also adapts to iPhone and iPad. GO FURTHER WITH RETIREWHEN PRO Unlock Pro with a one-time in-app purchase: • Remove ads • Save retirement plans and compare up to four scenarios • Estimate your earliest retirement age under your selected assumptions • Explore when both partners could retire in the same calendar year • Estimate affordable annual spending at your chosen retirement dates • Export PDF reports with charts, assumptions, retirement milestones, and plan comparisons The core calculator, individual and household profiles, charts, and detailed results are available free. No subscription is required. YOUR PLANS, ON YOUR DEVICE No sign-in is required. Financial inputs and saved plans are stored locally on your device. The free version displays Google ads, which may collect data as described in our Privacy Policy. Pro removes ads. UNDERSTAND THE ESTIMATE RetireWhen provides projections based on your assumptions. Actual returns vary, and losses early in retirement can change the outcome. Taxes, fees, and unexpected expenses may also affect your results. Estimates are for planning purposes and do not guarantee retirement outcomes. Explore your options. Plan your next chapter with RetireWhen.

Retirement planning shouldn't feel overwhelming. RetireMint makes it simple, visual, and empowering. RetireMint is the retirement planning app built for people who want real answers — not guesswork. Whether you're 10 years out or just starting to think about the future, RetireMint gives you the tools professionals use, in an interface anyone can navigate. KNOW YOUR NUMBER See exactly what you can live on in retirement — and whether you're on track to get there. RetireMint models your savings, contributions, pensions, and investments to give you a clear, honest picture of your retirement readiness. RUN THOUSANDS OF SCENARIOS Life doesn't follow a straight line. RetireMint's backtesting simulation engine runs thousands of possible futures so you can see the range of outcomes — best case, worst case, and everything in between. Know your probability of success before you need it to matter. EXPLORE THE WHAT-IFS The best retirement decisions aren't made in a vacuum — they're made by asking the right questions. RetireMint lets you model the moments that matter most: - What if I retired this year instead of waiting one more? - What if I bought an RV and traveled for a few years? - What if I worked part-time in retirement instead of stopping completely? - What if we bought a vacation home? - What if I increased my contributions by just 2% today? - What if I had a medical emergency? - What if the market drops 30% in my first year of retirement? Every what-if is a chance to make a smarter decision. RetireMint makes exploring them instant and visual. BUILT FOR iOS Designed natively for iPhone and iPad, RetireMint is fast, beautiful, and works the way Apple users expect. Your data stays entirely private, never leaving your device. Your retirement is worth planning carefully. RetireMint gives you the clarity to do it right.