Comparison

RetireWhen vs ZCignals

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

RetireWhen

This app helps you plan your retirement by allowing you to adjust various financial factors and instantly visualize their impact on your future savings and depletion age through dynamic charts and interactive sliders.

Highlights
  • Dynamic real-time charts
  • Support for 3 user profiles
  • Adjust income, savings, and spending
  • Visualize depletion age and savings breakdown
  • Interactive sliders for real-time adjustments
  • Year-by-year results view
  • Advanced variable adjustments
Features
Read full description

RetireWhen: Plan Your Future, Instantly Take control of your retirement journey with RetireWhen – the intuitive, all-in-one retirement calculator that lets you see your future take shape as you adjust your plans. Features: • Dynamic charts that update instantly as you adjust values • Support for 3 profiles: Partner 1, Partner 2, and the two Combined • Set your income, savings, retirement age, spending, and more • Visualize depletion age and savings breakdown with clear graphs • Interactive sliders to tweak retirement age and spending in real-time • View detailed, year-by-year results in the Results tab • Adjust advanced variables like growth and inflation rates • iPad and iPhone optimized – works great in both portrait and landscape • All features included – no subscriptions or in-app purchases • Save results to Files or share via text, email, etc. • Your personal info stays on your phone. None of it is shared or sold to third parties Plan smarter. Know When you can Retire. Download RetireWhen today and take the guesswork out of your future.

About

ZCignals

Features
Read full description

ZCignals provides manually published stock signal information for day traders who want a simple way to review trade ideas, market context, and historical outcomes. A ZCignals Monthly subscription is required to access Small Cap signals, Large Cap signals, banner updates, push notifications, and signal status updates. The subscription includes a 2-week free trial and then renews monthly at $49.99/month unless cancelled by the user. The app includes suggested buy and sell zones, stop loss information when available, market session context, daily summaries, and historical signal results. ZCignals is designed for educational and informational purposes only. It does not provide financial advice, investment advice, or trading recommendations. Day trading is risky, and users should do their own analysis, manage risk carefully, and make their own trading decisions. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://zts-signals.web.app/privacy.html

Screenshots

RetireWhen4 screens
ZCignals3 screens

Verdict

The call

The clearest difference is in-app purchases: RetireWhen at none against ZCignals's 1. ZCignals's advantage is ads (none vs shown) and iOS requirement (15.0 vs 17.6). On price, update cadence and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. ZCignals sells 1 in-app purchase, starting at $49.99 per month. RetireWhen asks for nothing beyond the download.

UpkeepUpdate frequency

RetireWhen ships an update every 4 weeks, ZCignals every 3 weeks. The most recent releases landed on October 12, 2026 and October 9, 2026 respectively.

Scorecard3 real differences · 7 level
RetireWhen versus ZCignals: the parameters behind the verdict, then further details
ParameterRetireWhenZCignals
PriceFreeFree
Rating5.0 (8 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings8 — better—
Update frequencyEvery 4 weeksEvery 3 weeks — better
AdsYesNo — better
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.615.0 — better
Further details — not scored
Size5 MB50 MB
Age rating12+17+
DeveloperOrestes MelgarejoMurali Kante

In-app purchases

None

RetireWhen

No in-app purchases

1 purchases

ZCignals

Subscriptions1
  • ZCignals Monthly14 Days trial$49.991 Month

Questions

Is RetireWhen free?
RetireWhen is free to download, with no in-app purchases.
Is ZCignals free?
ZCignals is free to download, with in-app purchases available.
Do RetireWhen or ZCignals have ads?
RetireWhen shows ads; ZCignals does not.
Which is updated more often, RetireWhen or ZCignals?
RetireWhen ships an update every 4 weeks, and ZCignals every 3 weeks. Most recently, RetireWhen was updated on October 12, 2026 and ZCignals on October 9, 2026.

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