Comparison

Terminal Pay vs payabl.

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Terminal Pay

This app connects your Stripe account to physical payment terminals for secure, in-person transactions. It offers flexible tax settings, transaction management, and receipt printing capabilities.

Highlights
  • Stripe account integration
  • In-person payment processing
  • Flexible tax settings
  • Transaction history and refunds
  • Customizable tipping
  • Receipt printing
Features
Read full description

Terminal Pay – Seamless In-Person Stripe Payments Terminal Pay integrates your Stripe account with physical payment terminals, enabling secure and efficient in-person transactions. Key Features: • Flexible Tax Settings: Configure both inclusive and exclusive tax calculations to suit your business needs. • Comprehensive Transaction Management: Access your complete transaction history and process refunds directly from the app. • Direct Stripe Dashboard Access: Manage your Stripe account seamlessly within the app. • Customisable Tipping Options: Offer flexible tipping settings to enhance customer satisfaction. • Professional Receipt Printing: Print receipts directly from the app using Star printers, with customisable templates. Get Started in Three Easy Steps: 1. Connect Stripe: Link your existing Stripe account to Terminal Pay effortlessly. 2. Set Up Terminal: Configure your Stripe terminal device through our intuitive interface. 3. Accept Payments: Begin processing in-person payments with real-time tracking. Join thousands of merchants who trust Terminal Pay for their in-person payment needs.

About

payabl.

Features
Read full description

Less admin. More business. payabl. brings together business accounts and virtual card management in one secure app, giving you the visibility and control to focus on growth, not admin.   See the full picture Real-time account balances and transaction history, all in one place. Switch between accounts instantly and request statements whenever you need them.   Track every transaction Upload receipts and documents directly to transfers. Add comments for context. Export everything for clean, effortless accounting.   Move money with ease Send funds instantly between your own accounts or externally to any beneficiary. Set up recipients once, choose who pays the charges, and track every transfer from start to finish.   Exchange currencies in seconds Convert between currencies at competitive rates with clear fees upfront. See exactly what you'll get before you confirm, and keep your international business moving.   Stay ahead of approvals Track multi-signatory flows in real time, see who's approved, who's pending, and what's outstanding. No more chasing sign-offs.   Approve with confidence Review, authorise, or reject transfers from anywhere. Check the full details, approve with biometric security, and keep payments moving without delay.   Cards under your control View limits, freeze cards with one tap, and add to Apple Pay for secure contactless payments.   Built-in security Bank-grade encryption, biometric authentication, instant fraud alerts, and immediate card termination when you need it. Payabl. CY Limited, with registered address at Agiou Athanasiou 4, Agios Athanasios, Limassol, 4104, Cyprus, is authorised and regulated by the Central Bank of Cyprus (CBC) and holds an Electronic Money Institution (EMI) licence. Payabl. CY Limited operates under its Payment Institution (PI) licence (Licence Number: 115.1.2.9/2018) until the full activation of the EMI licence. Company Registration Number: HE289380. Payabl. (UK) Limited, with registered address at Napier House, 24 High Holborn, London, WC1V 6AZ, United Kingdom, is authorised and regulated by the Financial Conduct Authority (FCA) and operates under an Electronic Money Institution (EMI) licence (Licence Number: 967259). Company Registration Number: 13639825.

Screenshots

Terminal Pay4 screens
payabl.4 screens

Verdict

The call

The clearest difference is update cadence: payabl. at fortnightly against Terminal Pay's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Terminal Pay ships an update monthly, payabl. fortnightly. The most recent releases landed on October 9, 2026 and October 28, 2026 respectively.

Scorecard1 real difference · 8 level
Terminal Pay versus payabl.: the parameters behind the verdict, then further details
ParameterTerminal Paypayabl.
PriceFreeFree
Rating5.0 (2 ratings) — better—
Number of ratings2 — better—
Update frequencyMonthlyFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.617.0 — better
Further details — not scored
Size85 MB47 MB
Age rating17+17+
DeveloperLOPAY LTDPAYABL. CY LIMITED

In-app purchases

None

Terminal Pay

No in-app purchases

None

payabl.

No in-app purchases

Questions

Is Terminal Pay free?
Terminal Pay is free to download, with no in-app purchases.
Is payabl. free?
payabl. is free to download, with no in-app purchases.
Do Terminal Pay or payabl. have ads?
Neither Terminal Pay nor payabl. shows ads.
Which is updated more often, Terminal Pay or payabl.?
Terminal Pay ships an update monthly, and payabl. fortnightly. Most recently, Terminal Pay was updated on October 9, 2026 and payabl. on October 28, 2026.

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