
payabl.
Activate your money flow
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Free
About
Less admin. More business.
payabl. brings together business accounts and virtual card management in one secure app, giving you the visibility and control to focus on growth, not admin.
See the full picture
Real-time account balances and transaction history, all in one place. Switch between accounts instantly and request statements whenever you need them.
Track every transaction
Upload receipts and documents directly to transfers. Add comments for context. Export everything for clean, effortless accounting.
Move money with ease
Send funds instantly between your own accounts or externally to any beneficiary. Set up recipients once, choose who pays the charges, and track every transfer from start to finish.
Exchange currencies in seconds
Convert between currencies at competitive rates with clear fees upfront. See exactly what you'll get before you confirm, and keep your international business moving.
Stay ahead of approvals
Track multi-signatory flows in real time, see who's approved, who's pending, and what's outstanding. No more chasing sign-offs.
Approve with confidence
Review, authorise, or reject transfers from anywhere. Check the full details, approve with biometric security, and keep payments moving without delay.
Cards under your control
View limits, freeze cards with one tap, and add to Apple Pay for secure contactless payments.
Built-in security
Bank-grade encryption, biometric authentication, instant fraud alerts, and immediate card termination when you need it.
Payabl. CY Limited, with registered address at Agiou Athanasiou 4, Agios Athanasios, Limassol, 4104, Cyprus, is authorised and regulated by the Central Bank of Cyprus (CBC) and holds an Electronic Money Institution (EMI) licence. Payabl. CY Limited operates under its Payment Institution (PI) licence (Licence Number: 115.1.2.9/2018) until the full activation of the EMI licence. Company Registration Number: HE289380.
Payabl. (UK) Limited, with registered address at Napier House, 24 High Holborn, London, WC1V 6AZ, United Kingdom, is authorised and regulated by the Financial Conduct Authority (FCA) and operates under an Electronic Money Institution (EMI) licence (Licence Number: 967259). Company Registration Number: 13639825.
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What's New in payabl.
1.18.0
September 9, 2026
Thank you for using payabl. app! Introducing Transfers — a new way to move and manage your money directly in the app. • Internal Transfers — move money between your accounts with ease. • External Transfers — send money to external beneficiaries with a streamlined transfer creation flow. • Currency Exchange — create and manage currency exchange transfers directly in the app. • Transfer Approval — review and approve transfers securely. • Improved Transfer Details — clearer information and a smoother experience throughout the transfer lifecycle.
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