Comparison

payabl. vs PockPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

payabl.

Features
Read full description

Less admin. More business. payabl. brings together business accounts and virtual card management in one secure app, giving you the visibility and control to focus on growth, not admin.   See the full picture Real-time account balances and transaction history, all in one place. Switch between accounts instantly and request statements whenever you need them.   Track every transaction Upload receipts and documents directly to transfers. Add comments for context. Export everything for clean, effortless accounting.   Move money with ease Send funds instantly between your own accounts or externally to any beneficiary. Set up recipients once, choose who pays the charges, and track every transfer from start to finish.   Exchange currencies in seconds Convert between currencies at competitive rates with clear fees upfront. See exactly what you'll get before you confirm, and keep your international business moving.   Stay ahead of approvals Track multi-signatory flows in real time, see who's approved, who's pending, and what's outstanding. No more chasing sign-offs.   Approve with confidence Review, authorise, or reject transfers from anywhere. Check the full details, approve with biometric security, and keep payments moving without delay.   Cards under your control View limits, freeze cards with one tap, and add to Apple Pay for secure contactless payments.   Built-in security Bank-grade encryption, biometric authentication, instant fraud alerts, and immediate card termination when you need it. Payabl. CY Limited, with registered address at Agiou Athanasiou 4, Agios Athanasios, Limassol, 4104, Cyprus, is authorised and regulated by the Central Bank of Cyprus (CBC) and holds an Electronic Money Institution (EMI) licence. Payabl. CY Limited operates under its Payment Institution (PI) licence (Licence Number: 115.1.2.9/2018) until the full activation of the EMI licence. Company Registration Number: HE289380. Payabl. (UK) Limited, with registered address at Napier House, 24 High Holborn, London, WC1V 6AZ, United Kingdom, is authorised and regulated by the Financial Conduct Authority (FCA) and operates under an Electronic Money Institution (EMI) licence (Licence Number: 967259). Company Registration Number: 13639825.

About

PockPay

Features
Read full description

PockPay turns your iPhone into a payment terminal. Accept card payments directly on your phone with Tap to Pay, with no additional hardware needed. CONTACTLESS PAYMENT Collect payments by tapping your customer's card (Visa, Mastercard, contactless) on your iPhone. Fast, secure and no physical POS terminal required. FREE & NO COMMITMENT No subscription, no monthly fees, 0% PockPay commission. Only standard Stripe fees apply. CLIENT MANAGEMENT Create and manage your client database directly in the app. View each client's payment history in one tap. PRODUCTS & SUBSCRIPTIONS Set up your products with pricing and create recurring subscriptions for your regular clients. Billing is handled automatically. AUTOMATIC INVOICES Invoices are generated and sent directly to your clients via Stripe. Professional and effortless. DASHBOARD & ANALYTICS Track your sales in real time: daily, weekly and monthly revenue, transaction count, average ticket and business trends. COMPLETE HISTORY Browse the detailed history of all your transactions with filters by status, amount and period. Export available. SIMPLIFIED REFUNDS Process full or partial refunds directly from the app in just a few seconds. SECURED BY STRIPE All payments are processed by Stripe, the global leader in online payments. Funds are transferred directly to your bank account. AVAILABLE IN 8 LANGUAGES Français, English, Español, Deutsch, Italiano, Português, Nederlands, Polski. IDEAL FOR - Retailers and tradespeople - Markets and flea markets - Home deliveries - Events and festivals - Freelancers - Independent professionals PockPay is the simplest all-in-one payment solution for professionals who want to accept card payments, manage their clients and track their business -- without investing in a physical terminal.

Screenshots

payabl.4 screens
PockPay4 screens

Verdict

The call

The clearest difference is update cadence: payabl. at fortnightly against PockPay's every 5 months. PockPay's advantage is iOS requirement (15.1 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

payabl. ships an update fortnightly, PockPay every 5 months. The most recent releases landed on November 12, 2026 and November 5, 2026 respectively.

Scorecard2 real differences · 4 level
payabl. versus PockPay: the parameters behind the verdict, then further details
Parameterpayabl.PockPay
PriceFreeFree
Update frequencyFortnightly — betterEvery 5 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.015.1 — better
Further details — not scored
Size47 MB101 MB
Age rating17+4+
DeveloperPAYABL. CY LIMITEDSEO Internet

In-app purchases

None

payabl.

No in-app purchases

None

PockPay

No in-app purchases

Questions

Is payabl. free?
payabl. is free to download, with no in-app purchases.
Is PockPay free?
PockPay is free to download, with no in-app purchases.
Do payabl. or PockPay have ads?
Neither payabl. nor PockPay shows ads.
Which is updated more often, payabl. or PockPay?
payabl. ships an update fortnightly, and PockPay every 5 months. Most recently, payabl. was updated on November 12, 2026 and PockPay on November 5, 2026.

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