PockPay vs KeyTransact

PockPay turns your iPhone into a payment terminal. Accept card payments directly on your phone with Tap to Pay, with no additional hardware needed. CONTACTLESS PAYMENT Collect payments by tapping your customer's card (Visa, Mastercard, contactless) on your iPhone. Fast, secure and no physical POS terminal required. FREE & NO COMMITMENT No subscription, no monthly fees, 0% PockPay commission. Only standard Stripe fees apply. CLIENT MANAGEMENT Create and manage your client database directly in the app. View each client's payment history in one tap. PRODUCTS & SUBSCRIPTIONS Set up your products with pricing and create recurring subscriptions for your regular clients. Billing is handled automatically. AUTOMATIC INVOICES Invoices are generated and sent directly to your clients via Stripe. Professional and effortless. DASHBOARD & ANALYTICS Track your sales in real time: daily, weekly and monthly revenue, transaction count, average ticket and business trends. COMPLETE HISTORY Browse the detailed history of all your transactions with filters by status, amount and period. Export available. SIMPLIFIED REFUNDS Process full or partial refunds directly from the app in just a few seconds. SECURED BY STRIPE All payments are processed by Stripe, the global leader in online payments. Funds are transferred directly to your bank account. AVAILABLE IN 8 LANGUAGES Français, English, Español, Deutsch, Italiano, Português, Nederlands, Polski. IDEAL FOR - Retailers and tradespeople - Markets and flea markets - Home deliveries - Events and festivals - Freelancers - Independent professionals PockPay is the simplest all-in-one payment solution for professionals who want to accept card payments, manage their clients and track their business -- without investing in a physical terminal.

KeyTransact is a full payment processor for merchants who want honest pricing and every payment method their customers actually use — credit cards, debit cards, Apple Pay, Google Pay, and ACH bank transfers — all from one app. WHY MERCHANTS SWITCH TO KEYTRANSACT Honest pricing. Flat 2.7% + 25¢ per transaction, or a 0% commission monthly plan for high-volume merchants. What we quote is what you pay — no platform surcharge, no hidden markup on interchange, no surprise fees added later. Every way to accept payments. Card-not-present online, tap-to-pay in person, invoicing over email, recurring subscriptions, and ACH bank debits — all on day one, all in one dashboard. PCI-compliant tokenization. Card details never touch your servers or your phone's storage. Your payments are secure by default. Real-time disputes and refunds. See the full chargeback timeline the moment it opens, not three days later. Respond with evidence right from your phone. Bank deposits on your schedule. Pick daily, weekly, or on-demand instant payouts to your debit card. WHAT'S IN THE APP • OVERVIEW — Daily dashboard: card volume, successful charges, average ticket, and recent transactions at a glance. • TERMINAL — Take a payment in seconds. Type the amount, charge the card, email the receipt. Works for in-person retail, phone orders, mobile services, and back-office collections. • INVOICES — Send professional card-payable invoices in seconds. Recurring billing, PDF attachments, automatic reminders, custom messages, and multi-currency support. • CUSTOMERS — Save cards on file, track lifetime value, and re-charge with one tap. Perfect for repeat customers and subscription businesses. • PAYOUTS — Track every deposit hitting your bank. See the exact date each pending payment clears and lands in your account. • DISPUTES — Respond to chargebacks with attached evidence right from your phone. Full timeline and dispute status. • REPORTS — Volume, fees, refunds, and net deposits — export CSV for accounting or file taxes. • SETTINGS — Manage your account, bank accounts, team members, notification preferences, and receipt branding. BUILT FOR EVERY BUSINESS • E-commerce stores accepting online credit card payments • Retail shops taking cards in person and mobile payments • Service businesses charging customers on the go • SaaS companies needing recurring billing and card-on-file • Restaurants and food trucks processing tap-to-pay • Freelancers and consultants sending card-payable invoices • Nonprofits accepting donations by credit card and ACH • Contractors and home services processing payments in the field PRICING Two ways to pay, both honest. Flat rate 2.7% + 25¢ per successful transaction. Or a 0% commission monthly plan calibrated to your volume — usually the better deal once you cross around $30k/month. We quote before you commit. No hidden fees. No monthly minimums on the flat plan. No cancellation fees ever. SECURE + COMPLIANT PCI-DSS Level 1 tokenization. End-to-end encryption on every transaction. Fraud scoring built in. Chargeback protection tools. Card data never stored on-device. GET STARTED Sign up, verify your business, connect your bank account, and start accepting card payments. No demo call. No sales rep. No weeks of underwriting. Most merchants are approved and processing in under an hour. Accept credit card payments, send invoices, take mobile payments, run recurring subscriptions, and get deposited on your schedule — all in one app. Download KeyTransact and keep your margin.