Finly vs Kentrove

Finly - is a reliable assistant in the world of finance, which helps not only to monitor your income and expenses, but also to develop financial literacy to build a successful future. Try the application and feel how easy it is to manage your finances, achieve your goals and confidently plan for the future.

Kentrove is a private, local-first expense tracker that helps you take control of your money without giving up your data. Transactions, budgets and receipts are stored locally on your device. There's no account to create, no password to remember, and no server holding your financial life. When you want a safety net, optional iCloud Backup keeps an encrypted copy in your own iCloud account — invisible to us, accessible only to you. — WHY KENTROVE — • No sign-in. Open the app and start tracking. Ever. • Local-first. Your data lives on your device in an encrypted database, not on our servers. • Your cloud, your control. Backups go to your own iCloud account using Apple's encrypted CloudDocuments service. • No subscription required for core tracking. • Built for the way real people manage money — not for spreadsheet enthusiasts. — WHAT YOU CAN DO — • TRANSACTIONS — Add income and expenses in seconds. Attach a receipt photo. Categorize at a glance. • ACCOUNTS — Track bank accounts, cards, wallets, and cash in one place. Get a clear picture of where your money actually is. • BUDGETS — Set monthly or custom budgets per category. See exactly how much room you have left before payday. • EMIs & LOANS — Track every EMI, due date, and remaining principal. Never miss a payment. • GOALS — Save for what matters. Set a target, contribute regularly, watch progress build. • ATTACHMENTS — Snap a photo of any receipt, bill, or document and attach it to the transaction. All stored locally on your device. • VOICE ASSISTANCE — Optional voice commands and Siri shortcuts help you record entries and open reports. Voice permissions and access to financial answers are under your control in Settings. • INSIGHTS — Clear charts and breakdowns by category, month, and account. Spot patterns. Understand habits. • CLOUD BACKUP — Optional, one-tap iCloud Backup. Switch devices, recover from a reset, restore in one tap. Your backup lives in your own iCloud — we never see it. — PRIVACY YOU CAN ACTUALLY VERIFY — Kentrove does not store your financial records on its own servers. Optional encrypted backups go to your own iCloud account. Voice recognition prefers on-device processing where supported; Apple's speech service may process audio otherwise. Sharing diagnostics and analytics is optional and can be changed in Settings. When enabled, Firebase Analytics and Crashlytics process usage, device and crash information, including SDK identifiers. Financial entries and voice transcripts are not sent to Firebase. iOS ads are non-personalized; advertising SDKs may still process device, advertising and diagnostic information. See our privacy policy for details. — SUPPORT — Questions, feedback, or feature requests? Reach us at support@kentrove.com or visit kentrove.com.