Comparison

Qpay Merchants vs Budge

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Qpay Merchants

Features
Read full description

Qpay - Merchant is a smart and efficient BNPL (Buy Now, Pay Later) solution designed to help businesses streamline payments and increase sales. This app enables merchants to track transactions, request payments from customers, and accept payments via QR codesβ€”all with a seamless and secure experience. Key Features: Real-Time Dashboard – Monitor transactions and sales performance effortlessly. Easy Payment Requests – Request BNPL payments by entering a customer’s registered phone number. QR Code Payments – Generate QR codes for instant and hassle-free transactions. Secure Approvals – Customers confirm payments via the Qpay customer app. Transaction History – View and manage all completed and pending transactions. Fast & Reliable – Designed for businesses to accept BNPL payments quickly and securely. Why Choose Qpay - Merchant? Increase Sales: Offer flexible payment plans to attract more customers. Secure & Transparent: No hidden fees, ensuring a smooth payment process. User-Friendly Interface: Simple and intuitive app designed for merchants. Works Anywhere: Supports both in-store and online payments. Start accepting Buy Now, Pay Later payments today and provide your customers with a flexible and secure payment experience!

About

Budge

Features
Read full description

Meet Budge β€” the intelligent expense tracker that helps you master your money. Track spending, set budgets, and gain actionable insights to save more and stress less. **SMART DASHBOARD** Get a clear picture of your finances at a glance. View your total balance, monthly income vs. expenses, weekly spending trends, and budget status β€” all on one screen. Smart insights highlight patterns and opportunities to save. **EFFORTLESS TRANSACTION TRACKING** Log expenses and income in seconds. Categorize transactions, add notes, and pick dates. Swipe to edit or delete. View transactions by day, week, month, or year. Export your data as CSV, PDF, or JSON anytime. **MULTI-PROFILE SUPPORT** Manage multiple financial lives in one app. Create separate profiles for personal, work, freelance, or savings. Each profile has its own transactions, categories, budgets, and theme colors. Switch between them instantly. **POWERFUL BUDGETS & ALERTS** Set weekly, monthly, or yearly budgets per category. Track your progress with visual cards showing percentage used and amounts remaining. Get push notifications when you hit 80% and 100% of your limit. Stay in control, never overspend. **DEEP ANALYTICS & INSIGHTS** Understand your spending like never before. Explore income vs. expense breakdowns, spending trend charts, category distribution donut charts, and yearly comparisons. Personalized insights help you make smarter financial decisions. **DAILY DIGEST NOTIFICATIONS** Receive a daily summary of yesterday's spending β€” top categories, budget status, and financial health snapshot. Start each day informed. **CUSTOMIZABLE & SECURE** Choose your preferred currency, toggle dark mode, and organize categories your way. All data stays on your device with optional iCloud backup. Privacy first, always. **EXPORT YOUR DATA** Generate professional CSV, PDF, or JSON reports for any date range. Share via email, Files, or any app. Perfect for tax season, expense reports, or personal records. **KEY FEATURES** - Multi-profile expense tracking - Custom budgets with push alerts - Interactive charts and spending insights - Daily spending digest notifications - CSV, PDF, and JSON export - Dark mode support - 150+ currencies - iCloud sync (coming soon) - Face ID security (coming soon) Download Budge today and take control of your finances. Master your money. Save more, stress less.

Screenshots

Qpay Merchants4 screens
Budge4 screens

Verdict

The call

The clearest difference is iOS requirement: Qpay Merchants at 15.6 against Budge's 17. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Qpay Merchants ships an update every 4 months, Budge every 2 months. The most recent releases landed on September 23, 2026 and October 11, 2026 respectively.

Scorecard1 real difference Β· 5 level
Qpay Merchants versus Budge: the parameters behind the verdict, then further details
ParameterQpay MerchantsBudge
PriceFreeFree
Update frequencyEvery 4 monthsEvery 2 months β€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.6 β€” better17
Further details β€” not scored
Size53 MB22 MB
Age rating17+4+
DeveloperFintech Solutionsshahid nasrullah

In-app purchases

None

Qpay Merchants

No in-app purchases

None

Budge

No in-app purchases

Questions

Is Qpay Merchants free?
Qpay Merchants is free to download, with no in-app purchases.
Is Budge free?
Budge is free to download, with no in-app purchases.
Do Qpay Merchants or Budge have ads?
Neither Qpay Merchants nor Budge shows ads.
Which is updated more often, Qpay Merchants or Budge?
Qpay Merchants ships an update every 4 months, and Budge every 2 months. Most recently, Qpay Merchants was updated on September 23, 2026 and Budge on October 11, 2026.

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