YieldClub vs OctoBudget

Your dollars earn up to 12% APY. That yield buys Bitcoin automatically. No trading. No timing the market. Just set it and stack. HOW IT WORKS Your dollars earn yield every day through overcollateralized DeFi lending markets - one of the most popular income sources in crypto, backed by over $10 billion in deposits. That yield automatically converts to Bitcoin (and soon, other bluechips like ETH, SOL and XRP) on your schedule. You can also buy directly anytime. Set your targets once, and your money works in the background. WHY YIELDCLUB - Your dollars fuel your BTC stack: Earn up to 12% APY on your dollars - significantly more than fixed income or savings accounts. Your yield auto-converts to Bitcoin so your stack grows every single day without you doing anything. - Buy BTC, ETH, SOL, and more: Purchase blue chip crypto directly in the app. Set up recurring buys, target price orders, or just let your yield do the buying for you. - Withdraw anytime: No lockups, no penalties, no waiting periods. Your money and your crypto are always accessible. - Real-time compounding: Earnings update every 16 seconds and grow continuously. - You own everything: Self-custody wallet. Your keys, your crypto, your dollars. Nothing is held by us, lent out, or put at risk. FEATURES - Autopilot yield-to-BTC. Your dollars earn yield. Your yield buys Bitcoin. It runs in the background while you live your life. - Easy funding. Deposit from your bank account via ACH. Set up recurring deposits so your autopilot never runs dry. Brazil PIX and more currencies coming soon. - Self-custody wallet. Your assets are held in your own wallet — not ours. Fully on-chain, fully transparent, fully yours. - Recurring buys and auto-DCA. Set up daily, weekly, or monthly purchases of BTC, ETH, SOL, and other blue chips. Dollar-cost average without thinking about it. - Target price orders. Set a price you want to buy at. When BTC hits your target, we buy automatically and notify you. WHO YIELDCLUB IS FOR You've heard you should own Bitcoin but don't want to trade or time the market. You want your money doing more than sitting in a bank account earning nothing. You want a simple, automated way to build a crypto portfolio without the complexity. YieldClub handles everything - you just set your goals and let it run. YIELDCLUB VS THE ALTERNATIVES Banks pay 0–4% and give you zero crypto exposure. Coinbase and exchanges expect you to actively trade. Robinhood and Cash App let you buy BTC but your dollars sit idle between purchases. YieldClub is the only app where your dollars earn yield AND that yield automatically builds your BTC stack — all in one place, all on autopilot. START STACKING TODAY Download YieldClub, fund your account, and set your autopilot. Your dollars start earning yield immediately, and your BTC stack starts growing from day one. ABOUT YIELDCLUB YieldClub is a crypto accumulation app that makes it easy to earn yield on your dollars and automatically build a portfolio of Bitcoin and blue chip crypto. Backed by leading investors and built by an experienced team, YieldClub is the simplest way to put your money on autopilot.

OctoBudget lets you design your money flow your way. Set up the wallets that match your life (essentials, savings, fun… or names that mean something to you). Every time income lands, it moves itself—calmly, correctly, and on purpose. It’s the power of proven principles (50/30/20, 6 Jars, and more), shaped into a flow that fits you instead of the other way around. Goals feel alive here. Create one—new laptop, a trip, debt freedom—and your rules quietly fund it the moment money arrives. Watch progress rise in a playful ocean where your goals float upward as they get closer to complete. No spreadsheets. No second-guessing. Just momentum. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/