halco vs HOLD

Halco makes it easy to buy Bitcoin— without compromising your values. Built for Muslims, Halco gives you interest-free access to crypto using Apple Pay, ACH, or cards. Backed by fatwas confirming Bitcoin's permissibility. Halco is both a Shariah-aligned crypto exchange and a secure non-custodial wallet—so you’re always in control of your funds. Create a wallet in seconds, or safely import an existing one and start trading Bitcoin without interest, speculation, or compromise. Made for Muslims, by Muslims Our mission is to bridge faith and finance by empowering every Muslim to invest in cryptocurrency with confidence, integrity, and ease. Whether you’re new to crypto or a seasoned investor, Halco was designed to protect your wealth and your values. Buy Bitcoin with ease • Apple Pay, debit/credit cards, or ACH • No account minimums — get started with $30 • Seamless user interface, optimized for beginners You hold the keys • Non-custodial wallet = you own your crypto • Easy wallet setup or import • Encrypted keys stored on-device Backed by Islamic scholars Halco’s Bitcoin offering follows the fatwa issued by the Fiqh Council of North America, which confirms: Bitcoin is halal for investment and trade All ribā rules apply to BTC Spot trading and transparency are required Zakāt is due if conditions are met We do not offer leveraged trading, speculation, or custodial accounts — and we never charge interest. “The Fiqh Council views that the objections some have raised against Bitcoins... are not strong enough to warrant a verdict of impermissibility. Hence, they remain upon the default, which is permissibility.” — Fiqh Council of North America, 2019 Download Halco and start your halal Bitcoin journey today.

HOLD: money, finally social. Get paid from anywhere, pay friends like you text, and let Hi, your money assistant, plan your next trip. One app, and only you hold your money. GET PAID FROM ANYWHERE • Your own USD, EUR and GBP account numbers, and more currencies • Get paid by clients, employers and platforms worldwide • Share your @username, not long addresses or SWIFT codes YOUR GROUP CHAT, NOW WITH MONEY • Chat 1:1 or in groups and pay right in the conversation • Split trips, dinners and rent. HOLD tracks who owes what • Settle up in one tap JUST ASK HI • Your AI money assistant, right in your chats • Ask for a hotel near an event and book it without leaving the chat • Hi keeps to your budget TRAVEL MORE, PAY LESS • eSIMs for your next trip, from $13 • Hotels worldwide, paid from your balance • Earn HiPoints as you go SAVE AND INVEST • Keep your earnings in dollars, safe from local inflation • Buy Bitcoin, Ethereum, Solana and more • Convert between currencies in one tap SECURITY • Self-custodial: your recovery phrase never leaves your device • Passkey and Face ID login, no passwords to leak • BIP-39 compatible: if you ever leave, you take everything with you WHO IT'S FOR Freelancers, remote workers, creators, travellers and friends who share expenses. Anyone whose paycheck lives in one currency and whose life lives in another. WHAT WE WILL NEVER DO • Block you based on your country • Sell your data • Hide fees in the exchange rate HOLD is a tool. Your money is yours. Create your account in 30 seconds with your email and a passkey. hello@hihodl.xyz · hihodl.xyz