Comparison

TEFS vs VAULT

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

TEFS

Practice cryptocurrency trading with real market data and no financial risk. Pass free challenges to earn a funded trading account on the TEFS platform. Build and test your strategies before risking real capital.

Highlights
  • Free trading challenges
  • Funded trading account opportunities
  • Virtual demo account with $10,000
  • 20+ cryptocurrencies with real-time prices
  • Structured trading challenges
  • Mobile-optimized interface
Features
Read full description

Trade Crypto. Pass Free Challenges. Get Funded. TEFS: Crypto Trading Simulator is the only app where you can earn a real funded trading account — starting from a 100% free challenge. Trade top cryptocurrencies like Bitcoin and Ethereum using real market data, without risking real money. Build your strategy, test your skills, and qualify for a funded account on the TEFS platform. Key Features: – Free trading challenge with real rewards – $10,000 virtual demo account included – 20+ cryptocurrencies with real-time prices – Structured trading challenges with clear rules – Optional paid challenges with softer conditions – Mobile-optimized interface – No signup or deposit required TEFS is not a game — it’s a simulator that helps you practice real trading strategies and gives you the opportunity to earn real capital. No tricks. No fake cash. Just real opportunity. Disclaimer: This app is a trading simulator for educational use only. No real money is used in the app. Success in the simulator does not guarantee results in real trading. Funded accounts and withdrawals are available only via TEFS.com after qualification.

About

VAULT

This app analyzes your connected financial accounts to provide a single score representing your financial health. It offers personalized, actionable steps to improve your financial situation and track your progress over time.

Highlights
  • Vault Score for financial health
  • Personalized 'Next Move' recommendations
  • Wealth recap (net worth, cash, investments, debt)
  • AI-powered financial concierge
  • Future trajectory projection
  • Company research tools
  • Habit-building streaks
Features
Read full description

VAULT turns your connected accounts into a clear picture of where you stand — and one specific move to improve it. Most money apps hand you charts and leave you to interpret them. VAULT tells you what to do next. HOW IT WORKS Connect your accounts securely through Plaid. VAULT reads your balances, spending, and net worth, then builds your Vault Score a single number for your financial health, refreshed as your accounts update. WHAT YOU GET • Vault Score — one number for where you stand, built from how you save, spend, invest, and handle debt • Next Move — a specific, doable action for your situation, not generic tips • Wealth Recap — net worth, cash, investments, and debt in a single view • AI Concierge — ask questions about your money in plain language, get a straight answer • Trajectory — see where your current habits lead over time • Company Research — understand a business before you put money into it • Streaks — build the habit that makes the rest of it compound WHY SMALL MOVES WIN A fee you cancel, a rate you negotiate, a contribution you automate. Individually small, together decisive. VAULT surfaces the ones that matter for your accounts and tracks whether you followed through. YOUR DATA Bank connections run through Plaid, the same infrastructure used by many major finance apps. Connections are read-only: VAULT never sees your banking password and can never move your money. VAULT PREMIUM VAULT Premium is an auto-renewing monthly subscription that unlocks full access. The price is shown in the app before you purchase. Payment is charged to your Apple Account at confirmation. The subscription renews automatically unless you cancel at least 24 hours before the end of the current period, and you can manage or cancel it anytime in your iPhone Settings. VAULT provides educational information to help you understand your own finances. It is not a financial adviser, does not provide investment advice, and does not recommend specific securities. Terms of Use: https://getsvault.com/terms Privacy Policy: https://getsvault.com/privacy

Screenshots

TEFS4 screens
VAULT4 screens

Verdict

The call

The clearest difference is in-app purchases: VAULT at none against TEFS's 8. VAULT also leads on rating (5.0 vs 4.6) and update cadence (every 5 days vs fortnightly). TEFS's advantage is ratings volume (97 vs 4). On price, review sentiment, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. TEFS sells 8 one-off in-app purchases. VAULT asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

VAULT holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: TEFS has 97 ratings behind it against 4, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

TEFS ships an update fortnightly, VAULT every 5 days. The most recent releases landed on October 8, 2026 and September 25, 2026 respectively.

Scorecard5 real differences · 5 level
TEFS versus VAULT: the parameters behind the verdict, then further details
ParameterTEFSVAULT
PriceFreeFree
Rating4.6 (97 ratings)5.0 (4 ratings) — better
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings97 — better4
Update frequencyFortnightlyEvery 5 days — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPod — betteriPhone
Requires iOS16 — better16.4
Further details — not scored
Size114 MB51 MB
Age rating17+17+
DeveloperTEFS Marketing Management LLCVault Wealth LLC

Customer experience

TEFS

All ratings97 ratings
Positive87.6%
Neutral6.2%
Negative6.2%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

VAULT

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews4 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

8 purchases

TEFS

One-time8
  • No ads - 1 day$1.99
  • No ads - 7 days$4.99
  • Challenge 1000 - first discount$7.99
Show 5 more
  • Challenge 2500 - first discount$14.99
  • Challenge $1000$14.99
  • Challenge $2500$29.99
  • Challenge 10000 - first discount$49.99
  • Challenge $10000$99.99
None

VAULT

No in-app purchases

Questions

Is TEFS free?
TEFS is free to download, with in-app purchases available.
Is VAULT free?
VAULT is free to download, with no in-app purchases.
Which has better reviews, TEFS or VAULT?
VAULT is rated higher. TEFS averages 4.6 out of 5 from 97 ratings, while VAULT averages 5.0 from 4 ratings.
Do TEFS or VAULT have ads?
Neither TEFS nor VAULT shows ads.
Which is updated more often, TEFS or VAULT?
TEFS ships an update fortnightly, and VAULT every 5 days. Most recently, TEFS was updated on October 8, 2026 and VAULT on September 25, 2026.

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