Xpenses vs WhoPays

Take control of your finances, on your terms. Track spending, plan budgets, and reflect on your financial habits with a beautiful, privacy-first app designed for real life. Private by Design Your data belongs to you, always. Stored locally, never shared, and never tracked. No account required. No ads. No data harvesting. Ever. Free to Use, Forever Get started with the Basic Plan for free. It includes everything you need to begin your journey toward better financial awareness: - Unlimited expense & income tracking - Local-only data storage - Predefined smart categories - Monthly summaries & year-in-review graphs - Advanced search, filtering, and sorting - All features with no ads and no account Upgrade to Premium (optional) For those who want more customization and convenience, the Premium Plan adds powerful features: - iCloud Sync – Keep your data in sync across devices - Partner Sharing – Collaborate with a loved one - Custom Categories – Personalize your finances - Monthly Budgets – Plan and stay on track - Recurring Transactions – Automate repeat entries - Import & Export – Backup or migrate with CSV files Choose between a one-time purchase or a flexible subscription, whichever fits your style. You’ll get full access, with no restrictions. No pressure. No tracking. Just clarity. This is your space to reflect, plan, and stay in control, with peace of mind. Terms of Use: https://puppybyte.dev/xpenses/terms Privacy Policy: https://puppybyte.dev/xpenses/privacy

WhoPays tells you who pays next to minimize settles. A dead-simple group expense tracker for trips and roommates: add people, tap "I paid," and balances stay near even without end-of-trip math. Why it is simpler * One action: "I paid" → pick who was included, enter amount. * Next payer banner: always shows who should pay next. * Direct pay: record reimbursements (A → B) when needed. * Multi-currency: log in any currency; rates fetched & cached; original + converted shown in group currency. * Clear history: original and converted amounts; edit or delete anytime. * Invite links: join via link (no codes); add people before they install and their expenses transfer when they join. * Member management: person details to see status, resend invites, remove members, or leave the group. * Fast sync, works offline: real-time updates with anonymous sign-in. No bank links, no clutter. * Export as PDF: statement with all transactions, balances, and a settle-up suggestion. * Notifications: know when someone adds a new expense. Perfect for * Vacations and weekend trips * Shared apartments and groceries * Clubs, teams, and casual group buys Keep it fair, keep it moving. WhoPays makes splitting effortless by telling you who pays next.