Comparison

Xpenses vs Cashnote

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Xpenses

Manage your personal finances with a privacy-focused expense tracker. Organize spending, set budgets, and gain insights into your financial habits with local data storage and no ads.

Highlights
  • Unlimited expense & income tracking
  • Local-only data storage
  • Predefined and custom categories
  • Monthly summaries and graphs
  • iCloud Sync
  • Partner Sharing
  • CSV Import & Export
Features
Read full description

Take control of your finances, on your terms. Track spending, plan budgets, and reflect on your financial habits with a beautiful, privacy-first app designed for real life. Private by Design Your data belongs to you, always. Stored locally, never shared, and never tracked. No account required. No ads. No data harvesting. Ever. Free to Use, Forever Get started with the Basic Plan for free. It includes everything you need to begin your journey toward better financial awareness: - Unlimited expense & income tracking - Local-only data storage - Predefined smart categories - Monthly summaries & year-in-review graphs - Advanced search, filtering, and sorting - All features with no ads and no account Upgrade to Premium (optional) For those who want more customization and convenience, the Premium Plan adds powerful features: - iCloud Sync – Keep your data in sync across devices - Partner Sharing – Collaborate with a loved one - Custom Categories – Personalize your finances - Monthly Budgets – Plan and stay on track - Recurring Transactions – Automate repeat entries - Import & Export – Backup or migrate with CSV files Choose between a one-time purchase or a flexible subscription, whichever fits your style. You’ll get full access, with no restrictions. No pressure. No tracking. Just clarity. This is your space to reflect, plan, and stay in control, with peace of mind. Terms of Use: https://puppybyte.dev/xpenses/terms Privacy Policy: https://puppybyte.dev/xpenses/privacy

About

Cashnote

Features
Read full description

Cashnote is your personal financial companion — simple, fast, and completely offline. Keep track of your income and expenses, set budgets, and understand your spending habits with easy-to-understand statistics. EASY ENTRY - Enter income and expenses in seconds - Freely select categories and accounts - Attach receipts as photos - Automatically create recurring transactions SET BUDGETS - Define monthly limits per category - Progress indicator shows you instantly where you stand - Overview of all budgets on the dashboard UNDERSTAND STATISTICS - Pie charts by category - Monthly expense comparisons as bar charts - Savings rate at a glance - Top categories and account overview MULTIPLE ACCOUNTS - Bank, cash, credit card — all in one place - Individual currencies per account - Balance overview for each account WIDGETS - Current account balance directly on the home screen - Three sizes: Small, Medium, and Large - Top categories and recent transactions at a glance DATA PROTECTION - Completely offline — your data stays on your device - No account required - No ads Terms of Use By using this app, you agree to the Apple's standard End User License Agreement (EULA), available at: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Xpenses4 screens
Cashnote4 screens

Verdict

The call

Xpenses and Cashnote are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Xpenses sells 3 in-app purchases, starting at $0.99 per month and Cashnote sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Xpenses ships an update every 2 months, Cashnote every 3 months. Both last shipped on October 18, 2026.

ScorecardNo meaningful differences
Xpenses versus Cashnote: the parameters behind the verdict, then further details
ParameterXpensesCashnote
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 2 months — betterEvery 3 months
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPadiPhone, iPad
Requires iOS17 — better18.6
Further details — not scored
Size12 MB21 MB
Age rating4+4+
DeveloperAna FilipeAlexander Nikonov22270669431

In-app purchases

3 purchases

Xpenses

Subscriptions2
  • Xpenses Premium (1 Month)1 Month trial$0.991 Month
  • Xpenses Premium (1 Year)1 Month trial$8.991 Year
One-time1
  • Premium Lifetime$14.99
2 purchases

Cashnote

Subscriptions2
  • Monthly$1.991 Month
  • Annual7 Days trial$17.991 Year

Questions

Is Xpenses free?
Xpenses is free to download, with in-app purchases available.
Is Cashnote free?
Cashnote is free to download, with in-app purchases available.
Do Xpenses or Cashnote have ads?
Neither Xpenses nor Cashnote shows ads.
Which is updated more often, Xpenses or Cashnote?
Xpenses ships an update every 2 months, and Cashnote every 3 months. Most recently, Xpenses was updated on October 18, 2026 and Cashnote on October 18, 2026.

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