Xpenses vs CENTRIS

Take control of your finances, on your terms. Track spending, plan budgets, and reflect on your financial habits with a beautiful, privacy-first app designed for real life. Private by Design Your data belongs to you, always. Stored locally, never shared, and never tracked. No account required. No ads. No data harvesting. Ever. Free to Use, Forever Get started with the Basic Plan for free. It includes everything you need to begin your journey toward better financial awareness: - Unlimited expense & income tracking - Local-only data storage - Predefined smart categories - Monthly summaries & year-in-review graphs - Advanced search, filtering, and sorting - All features with no ads and no account Upgrade to Premium (optional) For those who want more customization and convenience, the Premium Plan adds powerful features: - iCloud Sync – Keep your data in sync across devices - Partner Sharing – Collaborate with a loved one - Custom Categories – Personalize your finances - Monthly Budgets – Plan and stay on track - Recurring Transactions – Automate repeat entries - Import & Export – Backup or migrate with CSV files Choose between a one-time purchase or a flexible subscription, whichever fits your style. You’ll get full access, with no restrictions. No pressure. No tracking. Just clarity. This is your space to reflect, plan, and stay in control, with peace of mind. Terms of Use: https://puppybyte.dev/xpenses/terms Privacy Policy: https://puppybyte.dev/xpenses/privacy

Your money is working. Are you? CENTRIS is the financial OS built for people who run things themselves — freelancers, consultants, 1099 contractors, side hustlers, and small business owners who are done guessing where their money went. No bloated spreadsheets. No overpriced accounting software. Just clarity. —————————————————————— WHAT YOU GET REAL-TIME FINANCIAL PICTURE Net profit, cash flow, runway, and health score — all on one dashboard. Know exactly where you stand, every single day. RECEIPT SCANNING WITH AI Point your camera at any receipt. CENTRIS reads it, categorizes it, and logs it automatically. No typing. No losing receipts. INVOICES IN 30 SECONDS Build professional invoices, send them from the app, and track who's paid and who's overdue — all in one tap. MILEAGE THAT PAYS YOU BACK Log trips and CENTRIS calculates your exact IRS deduction at the 2025 standard rate. Every mile you forget is money left on the table. TAX DEDUCTIONS, FOUND FOR YOU CENTRIS automatically flags deductible expenses and estimates your quarterly tax payments before they sneak up on you. QUANTRA — YOUR AI FINANCIAL ADVISOR Ask anything about your money. "Am I profitable this month?" "What's my biggest expense category?" "Can I afford this?" Quantra has the answer because it knows your actual numbers. BUDGETS THAT ACTUALLY WORK Set spending limits by category. Get alerted before you go over. See exactly where you're bleeding money. BILL REMINDERS THAT KEEP YOU OUT OF TROUBLE Never pay a late fee again. CENTRIS surfaces every upcoming bill before it's due. —————————————————————— BUILT FOR • Freelancers and independent contractors • 1099 workers and gig economy earners • Consultants and agency owners • Side hustlers with real income • LLCs and sole proprietors • Anyone tired of not knowing their numbers —————————————————————— PLANS Free — Track expenses, scan receipts, send invoices. No credit card needed. Plus — Unlimited scans, invoices, and AI messages. Branded invoices. Smart alerts. Pro — Everything in Plus with 12-month forecasting, client scorecards, and marketing tools. Elite — Unlimited everything. Priority AI. White-glove support. —————————————————————— The financial clarity you've been putting off starts here.