EZMonex vs ChatWallet ChipChat
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
EZMonex
Easily send money from the U.S. to Vietnam with flexible payment options like credit cards, debit cards, and ACH. Enjoy competitive exchange rates and transparent fees for fast, secure transactions.
- Fast transfers to Vietnam
- Secure transactions with bank-level encryption
- Low-cost remittance with competitive rates
- Multiple delivery options
- User-friendly mobile experience
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Send money with confidence Transfer funds from the U.S. to Vietnam with ease using flexible payment options, including credit cards, debit cards, and ACH (checking or savings accounts). Enjoy competitive exchange rates and clear, upfront fees—so you can clearly see what you're sending and what your recipient will receive. Key Features: • Fast Transfers to Vietnam: Send money from the US to Vietnam in minutes—perfect for urgent needs. • Secure Transactions: Bank-level encryption and authentication keep your funds safe every step of the way. • Low-Cost Remittance: Enjoy competitive rates and transparent fees—no hidden surprises. • Multiple Delivery Options: Recipients can get cash at Vietcombank locations or deposits to their accounts. • User-Friendly App: Send money anytime, anywhere with an easy-to-use mobile experience.
ChatWallet ChipChat
Effortlessly collect and pay money within your group chats. Manage shared expenses like rent, trips, or gifts with live updates and automated reminders. Turn financial coordination into a fun, game-like experience.
- Collect and pay within chat
- Split bills instantly
- Automated payment reminders
- Live contribution tracking
- Gamified payment rewards
- Supports various group types
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The name: ChipChat is where "everyone chips in" meets the "chat" you're already in. Two ideas, one word: the chip is the money each person contributes; the chat is the group conversation where it all happens — the planning, the nudging, the "I just sent mine!" Money and conversation finally live in the same place. Money lives where you chat. ChipChat turns any group chat into a place where everyone can chip in. Rent, the group trip, the team gift, monthly dues — start a collection right inside the conversation and watch contributions roll in, live. No more "Venmo me," screenshots of who owes what, or chasing people one by one. Drop a ChipChat into the chat, and every member can pay their share in a single tap. Why groups love ChipChat Collect & pay without leaving the chat Live campaign cards appear right in the conversation. Tap once to pay your share — done. Split any bill in seconds Add the tip, divide by the group, and send a payment request. No mental math required. Never chase a friend again One tap sends a friendly — or firm — reminder to everyone who hasn't paid yet. Watch the money roll in, live A real-time pulse shows every contribution the moment it lands. Momentum everyone can see. Hit the goal together Watch the bar fill and celebrate the moment your group is fully funded. Reward your most reliable members Streaks and crowns turn on-time payments into a game everyone wants to win — and build your group's reputation, all the way to Diamond. Built for the way groups actually talk. Works for roommates, trips, teams, clubs, families, and any crew that pools money together. Just ChipChat it. The easiest way for any group to handle money together. Free to start. Lives in ChipChat but can work alongside WhatsApp · Telegram · SMS
Screenshots
Verdict
The clearest difference is update cadence: EZMonex at every 5 days against ChatWallet ChipChat's every 3 weeks. EZMonex also leads on ratings volume (3 vs 1). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for EZMonex against 5.0 for ChatWallet ChipChat. Both are backed by a comparable volume of ratings — 3 and 1 respectively.
EZMonex ships an update every 5 days, ChatWallet ChipChat every 3 weeks. The most recent releases landed on October 18, 2026 and October 24, 2026 respectively.
| Parameter | EZMonex | ChatWallet ChipChat |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (3 ratings) | 5.0 (1 ratings) |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 3 — better | 1 |
| Update frequency | Every 5 days — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 16.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 81 MB | 126 MB |
| Age rating | 4+ | 4+ |
| Developer | VCB Money, Inc | Algorithm, LLC |
Customer experience
EZMonex
ChatWallet ChipChat
In-app purchases
EZMonex
No in-app purchases
ChatWallet ChipChat
No in-app purchases









