BalanceTrackr vs SaveYourSum

BalanceTrackr is a simple and private app to manage your finances, free from ads, paywalls and subscriptions. No login or bank connection required. Add personal and shared accounts from as many banks as you like. Track balances, transactions, loans, and credit cards with clear overviews and intuitive graphs. Most features are manual to give you full control, but optional smart features like automatic logging with Apple Pay are available to simplify your workflow. Ideal for those tired of Excel, seeking an easier alternative for personal finance management. Features: • Total balance overview • Countdown to next payday • Manual entry of accounts, transactions, loans, and credit cards • Recurring transactions for fixed expenses • Account balance graphs and history • Currency and payday customization • Loan calculator for annuity and serial loans • Face ID/Touch ID support via iOS settings • Automatic logging with Apple Pay: Log transactions automatically in the background when you pay with Apple Pay – no need to open the app. • Receipts for transactions: Add receipts from camera, photo library, or PDF directly to your transactions • Currency calculator: Instantly convert between currencies • Spending breakdown: See how much you spend by category • Widgets! Track the countdown to payday or see the balance of 1 to 3 accounts – right from your home screen. • Multiple types of notifications (optional): - Get notified when a shortcut (e.g., Apple Pay transaction) is logged, or - when an account balance falls below a chosen amount, or - about upcoming transactions you have planned, or - when it’s time to pay a loan. • Set and track your progress toward your financial goals with the savings feature • Payday integration – track your savings since your last payday • Payday history: See how much you’ve saved or spent since your last payday – over time. • Budgeting: Set monthly spending limits per category to gain better control of your expenses. • PDF Reports: Generate PDFs with an overview of your finances – choose between financial report, account report, debt report, or category report. • Choose your own background color for a more personal app experience • Multi-currency support. Choose a main currency and set different currencies per account • Smart note suggestions. Get helpful suggestions based on your past transaction notes The loan calculator provides a clear repayment plan with monthly and annual details. Figures may differ slightly from your bank, but offer a good estimate without needing to log in. Activate security with Face ID or Touch ID by holding the app icon and selecting "Require Face ID" or "Require Touch ID".

SaveYourSum – Your Smarter Way to Save, Spend & Succeed Tired of losing track of your finances? SaveYourSum is your intelligent personal finance companion – designed to help you stay in control, build healthy financial habits, and reach your goals faster. Whether you're managing daily expenses, setting long-term savings goals, or simply looking for a clearer overview of your financial life – SaveYourSum brings it all together in one sleek, easy-to-use app. All-in-One Dashboard Keep track of your net worth, income, expenses, and balances at a glance – across all accounts including banks, cash, crypto, and investments. Budget Like a Pro Create monthly or yearly budgets, categorize your spending, and get real-time progress updates. Never overspend again – unless you really want to. Plan Your Financial Future Use the Net Worth Forecast feature to visualize your long-term financial growth. Adjust goals based on realistic, optimistic, or pessimistic scenarios. Set & Track Saving Goals From a new car to your dream home – set personalized goals and watch your savings grow over time. Smart Recommendations Let the app do the thinking: Get smart alerts for low balances, budget overspending, and better allocation strategies – tailored to your spending habits. Built-in Tools to Supercharge Your Finances Crypto Tracker Spending Forecast & Reports Price Comparison Currency Converter & Calendar View Data Export & More Stay Private When You Need It Easily hide balances with a single tap, especially when sharing your screen or using the app in public.