BalanceTrackr vs Subscriptions Tracker

BalanceTrackr is a simple and private app to manage your finances, free from ads, paywalls and subscriptions. No login or bank connection required. Add personal and shared accounts from as many banks as you like. Track balances, transactions, loans, and credit cards with clear overviews and intuitive graphs. Most features are manual to give you full control, but optional smart features like automatic logging with Apple Pay are available to simplify your workflow. Ideal for those tired of Excel, seeking an easier alternative for personal finance management. Features: • Total balance overview • Countdown to next payday • Manual entry of accounts, transactions, loans, and credit cards • Recurring transactions for fixed expenses • Account balance graphs and history • Currency and payday customization • Loan calculator for annuity and serial loans • Face ID/Touch ID support via iOS settings • Automatic logging with Apple Pay: Log transactions automatically in the background when you pay with Apple Pay – no need to open the app. • Receipts for transactions: Add receipts from camera, photo library, or PDF directly to your transactions • Currency calculator: Instantly convert between currencies • Spending breakdown: See how much you spend by category • Widgets! Track the countdown to payday or see the balance of 1 to 3 accounts – right from your home screen. • Multiple types of notifications (optional): - Get notified when a shortcut (e.g., Apple Pay transaction) is logged, or - when an account balance falls below a chosen amount, or - about upcoming transactions you have planned, or - when it’s time to pay a loan. • Set and track your progress toward your financial goals with the savings feature • Payday integration – track your savings since your last payday • Payday history: See how much you’ve saved or spent since your last payday – over time. • Budgeting: Set monthly spending limits per category to gain better control of your expenses. • PDF Reports: Generate PDFs with an overview of your finances – choose between financial report, account report, debt report, or category report. • Choose your own background color for a more personal app experience • Multi-currency support. Choose a main currency and set different currencies per account • Smart note suggestions. Get helpful suggestions based on your past transaction notes The loan calculator provides a clear repayment plan with monthly and annual details. Figures may differ slightly from your bank, but offer a good estimate without needing to log in. Activate security with Face ID or Touch ID by holding the app icon and selecting "Require Face ID" or "Require Touch ID".

Never lose track of a subscription again. Subio is an all-in-one subscription manager that helps you track recurring payments, manage free trials, organise subscriptions, and understand your spending, all from one beautiful, privacy-first app. Whether you're managing streaming services, business software, mobile apps, cloud subscriptions, memberships, or shared family plans, Subio gives you complete visibility over what's renewing, what's due next, and where your money is going. No spreadsheets. No forgotten renewals. No surprise charges. Everything you need to stay in control. Track subscriptions Keep all your subscriptions in one place and always know what's renewing, when you'll be charged, and how much you're spending each month and year. Never miss a renewal Receive smart reminders before recurring payments, subscription renewals, bills, and free trial expirations so you stay ahead of every charge. Organise with Profiles Create separate Personal, Business, Family, or custom profiles to keep subscriptions organised exactly the way you want. Share with friends and family Invite others to shared profiles and manage household or team subscriptions together while keeping ownership and permissions clear. Automatically discover subscriptions Quickly find subscriptions from your emails and imported bank statements using on-device processing powered by Apple technologies. Your personal data stays private and is never shared with external services. Manage subscriptions your way Filter subscriptions by payment method, sort by billing cycle or upcoming renewals, search instantly, and customise your workspace for the way you manage your finances. Understand your spending View monthly and yearly subscription costs, monitor recurring payments, and identify subscriptions that may no longer be worth keeping. Quick setup Add subscriptions in seconds with ready-to-use templates, automatic icon suggestions, and an extensive icon library. Built for global users Track subscriptions in multiple currencies and manage services from around the world. Designed for clarity Subio is designed to help you focus on what matters. No clutter. No ads. No unnecessary complexity. Just a fast, intuitive experience built specifically for managing subscriptions with confidence. Built with privacy in mind. Your information belongs to you. Subscription discovery happens on your device using Apple technologies whenever possible and your device supports it. We're continuously improving Subio with new features, smarter subscription management tools, and regular performance improvements based on user feedback. Whether you're an individual, a family, a freelancer, or a business managing recurring software costs, Subio helps you stay organised, avoid unexpected charges, and take control of your subscriptions. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/