BalanceTrackr vs Worthfolio

BalanceTrackr is a simple and private app to manage your finances, free from ads, paywalls and subscriptions. No login or bank connection required. Add personal and shared accounts from as many banks as you like. Track balances, transactions, loans, and credit cards with clear overviews and intuitive graphs. Most features are manual to give you full control, but optional smart features like automatic logging with Apple Pay are available to simplify your workflow. Ideal for those tired of Excel, seeking an easier alternative for personal finance management. Features: • Total balance overview • Countdown to next payday • Manual entry of accounts, transactions, loans, and credit cards • Recurring transactions for fixed expenses • Account balance graphs and history • Currency and payday customization • Loan calculator for annuity and serial loans • Face ID/Touch ID support via iOS settings • Automatic logging with Apple Pay: Log transactions automatically in the background when you pay with Apple Pay – no need to open the app. • Receipts for transactions: Add receipts from camera, photo library, or PDF directly to your transactions • Currency calculator: Instantly convert between currencies • Spending breakdown: See how much you spend by category • Widgets! Track the countdown to payday or see the balance of 1 to 3 accounts – right from your home screen. • Multiple types of notifications (optional): - Get notified when a shortcut (e.g., Apple Pay transaction) is logged, or - when an account balance falls below a chosen amount, or - about upcoming transactions you have planned, or - when it’s time to pay a loan. • Set and track your progress toward your financial goals with the savings feature • Payday integration – track your savings since your last payday • Payday history: See how much you’ve saved or spent since your last payday – over time. • Budgeting: Set monthly spending limits per category to gain better control of your expenses. • PDF Reports: Generate PDFs with an overview of your finances – choose between financial report, account report, debt report, or category report. • Choose your own background color for a more personal app experience • Multi-currency support. Choose a main currency and set different currencies per account • Smart note suggestions. Get helpful suggestions based on your past transaction notes The loan calculator provides a clear repayment plan with monthly and annual details. Figures may differ slightly from your bank, but offer a good estimate without needing to log in. Activate security with Face ID or Touch ID by holding the app icon and selecting "Require Face ID" or "Require Touch ID".

Track your assets and debts in one private, offline app. From cash and investments to property and collectibles, see your net worth change over time. Update values anytime with a clean, simple interface. Whether you use it as a net worth manager or a asset organizer, everything stays under your control. Update values on your schedule, and use a simple, uncluttered interface to monitor your net personal worth over time. Perfect for collectors, property owners, or anyone seeking a quick financial overview of their individual wealth. Granular by design, it gives precise control over every value item, helping you manage net worth accurately. == Manual Control == Every item and asset value is fully under your control. Unlike other similar tools, this app does not pull data from external sources for real-time valuations. You manage every item yourself, and decide when and how to modify its value item. A clear timeline shows all updates, allowing you to track each change and monitor your net worth. == Favorite Items == Select items from your asset list to access them instantly on the main screen. You can focus on what matters most without scrolling through everything. == Update Reminders == The app also monitors your asset log and notifies you when entries may need a value update, helping you keep your net wealth tracking accurate and up to date. == Multi-Currency Flexibility == Each item can use its own currency. Track assets in USD, EUR, GBP, JPY, or any other currency, then view everything converted to your selected base currency. You control all currency conversions by setting exchange rates manually. If needed, you can easily refresh rates to match current market values with a single click in the app settings. == iOS Native and Lightweight == This app is native to iOS, lightweight at under 5MB, and fully functional without an internet connection. It remains small because it does not use any tracking, bank integration or AI functions, keeping your data private. Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://worthfolio.app/privacy