BalanceTrackr vs DBH

BalanceTrackr is a simple and private app to manage your finances, free from ads, paywalls and subscriptions. No login or bank connection required. Add personal and shared accounts from as many banks as you like. Track balances, transactions, loans, and credit cards with clear overviews and intuitive graphs. Most features are manual to give you full control, but optional smart features like automatic logging with Apple Pay are available to simplify your workflow. Ideal for those tired of Excel, seeking an easier alternative for personal finance management. Features: • Total balance overview • Countdown to next payday • Manual entry of accounts, transactions, loans, and credit cards • Recurring transactions for fixed expenses • Account balance graphs and history • Currency and payday customization • Loan calculator for annuity and serial loans • Face ID/Touch ID support via iOS settings • Automatic logging with Apple Pay: Log transactions automatically in the background when you pay with Apple Pay – no need to open the app. • Receipts for transactions: Add receipts from camera, photo library, or PDF directly to your transactions • Currency calculator: Instantly convert between currencies • Spending breakdown: See how much you spend by category • Widgets! Track the countdown to payday or see the balance of 1 to 3 accounts – right from your home screen. • Multiple types of notifications (optional): - Get notified when a shortcut (e.g., Apple Pay transaction) is logged, or - when an account balance falls below a chosen amount, or - about upcoming transactions you have planned, or - when it’s time to pay a loan. • Set and track your progress toward your financial goals with the savings feature • Payday integration – track your savings since your last payday • Payday history: See how much you’ve saved or spent since your last payday – over time. • Budgeting: Set monthly spending limits per category to gain better control of your expenses. • PDF Reports: Generate PDFs with an overview of your finances – choose between financial report, account report, debt report, or category report. • Choose your own background color for a more personal app experience • Multi-currency support. Choose a main currency and set different currencies per account • Smart note suggestions. Get helpful suggestions based on your past transaction notes The loan calculator provides a clear repayment plan with monthly and annual details. Figures may differ slightly from your bank, but offer a good estimate without needing to log in. Activate security with Face ID or Touch ID by holding the app icon and selecting "Require Face ID" or "Require Touch ID".

DBH is an all-in-one, privacy-first personal dashboard engineered for those who demand total control over their data. By keeping 100% of your data stored locally on your device, DBH gives you zero cloud risk, zero tracking, and complete peace of mind. SECURITY & ENCRYPTED VAULT • Password Vault: Securely store login credentials and custom fields. Built-in TOTP two-factor authenticator code generator with native iOS Credential Provider auto-fill support. • Crypto Mnemonic & Key Vault: Safely store multi-chain recovery phrases (12, 18, 24 words) and private keys offline, completely air-gapped from network risks. • Secret Letter: Encrypted local messages and confidential records. • Hardware-Grade Security: Sensitive data is encrypted with Apple Keychain hardware-backed protection, safeguarded by Face ID / Touch ID biometric authentication. FINANCE & WEALTH TRACKER • Complete Overview: Track credit cards, bank accounts, loans, liabilities, and net worth trends at a glance. • Fast Expense Logging: Log daily income and expenses in seconds with clear spending breakdowns and category charts. • True Offline Safety: No bank account linking, no cloud syncing, and zero exposure of your financial information. PRODUCTIVITY & DAILY ESSENTIALS • Quick Notes: Fast, distraction-free notepad to capture thoughts, ideas, and drafts on the fly. • Markdown Studio: Lightweight, full-featured Markdown editor with live preview, syntax formatting, and outline view. • Todo & Checklists: Organize daily tasks, checklist items, and priorities effortlessly. • Countdowns & Anniversaries: Count up or down to birthdays, holidays, and milestones with avatar customization. • Smart Bookmarks: Bookmark favorite links with auto-fetched website favicons. • Social & Gift Ledger (Favor Book): Keep track of gifts, favors, and social reciprocity. • Inventory & Wardrobe: Catalog household items, collections, and wardrobe outfits with elegant waterfall layouts. • Creator Suite: Includes an on-screen Teleprompter, creative Doodle board, and location footprint tracker. DESIGNED FOR iOS • Modern Glassmorphism: Refined translucent card styling, responsive gestures, and haptic feedback. • Themes & Customization: Switch between stylish themes or set custom home background images. • Home & Lock Screen Widgets: Glancable WidgetKit widgets to keep your vital finances, tasks, and countdowns always in view. Private, powerful, and beautifully native. Welcome to DBH. Privacy Policy: https://ios.1895.cn/privacy-policy.html Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/