BalanceTrackr vs Expense Tracker Genius

BalanceTrackr is a simple and private app to manage your finances, free from ads, paywalls and subscriptions. No login or bank connection required. Add personal and shared accounts from as many banks as you like. Track balances, transactions, loans, and credit cards with clear overviews and intuitive graphs. Most features are manual to give you full control, but optional smart features like automatic logging with Apple Pay are available to simplify your workflow. Ideal for those tired of Excel, seeking an easier alternative for personal finance management. Features: • Total balance overview • Countdown to next payday • Manual entry of accounts, transactions, loans, and credit cards • Recurring transactions for fixed expenses • Account balance graphs and history • Currency and payday customization • Loan calculator for annuity and serial loans • Face ID/Touch ID support via iOS settings • Automatic logging with Apple Pay: Log transactions automatically in the background when you pay with Apple Pay – no need to open the app. • Receipts for transactions: Add receipts from camera, photo library, or PDF directly to your transactions • Currency calculator: Instantly convert between currencies • Spending breakdown: See how much you spend by category • Widgets! Track the countdown to payday or see the balance of 1 to 3 accounts – right from your home screen. • Multiple types of notifications (optional): - Get notified when a shortcut (e.g., Apple Pay transaction) is logged, or - when an account balance falls below a chosen amount, or - about upcoming transactions you have planned, or - when it’s time to pay a loan. • Set and track your progress toward your financial goals with the savings feature • Payday integration – track your savings since your last payday • Payday history: See how much you’ve saved or spent since your last payday – over time. • Budgeting: Set monthly spending limits per category to gain better control of your expenses. • PDF Reports: Generate PDFs with an overview of your finances – choose between financial report, account report, debt report, or category report. • Choose your own background color for a more personal app experience • Multi-currency support. Choose a main currency and set different currencies per account • Smart note suggestions. Get helpful suggestions based on your past transaction notes The loan calculator provides a clear repayment plan with monthly and annual details. Figures may differ slightly from your bank, but offer a good estimate without needing to log in. Activate security with Face ID or Touch ID by holding the app icon and selecting "Require Face ID" or "Require Touch ID".

Take control of your finances with Expense Tracker Genius — the smart, privacy-first expense tracker for iPhone, iPad, and Mac. SMART EXPENSE TRACKING - Add income and expenses with categories, tags, and notes - 3-tier scanning: Apple Intelligence, Vision spatial analysis, then regex - Scan receipts, bank statements, and payment app screenshots - Supports 20+ payment apps: PayPay, Suica, nanaco, Coke ON, Venmo, and more - AI detects multiple transactions from a single image - Smart category suggestions powered by Apple Intelligence or NLP - Recurring transactions, receipt attachments - Share Extension and Quick Actions from Home Screen AI-POWERED TRAVEL PLANNER - Plan trips with cost estimation powered by Apple Intelligence - Compare flights, trains, buses, and car routes with real MapKit data - Find real hotels via Apple Maps at budget, mid-range, and luxury tiers - Day-by-day itinerary with breakfast, lunch, dinner, and cafe suggestions - Track estimated vs actual spending with comparison charts - Interactive map with route, hotel, and activity pins - Share trip cards to Instagram, Facebook, or save to Photos - Link trips to savings goals with per-person budget breakdown - Weather forecast and metric/imperial support BUDGETS & SAVINGS GOALS - Category budgets with weekly, monthly, or custom periods - Visual progress charts and limit notifications - Pay cycle support — track from payday to payday - Savings goals with due dates and AI-powered tips - Addiction goals to cut spending on specific categories REPORTS & INSIGHTS - Pie charts, bar charts, radar charts, and line graphs - Daily, weekly, monthly, and yearly breakdowns - AI-powered spending analysis and predictions - Predictions follow your selected account filter - Export as CSV, PDF, or images MULTIPLE ACCOUNTS & CURRENCIES - Cash, bank, credit card accounts with per-account currency - 60 currencies (30 fiat + 30 crypto) with live rates - Beautiful stacked card interface PERFORMANCE - 63x faster dashboard with single-pass calculations - Charts cached and only recompute when data changes - Debounced updates — no lag when switching views APPLE WATCH & 11 WIDGETS - Watch: daily summary, add expenses, complications - Widgets: balance, budget, goals, spending, travel, quotes - 7 themes: System, Story Card, Editorial, Pop Art, Monochrome Ink, Card Stack, Midnight Sapphire DESIGNED FOR MAC - Native Mac Catalyst with keyboard shortcuts - Resizable window with full feature parity PRIVACY FIRST - All data on your device — no servers - Optional iCloud sync, Face ID/Touch ID/PIN lock - Privacy mode hides amounts 23 languages. Full accessibility. Siri Shortcuts. Start today!