BalanceTrackr vs SubBot

BalanceTrackr is a simple and private app to manage your finances, free from ads, paywalls and subscriptions. No login or bank connection required. Add personal and shared accounts from as many banks as you like. Track balances, transactions, loans, and credit cards with clear overviews and intuitive graphs. Most features are manual to give you full control, but optional smart features like automatic logging with Apple Pay are available to simplify your workflow. Ideal for those tired of Excel, seeking an easier alternative for personal finance management. Features: • Total balance overview • Countdown to next payday • Manual entry of accounts, transactions, loans, and credit cards • Recurring transactions for fixed expenses • Account balance graphs and history • Currency and payday customization • Loan calculator for annuity and serial loans • Face ID/Touch ID support via iOS settings • Automatic logging with Apple Pay: Log transactions automatically in the background when you pay with Apple Pay – no need to open the app. • Receipts for transactions: Add receipts from camera, photo library, or PDF directly to your transactions • Currency calculator: Instantly convert between currencies • Spending breakdown: See how much you spend by category • Widgets! Track the countdown to payday or see the balance of 1 to 3 accounts – right from your home screen. • Multiple types of notifications (optional): - Get notified when a shortcut (e.g., Apple Pay transaction) is logged, or - when an account balance falls below a chosen amount, or - about upcoming transactions you have planned, or - when it’s time to pay a loan. • Set and track your progress toward your financial goals with the savings feature • Payday integration – track your savings since your last payday • Payday history: See how much you’ve saved or spent since your last payday – over time. • Budgeting: Set monthly spending limits per category to gain better control of your expenses. • PDF Reports: Generate PDFs with an overview of your finances – choose between financial report, account report, debt report, or category report. • Choose your own background color for a more personal app experience • Multi-currency support. Choose a main currency and set different currencies per account • Smart note suggestions. Get helpful suggestions based on your past transaction notes The loan calculator provides a clear repayment plan with monthly and annual details. Figures may differ slightly from your bank, but offer a good estimate without needing to log in. Activate security with Face ID or Touch ID by holding the app icon and selecting "Require Face ID" or "Require Touch ID".

Stop losing money to forgotten subscriptions. SubBot tracks every recurring charge in one place — so you always know what you're paying, when it renews, and whether it's worth keeping. STAY ON TOP OF YOUR SPENDING • See all your subscriptions at a glance • Get reminders before renewals hit — cancel before you're charged • Visual dashboard shows exactly where your money goes each month SIMPLE TO SET UP • Pick from 25+ popular templates — Netflix, Spotify, iCloud, and more • Or create a custom subscription in seconds • Organize with categories and keep everything tidy SYNCED ACROSS ALL YOUR DEVICES • iCloud sync keeps your subscriptions up to date on iPhone, iPad, and Mac • Change something on one device, see it everywhere — automatically UNLOCK PRO FOR THE FULL EXPERIENCE • Best value on yearly. Monthly and lifetime also available. • Unlimited subscriptions (free tier: up to 5) • Flexible reminders — choose any lead time and notification hour • Custom categories with drag-to-reorder • Spending insights with interactive charts • Dark mode • Multi-currency support for 40+ currencies YOUR DATA STAYS YOURS All data stored on-device and in your private iCloud — no account required, no third-party servers, no data collection. Whether you're tracking 3 subscriptions or 30, SubBot makes it simple. Download free and start saving today. Privacy Policy: https://qimolab.com/subbot/privacy/ Terms of Use: https://qimolab.com/subbot/terms/