BalanceTrackr vs Float AI Expense Tracker

BalanceTrackr is a simple and private app to manage your finances, free from ads, paywalls and subscriptions. No login or bank connection required. Add personal and shared accounts from as many banks as you like. Track balances, transactions, loans, and credit cards with clear overviews and intuitive graphs. Most features are manual to give you full control, but optional smart features like automatic logging with Apple Pay are available to simplify your workflow. Ideal for those tired of Excel, seeking an easier alternative for personal finance management. Features: • Total balance overview • Countdown to next payday • Manual entry of accounts, transactions, loans, and credit cards • Recurring transactions for fixed expenses • Account balance graphs and history • Currency and payday customization • Loan calculator for annuity and serial loans • Face ID/Touch ID support via iOS settings • Automatic logging with Apple Pay: Log transactions automatically in the background when you pay with Apple Pay – no need to open the app. • Receipts for transactions: Add receipts from camera, photo library, or PDF directly to your transactions • Currency calculator: Instantly convert between currencies • Spending breakdown: See how much you spend by category • Widgets! Track the countdown to payday or see the balance of 1 to 3 accounts – right from your home screen. • Multiple types of notifications (optional): - Get notified when a shortcut (e.g., Apple Pay transaction) is logged, or - when an account balance falls below a chosen amount, or - about upcoming transactions you have planned, or - when it’s time to pay a loan. • Set and track your progress toward your financial goals with the savings feature • Payday integration – track your savings since your last payday • Payday history: See how much you’ve saved or spent since your last payday – over time. • Budgeting: Set monthly spending limits per category to gain better control of your expenses. • PDF Reports: Generate PDFs with an overview of your finances – choose between financial report, account report, debt report, or category report. • Choose your own background color for a more personal app experience • Multi-currency support. Choose a main currency and set different currencies per account • Smart note suggestions. Get helpful suggestions based on your past transaction notes The loan calculator provides a clear repayment plan with monthly and annual details. Figures may differ slightly from your bank, but offer a good estimate without needing to log in. Activate security with Face ID or Touch ID by holding the app icon and selecting "Require Face ID" or "Require Touch ID".

Float AI shows what you can actually spend after cards, rent cheques, and bills. Most apps show a bank balance. Float AI shows your True Float: cash left after what’s already spoken for. Built for UAE & GCC money life — AED amounts, card dues, rent cheques, and utilities. YOUR TRUE SAFE-TO-SPEND • See Safe to Spend after all holds and obligations • Understand the True Float formula in one tap • Know if a purchase is affordable before you buy STAY ON TOP OF MONEY • Track spend by category with clear budgets • Watch over-budget alerts and what’s left this month • Review activity and get notified of upcoming dues in one place BILLS & ACCOUNTS • Cards, rent cheques, utilities, and recurring bills • Paid vs unpaid at a glance • Amounts that feed straight into your float ASK COPILOT • “How much did I spend on cabs this month?” • “Can I afford this MacBook?” • Get answers on your phone from your float, spend, and uploaded docs BUILT FOR REAL LIFE IN THE UAE • AED-first experience • Upload statements and finance docs — indexed on your device • Optional Shortcuts automation to log bank SMS as transactions on your phone Stop guessing. Know your true safe amount to spend with Float AI. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/