Comparison

速记账单 vs 阿福记账

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

速记账单

Effortlessly manage your daily income and expenses with this fast, ad-free tool. Visualize your spending with dynamic charts and enjoy secure, local data storage. Offers flexible subscription options or a one-time purchase for premium features.

Highlights
  • 3-second automated bookkeeping
  • Dynamic spending charts
  • Lightweight and secure
  • Customizable accounting periods
  • iCloud backup and multi-device sync
Features
Read full description

无广告,快捷指令极速记账工具 app,3秒完成日常收支管理​​ 核心功能 - ​​极速体验​​:自动记账仅需3步完成记账 ​- ​透明消费​​:动态图表揭示“钱去哪儿了”,避免月底对账焦虑 ​​- 轻量安全​​:无广告、无冗余权限,数据仅存于你的手机 ​​- 动态图表​​:消费占比饼图、收支对比柱状图,支持点击查看明细。 - 自定义周期: 自定义记账周期. - iCloud 备份: 多端同步, 保护数据防止丢失. ---------------------- 速记账单专业版是自动订阅的形式, 提供按月或按年订阅. 也可以选择一次买断, 后续不再收费. 开通 按月订阅/按年订阅 则视为您授权在您开通的高级版服务订阅即将到期时,从您的iTunes账户(简称“账户”)代扣下一个计费周期的高级版版服务费用. 扣费时间为计费周期前 24 小时内. 因上述账户余额不足导致扣费失败的, 我的书橱有权在不作另行通知的前提下, 停或终止您的专业版服务. 已经开通了按月/按年订阅的用户, 如果想转为永久买断, 请主动通过订阅管理取消订阅, 以避免重复扣费, 给您造成不必要的损失. 关于取消已开通的自动续期服务, 您可以在 AppStore -> 个人中心 -> 订阅 中取消订阅. 更加详细的请阅读以下文件: 隐私政策:https://snapbill.mistar.tech/blog/terms/privacy-policy 服务条款:https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

阿福记账

This app transforms abstract financial data into a tangible, visual experience using realistic currency imagery. It offers intuitive features like screenshot accounting, automatic entries, and detailed credit management, making personal finance engaging and accessible.

Highlights
  • Realistic currency visualization
  • Screenshot and automatic accounting
  • Credit and loan management
  • Budgeting and savings modules
  • Customizable statistics and interface
  • Local and iCloud data storage
Features
Read full description

让每一分钱都看得见。 阿福记账是一款融合 AI 快速记账、钱币可视化、预算规划和资产管理的个人财务应用。它不只是记录数字,更希望帮助你理解每一笔消费,轻松养成记账习惯。 【截图、语音,说一句就能记账】 • 批量导入账单截图,自动识别金额、时间、账户与分类 • 支持语音、文字和对话式记账 • 通过 Siri 快捷指令,不打开 App 也能快速记录 • 周期收支自动执行,固定账单不再遗漏 • 支持账单模板、标签、多图片和报销退款 【让每一分钱都看得见】 • 输入金额后,自动转换成真实面额的钱币组合 • 支持拖拽、兑换和整理钱币 • 用直观的钱币体验感受每笔消费的实际价值 • 每日小票和钱币画面可以保存分享 【预算、存钱和贷款,都有计划】 • 按分类和周期设置预算,实时查看剩余额度 • 支持定额、灵活、52周和365天存钱计划 • 管理存款、储蓄目标与利息 • 追踪借贷、贷款和实际还款进度 • 周期账单与未来支出一目了然 【钱包、卡片和资产,一处管理】 • 管理现金、银行卡、信用账户和投资持仓 • 支持多币种账户与汇率换算 • 自定义银行卡封面、图标和账户样式 • 记录重要物品,查看总价值与每日使用成本 • 通过资产趋势了解自己的财务变化 【从流水到完整财务洞察】 • 查看日、周、月、年收支趋势 • 按分类、账户、标签等维度分析支出 • 通过日历和热力图回顾消费记录 • AI 账房先生可以查询账目、分析消费并提出建议 • 涉及数据修改的 AI 建议需要确认后才会执行 【按自己的方式使用】 • 7 套完整界面风格,每一套都经过独立设计 • 丰富的桌面小组件和交互式记账组件 • 支持灵动岛、实时活动和自定义主题 • 多账本管理不同生活与财务场景 【隐私与同步】 • 账本数据默认保存在设备本地 • 支持通过 Apple iCloud 在多个设备间同步 • 提供隐私模式和 App 锁,保护敏感财务信息 阿福记账,让记账不再只是填写数字,让你的每一分钱都真正看得见。 【会员方案】 阿福记账提供三种会员方案: - 永久会员(一次性购买) - 年度会员(自动续订) - 月度会员(自动续订) 确认购买后,费用将从 Apple 账户中扣除。 自动续订方案会在当前订阅周期结束前 24 小时内续订,除非用户提前关闭自动续订。购买后可前往系统设置中的 Apple 账户订阅页面管理或取消订阅。 【隐私与条款】 Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://kyletono1.github.io/ledger-privacy-policy/privacy-policy.html

Screenshots

速记账单4 screens
阿福记账4 screens

Verdict

The call

速记账单 and 阿福记账 are too close to call on the numbers: across 10 compared parameters — price, rating, review sentiment and ratings volume among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 速记账单 sells 3 in-app purchases, starting at $0.99 per 7 days and 阿福记账 sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for 速记账单 against 5.0 for 阿福记账. Both are backed by a comparable volume of ratings — 5 and 2 respectively. Written reviews split almost evenly too, at 91% and 91% positive.

UpkeepUpdate frequency

速记账单 ships an update every 10 days, 阿福记账 fortnightly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

ScorecardNo meaningful differences
速记账单 versus 阿福记账: the parameters behind the verdict, then further details
Parameter速记账单阿福记账
PriceFreeFree
Rating5.0 (5 ratings)5.0 (2 ratings)
Positive reviews90.9% of reviews91.4% of reviews — better
Number of ratings5 — better2
Update frequencyEvery 10 days — betterFortnightly
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.1 — better17.0
Further details — not scored
Size21 MB176 MB
Age rating4+4+
Developer俊锋 仝士龙 李

Customer experience

速记账单

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews33 reviews
Positive90.9%
Neutral3.0%
Negative6.1%

阿福记账

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews35 reviews
Positive91.4%
Neutral0.0%
Negative8.6%

In-app purchases

3 purchases

速记账单

Subscriptions2
  • 周会员$0.997 Days
  • 年度会员$3.991 Year
One-time1
  • 永久会员(早鸟价)$4.99
3 purchases

阿福记账

Subscriptions2
  • 月度会员$0.991 Month
  • 年度会员$2.991 Year
One-time1
  • 永久会员$6.99

Questions

Is 速记账单 free?
速记账单 is free to download, with in-app purchases available.
Is 阿福记账 free?
阿福记账 is free to download, with in-app purchases available.
Which has better reviews, 速记账单 or 阿福记账?
速记账单 and 阿福记账 are both rated 5.0 out of 5 on the App Store, from 5 and 2 ratings respectively.
Do 速记账单 or 阿福记账 have ads?
Neither 速记账单 nor 阿福记账 shows ads.
Which is updated more often, 速记账单 or 阿福记账?
速记账单 ships an update every 10 days, and 阿福记账 fortnightly. Most recently, 速记账单 was updated on October 24, 2026 and 阿福记账 on October 25, 2026.

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