Budget tracker vs richAI
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Budget tracker
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Track spending, save money & manage personal finance with ease in DollarKeeper.
richAI
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richAI is a personal finance tracker that makes logging expenses effortless. Speak, snap a receipt, or type — AI does the rest. THREE WAYS TO ADD AN EXPENSE • Voice input: say what you spent and AI parses the amount, category and note in seconds. • Receipt scanning: point your camera at a receipt and richAI extracts the data automatically. • Manual entry: a fast, clean form when you want full control. SEE WHERE YOUR MONEY GOES • Spending by category with clear donut charts. • Trends over time and period-to-period comparison. • Daily, monthly and yearly breakdowns. BUILT FOR REAL LIFE • Multi-currency with automatic conversion. • Smart categories with AI-generated icons and colors. • Transaction location saved automatically on a map. • CSV export and import to move your data in and out. PRIVATE BY DESIGN Your financial data syncs through your own private iCloud with CloudKit — it stays yours. Voice and photos are processed to read the expense, not stored on our servers. richAI Premium unlocks voice input, receipt scanning, iCloud sync, multi-currency, multiple accounts and CSV import. Subscriptions renew automatically; cancel anytime in Settings. Terms of Use (EULA): https://www.richai.money/terms
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Verdict
The clearest difference is in-app purchases: Budget tracker at none against richAI's 4. Budget tracker also leads on update cadence (daily vs every 3 days). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. richAI sells 4 in-app purchases, starting at $4.99 per month. Budget tracker asks for nothing beyond the download.
Budget tracker ships an update daily, richAI every 3 days. The most recent releases landed on October 10, 2026 and October 24, 2026 respectively.
| Parameter | Budget tracker | richAI |
|---|---|---|
| Price | Free | Free |
| Update frequency | Daily — better | Every 3 days |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 18.0 | 17.0 — better |
| Further details — not scored | ||
| Size | 13 MB | 16 MB |
| Age rating | 4+ | 4+ |
| Developer | Артеeм Заицев | Unicorn Group LLC |
In-app purchases
Budget tracker
No in-app purchases
richAI
- Personal Monthly7 Days trial$4.991 Month
- Family Monthly7 Days trial$7.991 Month
- Personal Yearly1 Month trial$39.991 Year
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- Family Yearly1 Month trial$49.991 Year









