Comparison

Budget tracker vs richAI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget tracker

Features
Read full description

Track spending, save money & manage personal finance with ease in DollarKeeper.

About

richAI

Features
Read full description

richAI is a personal finance tracker that makes logging expenses effortless. Speak, snap a receipt, or type — AI does the rest. THREE WAYS TO ADD AN EXPENSE • Voice input: say what you spent and AI parses the amount, category and note in seconds. • Receipt scanning: point your camera at a receipt and richAI extracts the data automatically. • Manual entry: a fast, clean form when you want full control. SEE WHERE YOUR MONEY GOES • Spending by category with clear donut charts. • Trends over time and period-to-period comparison. • Daily, monthly and yearly breakdowns. BUILT FOR REAL LIFE • Multi-currency with automatic conversion. • Smart categories with AI-generated icons and colors. • Transaction location saved automatically on a map. • CSV export and import to move your data in and out. PRIVATE BY DESIGN Your financial data syncs through your own private iCloud with CloudKit — it stays yours. Voice and photos are processed to read the expense, not stored on our servers. richAI Premium unlocks voice input, receipt scanning, iCloud sync, multi-currency, multiple accounts and CSV import. Subscriptions renew automatically; cancel anytime in Settings. Terms of Use (EULA): https://www.richai.money/terms

Screenshots

Budget tracker4 screens
richAI4 screens

Verdict

The call

The clearest difference is in-app purchases: Budget tracker at none against richAI's 4. Budget tracker also leads on update cadence (daily vs every 3 days). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. richAI sells 4 in-app purchases, starting at $4.99 per month. Budget tracker asks for nothing beyond the download.

UpkeepUpdate frequency

Budget tracker ships an update daily, richAI every 3 days. The most recent releases landed on October 10, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 4 level
Budget tracker versus richAI: the parameters behind the verdict, then further details
ParameterBudget trackerrichAI
PriceFreeFree
Update frequencyDaily — betterEvery 3 days
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhone, iPad — betteriPhone
Requires iOS18.017.0 — better
Further details — not scored
Size13 MB16 MB
Age rating4+4+
DeveloperАртеeм ЗаицевUnicorn Group LLC

In-app purchases

None

Budget tracker

No in-app purchases

4 purchases

richAI

Subscriptions4
  • Personal Monthly7 Days trial$4.991 Month
  • Family Monthly7 Days trial$7.991 Month
  • Personal Yearly1 Month trial$39.991 Year
Show 1 more
  • Family Yearly1 Month trial$49.991 Year

Questions

Is Budget tracker free?
Budget tracker is free to download, with no in-app purchases.
Is richAI free?
richAI is free to download, with in-app purchases available.
Do Budget tracker or richAI have ads?
Neither Budget tracker nor richAI shows ads.
Which is updated more often, Budget tracker or richAI?
Budget tracker ships an update daily, and richAI every 3 days. Most recently, Budget tracker was updated on October 10, 2026 and richAI on October 24, 2026.

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