Guto vs YT Data Sub
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Guto
A digital wallet designed for Africa, simplifying cross-border payments and mobile money transactions. Easily send, receive, and hold stable digital dollars, with seamless integration for major mobile money networks.
- Borderless transfers across Africa
- Hold and transfer stable digital dollars
- Seamless mobile money integration
- Advanced encryption and multi-layer security
- Send, receive, save, and transact
Read full descriptionHide full description
Guto is a borderless digital wallet built for Africa—making mobile money and global payments simple, fast, and secure. Whether you're sending money across borders, receiving stablecoins, or moving funds between mobile money and digital dollars, Guto gives you one powerful wallet for everything. Borderless Transfers Across Africa Send and receive money instantly across African countries without the friction of traditional remittance systems. Guto connects mobile money with stable digital currencies, giving you fast, low-cost cross-border transfers. Stable Digital Dollars, Made Simple Hold and transfer stable digital dollars directly in your wallet. Protect your value, pay internationally, and move between local mobile money and global digital currency in seconds. Seamless Mobile Money Integration Fully integrated with MTN, Airtel, and M-Pesa networks, Guto allows you to deposit, withdraw, and transact without switching between apps. Your mobile money and digital wallet work together effortlessly. Built with Security at the Core Your funds and data are protected with advanced encryption and multi-layer security. Guto is designed to meet compliance standards while keeping your experience smooth and simple. Designed for Everyday Use From freelancers and entrepreneurs to families and businesses, Guto makes it easy to send, receive, save, and transact—all from one secure wallet.
YT Data Sub
Read full descriptionHide full description
YT Data Sub is Nigeria's trusted mobile app for instant virtual top-up services. Buy Airtime — All networks: MTN, Airtel, Glo, 9mobile Buy Data — Affordable data bundles for all networks Pay Cable TV — DSTV, GOTV, Startimes renewal & package change Pay Electricity — Quick electricity token purchase Pay Bills — Internet, water & more Wallet System — Fund your wallet via your dedicated virtual account (PALMPAY) Transaction History — Track all your payments in one place Secure Login — Biometric (fingerprint/face) authentication How it works: 1. Register with your phone number and email 2. Fund your wallet via bank transfer to your virtual account 3. Buy airtime, data or pay any bill instantly Fast • Secure • Reliable
Screenshots
Verdict
Guto and YT Data Sub are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Guto ships an update fortnightly, YT Data Sub every 3 weeks. The most recent releases landed on September 9, 2026 and September 10, 2026 respectively.
| Parameter | Guto | YT Data Sub |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (6 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 6 — better | — |
| Update frequency | Fortnightly — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.1 | 15.1 |
| Further details — not scored | ||
| Size | 86 MB | 33 MB |
| Age rating | 4+ | 4+ |
| Developer | Hotspot Inc. | Arewa Books Publishers |
In-app purchases
Guto
No in-app purchases
YT Data Sub
No in-app purchases
