Utkrishta iSmart vs NMC NextGen
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
Utkrishta iSmart
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Utkrishta iSmart is smart mobile banking and finance app for customers who want to use following features: Account Information Send Money & Receive Money Bills and Utilities Payments QR
NMC NextGen
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NMC NextGen is a comprehensive digital banking application developed for the members and account holders of NMC-COOP. It provides secure, convenient, and seamless banking services anytime and anywhere. Key Features of NMC NextGen: ā¢ Secure login and safe transaction management. ā¢ Fund transfer services for easy money movement. ā¢ Bank to Co-operative Deposit facility for direct account transfers. ā¢ Account details and transaction history tracking. ā¢ Utility bill payments and mobile recharge services. ā¢ QR Scan & Pay for quick and secure merchant payments. ā¢ Fast, reliable, and user-friendly digital banking experience. NMC NextGen is designed to make everyday banking simpler, safer, and more convenient for NMC members through modern digital financial services.
Screenshots
Verdict
The clearest difference is update cadence: NMC NextGen at every 2 weeks against Utkrishta iSmart's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Utkrishta iSmart ships an update every 3 months, NMC NextGen every 2 weeks. The most recent releases landed on October 14, 2026 and October 17, 2026 respectively.
| Parameter | Utkrishta iSmart | NMC NextGen |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 months | Every 2 weeks ā better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod ā better | iPhone, iPod |
| Requires iOS | 15.6 | 15.6 |
| Further details ā not scored | ||
| Size | 79 MB | 395 MB |
| Age rating | 17+ | 4+ |
| Developer | Devanasoft Pvt Ltd | NMC Multipurpose Cooperative Ltd. |
In-app purchases
Utkrishta iSmart
No in-app purchases
NMC NextGen
No in-app purchases
Questions
Is Utkrishta iSmart free?
Is NMC NextGen free?
Do Utkrishta iSmart or NMC NextGen have ads?
Which is updated more often, Utkrishta iSmart or NMC NextGen?
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