Richr AI vs Wealthio
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Richr AI
Understand your financial progress with a single score. This app uses AI to analyze your income, savings, debt, and investments, providing personalized insights without linking bank accounts. It offers clarity and motivation for your financial journey.
- Richr Level score
- AI-powered personalized insights
- Privacy-first, no bank linking
- Track income, savings, debt, investments
- Financial progress visualization
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Track your ability to get richer with Richr AI. Richr AI helps you understand your financial progress through a single, easy-to-read score: your Richr Level. Based on your income, savings, debt, and investments, Richr calculates a score and gives you personalized insights using AI. No syncing. No budgeting. No linking bank accounts. Just simple, data-driven clarity. Key Features: Richr Level — See where you stand financially in one easy number AI Insights — Get personalized, smart suggestions based on your financial inputs Privacy-first — No bank connections or sensitive data required Whether you're just getting started or working toward financial freedom, Richr AI gives you clarity, motivation, and progress — one level at a time. Disclaimer: Richr AI does not provide financial advice. All insights are for informational purposes only. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://getrichr.app/privacy
Wealthio
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See your complete financial position—assets, liabilities, and net worth—in one simple multi-currency balance sheet. Wealthio is a focused personal finance app for people who want clarity without the complexity of budgeting tools or bank integrations. Add what you own, record what you owe, and see your net worth in your preferred currency. Track cash, bank accounts, investments, crypto, real estate, vehicles, mortgages, loans, and other assets or debts. Wealthio brings everything together in one calm, easy-to-understand financial snapshot. As you use Wealthio, it automatically builds a private history of your net worth. See up to 90 days of changes directly on the dashboard and inspect individual recorded values on the chart. Keep your financial information protected with optional App Lock using Face ID, Touch ID, or your device passcode. Wealthio also hides sensitive content when the app moves to the background. With Wealthio Premium, Balance Sheet Insights gives you a deeper view of how your financial position is composed and how it changes over time. KEY FEATURES • Track assets and liabilities in one place • See total assets, total liabilities, and net worth • Follow up to 90 days of net worth history • Inspect recorded values on an interactive dashboard chart • Convert your entire balance sheet into your preferred currency • Support for 20+ global currencies • Currency and crypto price updates • App Lock with Face ID, Touch ID, or device passcode • Privacy mode to hide financial totals when needed • Manual entry with no bank connection required WEALTHIO PREMIUM Upgrade to Wealthio Premium for deeper insights and additional tools to keep your financial picture current and available across your devices: • Balance Sheet Insights with net worth composition, asset allocation, largest holdings, liability composition, and currency exposure • Compare Net Worth, Assets, Liabilities, and Debt-to-Assets over time • Complete net worth history with extended time periods • Track historical Net Worth, Assets, and Liabilities • Portfolio Review to identify assets and liabilities that may need updating • Review entries one at a time, confirm values, update them, or come back later • Choose a Weekly, Monthly, Quarterly, or Never Portfolio Review cadence • Optional Portfolio Review reminders • iCloud sync across your devices • Home Screen widgets for quick access Wealthio is designed to feel clear, private, and intentional. No transaction feeds. No budgeting clutter. No bank connection required. Just a simple view of what you own, what you owe, and how your financial position changes over time. Privacy Policy: https://marcvitbr.github.io/wealthio-privacy-policy/ Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is update cadence: Wealthio at every 10 days against Richr AI's monthly. Richr AI's advantage is iOS requirement (14.0.0 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Richr AI sells 2 in-app purchases, starting at $3.99 per 7 days and Wealthio sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
Richr AI ships an update monthly, Wealthio every 10 days. The most recent releases landed on November 5, 2026 and October 30, 2026 respectively.
| Parameter | Richr AI | Wealthio |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Monthly | Every 10 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 14.0.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 51 MB | 5 MB |
| Age rating | 4+ | 4+ |
| Developer | Mitchel Adams | Marcelo Vitoria |
In-app purchases
Richr AI
- Richr Pro Weekly$3.997 Days
- Richr Pro Monthly$9.991 Month
Wealthio
- Home Screen Widget Access$0.99









