Comparison

Richr AI vs Wealthio

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Richr AI

Understand your financial progress with a single score. This app uses AI to analyze your income, savings, debt, and investments, providing personalized insights without linking bank accounts. It offers clarity and motivation for your financial journey.

Highlights
  • Richr Level score
  • AI-powered personalized insights
  • Privacy-first, no bank linking
  • Track income, savings, debt, investments
  • Financial progress visualization
Read full description

Track your ability to get richer with Richr AI. Richr AI helps you understand your financial progress through a single, easy-to-read score: your Richr Level. Based on your income, savings, debt, and investments, Richr calculates a score and gives you personalized insights using AI. No syncing. No budgeting. No linking bank accounts. Just simple, data-driven clarity. Key Features: Richr Level — See where you stand financially in one easy number AI Insights — Get personalized, smart suggestions based on your financial inputs Privacy-first — No bank connections or sensitive data required Whether you're just getting started or working toward financial freedom, Richr AI gives you clarity, motivation, and progress — one level at a time. Disclaimer: Richr AI does not provide financial advice. All insights are for informational purposes only. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://getrichr.app/privacy

About

Wealthio

Features
Read full description

See your complete financial position—assets, liabilities, and net worth—in one simple multi-currency balance sheet. Wealthio is a focused personal finance app for people who want clarity without the complexity of budgeting tools or bank integrations. Add what you own, record what you owe, and see your net worth in your preferred currency. Track cash, bank accounts, investments, crypto, real estate, vehicles, mortgages, loans, and other assets or debts. Wealthio brings everything together in one calm, easy-to-understand financial snapshot. As you use Wealthio, it automatically builds a private history of your net worth. See up to 90 days of changes directly on the dashboard and inspect individual recorded values on the chart. Keep your financial information protected with optional App Lock using Face ID, Touch ID, or your device passcode. Wealthio also hides sensitive content when the app moves to the background. With Wealthio Premium, Balance Sheet Insights gives you a deeper view of how your financial position is composed and how it changes over time. KEY FEATURES • Track assets and liabilities in one place • See total assets, total liabilities, and net worth • Follow up to 90 days of net worth history • Inspect recorded values on an interactive dashboard chart • Convert your entire balance sheet into your preferred currency • Support for 20+ global currencies • Currency and crypto price updates • App Lock with Face ID, Touch ID, or device passcode • Privacy mode to hide financial totals when needed • Manual entry with no bank connection required WEALTHIO PREMIUM Upgrade to Wealthio Premium for deeper insights and additional tools to keep your financial picture current and available across your devices: • Balance Sheet Insights with net worth composition, asset allocation, largest holdings, liability composition, and currency exposure • Compare Net Worth, Assets, Liabilities, and Debt-to-Assets over time • Complete net worth history with extended time periods • Track historical Net Worth, Assets, and Liabilities • Portfolio Review to identify assets and liabilities that may need updating • Review entries one at a time, confirm values, update them, or come back later • Choose a Weekly, Monthly, Quarterly, or Never Portfolio Review cadence • Optional Portfolio Review reminders • iCloud sync across your devices • Home Screen widgets for quick access Wealthio is designed to feel clear, private, and intentional. No transaction feeds. No budgeting clutter. No bank connection required. Just a simple view of what you own, what you owe, and how your financial position changes over time. Privacy Policy: https://marcvitbr.github.io/wealthio-privacy-policy/ Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Richr AI4 screens
Wealthio4 screens

Verdict

The call

The clearest difference is update cadence: Wealthio at every 10 days against Richr AI's monthly. Richr AI's advantage is iOS requirement (14.0.0 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Richr AI sells 2 in-app purchases, starting at $3.99 per 7 days and Wealthio sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Richr AI ships an update monthly, Wealthio every 10 days. The most recent releases landed on November 5, 2026 and October 30, 2026 respectively.

Scorecard2 real differences · 8 level
Richr AI versus Wealthio: the parameters behind the verdict, then further details
ParameterRichr AIWealthio
PriceFreeFree
Rating5.0 (2 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings2 — better—
Update frequencyMonthlyEvery 10 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPodiPhone, iPad
Requires iOS14.0.0 — better18.0
Further details — not scored
Size51 MB5 MB
Age rating4+4+
DeveloperMitchel AdamsMarcelo Vitoria

In-app purchases

2 purchases

Richr AI

Subscriptions2
  • Richr Pro Weekly$3.997 Days
  • Richr Pro Monthly$9.991 Month
1 purchases

Wealthio

One-time1
  • Home Screen Widget Access$0.99

Questions

Is Richr AI free?
Richr AI is free to download, with in-app purchases available.
Is Wealthio free?
Wealthio is free to download, with in-app purchases available.
Do Richr AI or Wealthio have ads?
Neither Richr AI nor Wealthio shows ads.
Which is updated more often, Richr AI or Wealthio?
Richr AI ships an update monthly, and Wealthio every 10 days. Most recently, Richr AI was updated on November 5, 2026 and Wealthio on October 30, 2026.

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