Comparison

FinGym vs Richr AI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FinGym

This app offers a private and secure way to track your net worth offline. It allows you to manage assets and liabilities with strong encryption, ensuring your financial data remains on your device. Built-in calculators help you make informed decisions about your wealth.

Highlights
  • Offline net worth tracking
  • Encrypted data storage
  • Asset and liability management
  • Automatic net worth calculations
  • Compound interest calculator
  • ROI calculator
Features
Read full description

Your Wealth. Your Privacy. Your Control. Most finance apps ask for your data, FinGym doesn't. FinGym is your offline, encrypted, and fully private net worth tracker, giving you full control of your finances without anyone looking over your shoulder. From day one, FinGym is built to put privacy and security first while helping you track assets, liabilities, and your total net worth. Whether you’re managing investments, clearing debts, or simply keeping track of your wealth, FinGym is the secure and simple way to stay organized. * Complete Privacy & Security All data stays on your device. AES-256 + SQLCipher encryption. No cloud, no accounts, no tracking. * Powerful Net Worth Management Track cash, real estate, stocks, crypto & more. Manage liabilities: loans, debts, credit cards. Automatic net worth calculations. * Smart Built-in Calculators Compound interest & ROI calculator. Make informed financial decisions easily. * Built for Privacy-Lovers Fully offline — even airplane mode works. Lightweight, modern & easy to use. No login, no sync, no data leakage. * Why Users Love FinGym: Finally, a net worth app that respects my privacy. Clean, simple, and no hidden data sharing. Download FinGym today and own your financial story, secure, offline, and 100% yours.

About

Richr AI

Understand your financial progress with a single score. This app uses AI to analyze your income, savings, debt, and investments, providing personalized insights without linking bank accounts. It offers clarity and motivation for your financial journey.

Highlights
  • Richr Level score
  • AI-powered personalized insights
  • Privacy-first, no bank linking
  • Track income, savings, debt, investments
  • Financial progress visualization
Read full description

Track your ability to get richer with Richr AI. Richr AI helps you understand your financial progress through a single, easy-to-read score: your Richr Level. Based on your income, savings, debt, and investments, Richr calculates a score and gives you personalized insights using AI. No syncing. No budgeting. No linking bank accounts. Just simple, data-driven clarity. Key Features: Richr Level — See where you stand financially in one easy number AI Insights — Get personalized, smart suggestions based on your financial inputs Privacy-first — No bank connections or sensitive data required Whether you're just getting started or working toward financial freedom, Richr AI gives you clarity, motivation, and progress — one level at a time. Disclaimer: Richr AI does not provide financial advice. All insights are for informational purposes only. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://getrichr.app/privacy

Screenshots

FinGym4 screens
Richr AI4 screens

Verdict

The call

The clearest difference is review sentiment: Richr AI at 100% against FinGym's 50%. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. FinGym sells 2 in-app purchases, starting at $4.99 per month and Richr AI sells 2 in-app purchases, starting at $3.99 per 7 days. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

FinGym ships an update every 3 weeks, Richr AI monthly. The most recent releases landed on November 4, 2026 and November 5, 2026 respectively.

Scorecard1 real difference · 9 level
FinGym versus Richr AI: the parameters behind the verdict, then further details
ParameterFinGymRichr AI
PriceFreeFree
Rating—5.0 (2 ratings) — better
Positive reviews50.0% of reviews100.0% of reviews — better
Number of ratings—2 — better
Update frequencyEvery 3 weeks — betterMonthly
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.114.0.0 — better
Further details — not scored
Size44 MB51 MB
Age rating17+4+
DeveloperKarthik DechirajuMitchel Adams

Customer experience

FinGym

Written reviews4 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

Richr AI

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

FinGym

Subscriptions2
  • Monthly$4.991 Month
  • Yearly$44.991 Year
2 purchases

Richr AI

Subscriptions2
  • Richr Pro Weekly$3.997 Days
  • Richr Pro Monthly$9.991 Month

Questions

Is FinGym free?
FinGym is free to download, with in-app purchases available.
Is Richr AI free?
Richr AI is free to download, with in-app purchases available.
Do FinGym or Richr AI have ads?
Neither FinGym nor Richr AI shows ads.
Which is updated more often, FinGym or Richr AI?
FinGym ships an update every 3 weeks, and Richr AI monthly. Most recently, FinGym was updated on November 4, 2026 and Richr AI on November 5, 2026.

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