Comparison

NINAuth vs Payeelord

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NINAuth

Securely verify, manage, and protect your digital identity using your National Identity Number. This app offers a user-friendly and seamless experience for on-the-go identity management.

Highlights
  • Digital identity verification
  • Identity management
  • Secure identity protection
  • National Identity Number integration
  • User-friendly interface
Features
Read full description

NINAuth is your official digital companion for verifying, managing, and protecting your identity with ease. Designed to work with your National Identity Number (NIN), NINAuth provides a seamless, secure, and user-friendly way to handle digital identification on the go.

About

Payeelord

Features
Read full description

Payeelord: Your all-in-one app to redeem gift cards, data, airtime, pay bills, earn rewards, and airtime printing. Redeem Gift Cards — Sell your gift cards and get paid instantly into your Payeelord wallet. Buy Airtime & Data — Fast top-ups for all networks (MTN, Glo, Airtel, 9mobile). Pay Bills Instantly — Electricity, Cable TV, Internet & more. Earn Cash Rewards — Complete simple online tasks and get paid. Refer & Earn — Invite friends and earn bonuses instantly. Secure Wallet System — Fund, transfer, and withdraw anytime. 24/7 Support — Get help whenever you need it. Whether you’re recharging your phone, paying bills, or cashing in unused gift cards, Payeelord makes it all simple, safe, and rewarding.

Screenshots

NINAuth3 screens
Payeelord4 screens

Verdict

The call

The clearest difference is ratings volume: NINAuth at 5.5K against Payeelord's 2. Payeelord's advantage is rating (5.0 vs 4.7) and iOS requirement (12.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Payeelord holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: NINAuth has 5.5K ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

NINAuth ships an update every 3 weeks, Payeelord fortnightly. Both last shipped on October 25, 2026.

Scorecard3 real differences · 7 level
NINAuth versus Payeelord: the parameters behind the verdict, then further details
ParameterNINAuthPayeelord
PriceFreeFree
Rating4.7 (5.5K ratings)5.0 (2 ratings) — better
Positive reviews57.4% of reviews—
Number of ratings5.5K — better2
Update frequencyEvery 3 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.012.0 — better
Further details — not scored
Size70 MB55 MB
Age rating17+17+
DeveloperNational Identity Management CommissionPayeelord Communication Services

Bugs and requests

NINAuth

Reported bugs

57 issues
  • Cannot download front and back of ID
  • Verification complete but unable to create PIN
  • Cannot take a selfie
  • Face verification fails
  • Unable to create PIN
Show 52 more
  • Cannot link or delink phone number
  • Old phone number not reflected after removal
  • Names arranged wrong, cannot correct
  • Verification is very difficult
  • Facial authentication kept failing
  • Cannot delink unauthorized number
  • Cannot link a new number
  • Face verification not working for months
  • Cannot sign up for months
  • Photo verification and lighting error message
  • Cannot upload supporting documents to verify address
  • Email confirmation code not sent
  • App stops responding during sign up
  • Facial recognition not working
  • Cannot log in most times
  • Cannot update phone number
  • Phone number OTPs not being sent
  • Address update not reflected
  • Trust index cannot be updated
  • Link ID option missing
  • App goes straight to face verification which never works
  • Login recognition fails after first use
  • Forgot password using facial recognition fails
  • Face verification error: 'NO ENROLLED USER FOUND'
  • App requests well-lit room even in daylight
  • Selfie capture not working
  • App shows only NIN, no other options
  • Cannot get past picture phase
  • App not responding
  • Signing up does not work
  • Authentication does not get past error
  • App malfunction
  • New application is malfunction
  • Virtual NIN not available
  • Cannot use it and verify anything
  • PIN creation fails
  • Unable to update details
  • Tax ID info no longer available
  • Slip download no longer available
  • Phone number starting with 0702 not recognized
  • App has syntax errors
  • App is a complete mess
  • App is not working
  • App is very rubbish
  • App is not functional
  • App is buggy
  • App is not responding
  • Signing up does not work
  • App was created to be downloaded but not used
  • Cannot upload supporting documents
  • Email confirmation not sent
  • Clueless developer

Requested features

10 requests
  • Allow users to update their details
  • Make services available when needed
  • Allow adding international phone numbers
  • Option to correct names
  • Add option to download E-ID card
Show 5 more
  • Incorporate all NIMC services into one application
  • Option to link address
  • Option to add phone numbers
  • Virtual NIN card functionality
  • Provision for virtual NIN

Payeelord

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

NINAuth

No in-app purchases

None

Payeelord

No in-app purchases

Questions

Is NINAuth free?
NINAuth is free to download, with no in-app purchases.
Is Payeelord free?
Payeelord is free to download, with no in-app purchases.
Which has better reviews, NINAuth or Payeelord?
Payeelord is rated higher. NINAuth averages 4.7 out of 5 from 5.5K ratings, while Payeelord averages 5.0 from 2 ratings.
Do NINAuth or Payeelord have ads?
Neither NINAuth nor Payeelord shows ads.
Which is updated more often, NINAuth or Payeelord?
NINAuth ships an update every 3 weeks, and Payeelord fortnightly. Most recently, NINAuth was updated on October 25, 2026 and Payeelord on October 25, 2026.

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