Comparison

SPCB mBanking vs kisir

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SPCB mBanking

Manage your bank accounts, transfer funds, and pay bills on the go. This mobile banking app offers features like account statements, scheduled transfers, and debit card controls. It also includes tools for loan payments and tax filings.

Highlights
  • Account details and statements
  • Fund transfers (own, third-party, NEFT, RTGS, IMPS)
  • Scheduled fund transfers
  • Utility bill payments
  • Debit card controls
  • Loan payments
  • ATM and branch locator
Read full description

The Surat People's Co-Op. Bank Ltd. is introducing the New Mobile Banking Application. Following Facilities are available in the Mobile Application:- Banking Transactions-Account Details and Statement Fund Transfer-Own Account, Third Party Transfer within Bank Fund Transfer-Transfer to other Bank's Account-NEFT, RTGS, IMPS Transfer using Account number and IFSC. Scheduled Fund Transfers, Term Deposit Opening and Closing, Utility Bill Payment, ASBA , Debit Card Controller, Cheque Operations, ATM and Branch Locator, Loan payment, E Mandate cancellation Positive Pay Request Interest Certificate GST and ITD payment RD Opening Loan Interest Certificate

About

kisir

Features
Read full description

No email. No password. Just a name, a link, and you're splitting expenses with your group. kisir is for trips, flats, dinners and any group that shares costs. Create a group, send the link or QR code, and everyone's in — nobody signs up for anything. SEE WHO OWES WHOM Open a group and the Overview shows your balance first: who you owe, who owes you, and how much each person has spent. kisir works out the fewest payments that settle the whole group, so it's never everyone paying everyone. SPLIT IT YOUR WAY • Split equally, by shares, or by exact amounts • More than one payer on the same bill • Only the people it was for — not the whole group by default • Add someone who doesn't have the app; they're still in every split ANY CURRENCY Paid in pounds on a trip in euros? Enter what you paid and kisir fills in today's exchange rate. Change it if your bank charged something else. SETTLE UP IN ONE TAP Tap = to record what you've sent. When everyone is square, the group closes itself — and re-opens if someone adds another expense. NEW IN 1.1 • Works offline — add and edit expenses anywhere, they sync when you're back online • History on every expense: who changed what, and when • Notifications when someone adds an expense, pays you, or changes one you're on • Filters: All, Paid by me, For me • Opens instantly on your saved data YOUR DATA, YOURS Export the whole ledger to CSV or Excel any time. FREE Everything in kisir is free: as many groups and people as you like, unlimited expenses, every currency, and export. Available in 20 languages, including English, Armenian and Russian.

Screenshots

SPCB mBanking4 screens
kisir4 screens

Verdict

The call

The clearest difference is update cadence: kisir at every 2 weeks against SPCB mBanking's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

SPCB mBanking ships an update every 2 months, kisir every 2 weeks. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

Scorecard1 real difference · 8 level
SPCB mBanking versus kisir: the parameters behind the verdict, then further details
ParameterSPCB mBankingkisir
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 2 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhoneiPhone
Requires iOS1716.4 — better
Further details — not scored
Size55 MB39 MB
Age rating4+4+
DeveloperTHE SURAT PEOPLES COOPERATIVE BANK LIMITEDDAVIT PILIPOSYAN

In-app purchases

None

SPCB mBanking

No in-app purchases

None

kisir

No in-app purchases

Questions

Is SPCB mBanking free?
SPCB mBanking is free to download, with no in-app purchases.
Is kisir free?
kisir is free to download, with no in-app purchases.
Do SPCB mBanking or kisir have ads?
Neither SPCB mBanking nor kisir shows ads.
Which is updated more often, SPCB mBanking or kisir?
SPCB mBanking ships an update every 2 months, and kisir every 2 weeks. Most recently, SPCB mBanking was updated on October 30, 2026 and kisir on October 31, 2026.

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