SPCB mBanking vs kisir
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SPCB mBanking
Manage your bank accounts, transfer funds, and pay bills on the go. This mobile banking app offers features like account statements, scheduled transfers, and debit card controls. It also includes tools for loan payments and tax filings.
- Account details and statements
- Fund transfers (own, third-party, NEFT, RTGS, IMPS)
- Scheduled fund transfers
- Utility bill payments
- Debit card controls
- Loan payments
- ATM and branch locator
Read full descriptionHide full description
The Surat People's Co-Op. Bank Ltd. is introducing the New Mobile Banking Application. Following Facilities are available in the Mobile Application:- Banking Transactions-Account Details and Statement Fund Transfer-Own Account, Third Party Transfer within Bank Fund Transfer-Transfer to other Bank's Account-NEFT, RTGS, IMPS Transfer using Account number and IFSC. Scheduled Fund Transfers, Term Deposit Opening and Closing, Utility Bill Payment, ASBA , Debit Card Controller, Cheque Operations, ATM and Branch Locator, Loan payment, E Mandate cancellation Positive Pay Request Interest Certificate GST and ITD payment RD Opening Loan Interest Certificate
kisir
Read full descriptionHide full description
No email. No password. Just a name, a link, and you're splitting expenses with your group. kisir is for trips, flats, dinners and any group that shares costs. Create a group, send the link or QR code, and everyone's in — nobody signs up for anything. SEE WHO OWES WHOM Open a group and the Overview shows your balance first: who you owe, who owes you, and how much each person has spent. kisir works out the fewest payments that settle the whole group, so it's never everyone paying everyone. SPLIT IT YOUR WAY • Split equally, by shares, or by exact amounts • More than one payer on the same bill • Only the people it was for — not the whole group by default • Add someone who doesn't have the app; they're still in every split ANY CURRENCY Paid in pounds on a trip in euros? Enter what you paid and kisir fills in today's exchange rate. Change it if your bank charged something else. SETTLE UP IN ONE TAP Tap = to record what you've sent. When everyone is square, the group closes itself — and re-opens if someone adds another expense. NEW IN 1.1 • Works offline — add and edit expenses anywhere, they sync when you're back online • History on every expense: who changed what, and when • Notifications when someone adds an expense, pays you, or changes one you're on • Filters: All, Paid by me, For me • Opens instantly on your saved data YOUR DATA, YOURS Export the whole ledger to CSV or Excel any time. FREE Everything in kisir is free: as many groups and people as you like, unlimited expenses, every currency, and export. Available in 20 languages, including English, Armenian and Russian.
Screenshots
Verdict
The clearest difference is update cadence: kisir at every 2 weeks against SPCB mBanking's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SPCB mBanking ships an update every 2 months, kisir every 2 weeks. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.
| Parameter | SPCB mBanking | kisir |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 2 months | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone | iPhone |
| Requires iOS | 17 | 16.4 — better |
| Further details — not scored | ||
| Size | 55 MB | 39 MB |
| Age rating | 4+ | 4+ |
| Developer | THE SURAT PEOPLES COOPERATIVE BANK LIMITED | DAVIT PILIPOSYAN |
In-app purchases
SPCB mBanking
No in-app purchases
kisir
No in-app purchases
Questions
Is SPCB mBanking free?
Is kisir free?
Do SPCB mBanking or kisir have ads?
Which is updated more often, SPCB mBanking or kisir?
Other comparisons















