Debt Payoff Planner vs Spot Bot

Debt Payoff Planner is a debt payoff app for iPhone. Enter your loans, credit cards and other debts, compare the snowball and avalanche methods, see your estimated debt-free date, and record every payment. No account and no bank connection: your data stays on your device. WHO IT IS FOR People paying off one or several debts who want one clear plan: which debt gets the extra money first, when each debt is paid off, and how much interest the plan saves. It works both ways: track loans, credit cards and mortgages you owe, plus money friends or family owe you. WHAT YOU CAN DO - Add debts with balance, interest rate, monthly payment and due date - Track debts you owe and debts owed to you - Categorize debts (credit card, auto loan, student loan, mortgage or custom) - Log payments; balances and progress update automatically - See the principal vs interest breakdown of each payment - Get reminders before due dates and see which debts are overdue PAYOFF STRATEGIES - Snowball: smallest balance first, for quick wins - Avalanche: highest interest rate first, to pay less interest Enter an extra monthly amount and compare both methods: debt-free date, months to go and estimated interest. When one debt is paid off, its payment moves to the next one. STATISTICS - Total debt overview for debts you owe and debts owed to you - Debt-free date countdown - Payment breakdown charts and monthly payment trends - Average monthly payment ACHIEVEMENTS - Progress badges at 25%, 50%, 75% and 100% - Streaks for on-time payments - Celebration screens when you reach a goal FREE AND PREMIUM Free: up to 3 debts, payment logging, reminders, the debt-free estimate and basic statistics. Premium adds: - Unlimited debts - Strategy comparison with the exact payoff order - Advanced statistics and charts - Debt-free date forecast - Payment streak tracking and global achievement badges - PDF report export ALSO INCLUDED - Loan calculator to estimate a new loan - Works offline - No account required - 13 languages PRIVACY Debt Payoff Planner does not connect to your bank and does not access financial accounts. You enter debts manually and track payments yourself. Your records are stored on your device. SUBSCRIPTION Monthly: $4.99/month. Yearly: 7-day free trial, then $29.99/year. Payment will be charged to your Apple ID account at confirmation of purchase. The subscription automatically renews unless canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours before the end of the current period. You can manage and cancel subscriptions in your App Store account settings after purchase. Privacy Policy: https://linasdev.io/privacy Terms of Use: https://linasdev.io/terms

Spot Bot is the fastest way to value precious metals and track your collection - built for stackers, scrap buyers, and dealers alike. Check live spot prices for gold, silver, platinum and palladium, refreshed every minute. Punch in any weight and purity - sovereigns, Britannias, bars, jewellery, scrap - and instantly see what it's worth at today's market. WHAT YOU CAN DO • LIVE SPOT CALCULATOR Work out the melt value of any item in seconds. Pick a metal, enter grams or troy ounces, choose a purity (24ct, 22ct, 18ct, 9ct, sterling .925 and more) - the value updates live. Switch between 15+ currencies. • TRACK YOUR PORTFOLIO Add your coins and bars with photos, purchase prices and dates. See your total value and profit/loss update in real time as the market moves. Everything syncs securely across iPhone and the web. • CHARTS & HISTORY Five years of price history for every metal. View any purity over time - chart 18ct gold or sterling silver, not just pure spot. Track the gold-to-silver ratio and other metal pairings. • PRICE ALERTS Set a threshold and get a push notification the moment a metal rises above or falls below your target. Never miss a buying or selling opportunity. • HOME SCREEN & LOCK SCREEN WIDGETS Keep live spot prices and your portfolio value one glance away. Plus a full Apple Watch app. • DEALER TOOLS Buying over the counter? Set your buy rate as a percentage of spot, price a customer's items one by one, and read off a running total offer. SPOT BOT PRO Upgrade to unlock: • AI Coin Identification - photograph any coin and get its exact specification, weight, purity and UK CGT status • AI Receipt Scanning - snap a dealer receipt and import every item into your portfolio automatically • Multiple portfolios • UK Capital Gains Tax reports with CSV export • Insurance valuation reports as PDF • Price alerts and portfolio email digests Whether you're checking the scrap value of an old ring, tracking a growing bullion stack, or running a buying counter, Spot Bot gives you the live numbers you need - beautifully, instantly, and in your pocket. Prices are sourced from professional market data and are for informational purposes only. Spot Bot is not a licensed financial adviser. Spot Bot Pro - auto-renewing subscription • Monthly - £3.99 per month • Yearly - £39.99 per year (7-day free trial for new subscribers) A one-time Lifetime unlock (£99.99) is also available. Payment is charged to your Apple Account at confirmation of purchase. Subscriptions renew automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Manage or cancel anytime in your Account Settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://spot-bot.co.uk/privacy