DecentWealth Portfolio Tracker vs Spot Bot
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
DecentWealth Portfolio Tracker
Track all your assets, from stocks and crypto to real estate and vehicles, with a focus on data privacy. Your financial information stays securely on your device, with no account creation or server storage required. Offers comprehensive tracking and dividend insights.
- Track stocks, ETFs, crypto, commodities, real estate, vehicles, retirement, cash, and loans
- Data stays on your device, no account or server needed
- Automatic crypto balance fetching via public address
- Dividend tracking with calendar and income projections
- Multi-currency cash account tracking
- Detailed analytics including asset and sector allocation
- Apple Watch app and widgets
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Know what you own. All of it. DecentWealth gives you a clear view of everything you own: stocks, ETFs, precious metals, property, retirement, savings, and yes, crypto too. The difference? Your data stays on your device. No account to create. No servers storing your finances. No company tracking your wealth. Just you and your phone. DESIGNED AND BUILT FOR iOS Written in Swift and SwiftUI, with no third-party frameworks and no analytics or tracking SDKs of any kind. Nothing here is a web page in a native wrapper. That is why the App Store privacy label reads "Data Not Collected", and why your portfolio still opens with no signal. Widgets, an Apple Watch app with complications on every face style, Face ID and Touch ID, dark mode. Fully localized in 12 languages, every screen, not only the menus. WHAT YOU CAN TRACK - Stocks & ETFs: add buy/sell transactions, see your profit or loss, track dividends - Commodities: Gold, Silver, Platinum, and Palladium — live spot prices in troy oz, grams, or kg - Real estate: your home equity, rental properties, land - Vehicles: cars, motorcycles, boats - Retirement: 401(k), IRA, pension values - Cash accounts: bank savings, linked to the trades you make - Loans & debt: mortgage, car loan, student loans, credit cards - Crypto wallets: Bitcoin, Ethereum, Solana, and more WHY PEOPLE SWITCH TO DECENTWEALTH Your data stays local. Other apps upload your financial data to their servers. We don't. Everything lives on your iPhone, protected by Face ID. No account needed. Open the app and start adding assets. No email, no password, no verification. iCloud sync Want it on your iPad? Turn on iCloud sync. Your data goes through your personal iCloud, still never touches our servers. FOR PEOPLE WHO OWN CRYPTO Networks: Bitcoin, Ethereum, Solana, Polygon, Arbitrum, Optimism, Base, Avalanche, BSC, ZKsync, Linea, Scroll, and more. Just paste your public address or scan a QR code. We fetch your balances automatically. You never share private keys, we don't need them, don't want them. 15,000+ coins recognized with real-time prices. DIVIDEND TRACKING Own dividend stocks? See your passive income grow: - Dividend calendar: upcoming ex-dates and payment dates at a glance - Income summary: what you've received, this year's total, projected annual - Future projections: estimate your income many years out - Yield tracking: compare yield on cost vs current market yield - All dividend data pulled automatically, no manual entry CASH ACCOUNTS Track bank savings in 45 currencies as their own asset class. Sell a stock and the proceeds land in the account you choose. Buy one and it is paid from there. Your cash balance moves the way your money really does, and you still never connect a bank. ANALYTICS THAT MAKE SENSE - See where your money actually is (allocation by asset type) - Sector allocation: your stock portfolio broken down by industry - Monthly performance heatmap: which months made money, which didn't - Chart with filter by time: today, this week, month, year, or all time EXPORT FOR TAXES Export your transactions to CSV or PDF. Pick a date range, download the file, hand it to your accountant. WIDGETS & APPLE WATCH Home screen widgets in three sizes, and lock screen widgets showing your total, the 24-hour change and a chart without unlocking the phone. On Apple Watch, a full app plus complications for every face style. All of it in the currency you picked. 45 CURRENCIES See your wealth in USD, EUR, GBP, JPY, CHF, CAD, AUD, TRY, NGN, UAH, or 35 others. Live exchange rates, updated automatically. Built for people who want their entire financial picture in one private place. Not a portfolio tracker bolted onto an account system, a wealth dashboard that belongs to you. Questions? Reach out: hey@decentwealth.app Terms of Use: https://decentwealth.app/terms Privacy Policy: https://decentwealth.app/privacy
Spot Bot
Instantly value precious metals by entering weight and purity. Track your collection's worth and profit/loss in real-time. Access historical prices, set alerts, and utilize dealer tools.
- Live spot price calculator
- Portfolio tracking with profit/loss
- Historical price charts
- Price alerts
- Home screen widgets
- Dealer tools
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Spot Bot is the fastest way to value precious metals and track your collection - built for stackers, scrap buyers, and dealers alike. Check live spot prices for gold, silver, platinum and palladium, refreshed every minute. Punch in any weight and purity - sovereigns, Britannias, bars, jewellery, scrap - and instantly see what it's worth at today's market. WHAT YOU CAN DO • LIVE SPOT CALCULATOR Work out the melt value of any item in seconds. Pick a metal, enter grams or troy ounces, choose a purity (24ct, 22ct, 18ct, 9ct, sterling .925 and more) - the value updates live. Switch between 15+ currencies. • TRACK YOUR PORTFOLIO Add your coins and bars with photos, purchase prices and dates. See your total value and profit/loss update in real time as the market moves. Everything syncs securely across iPhone and the web. • CHARTS & HISTORY Five years of price history for every metal. View any purity over time - chart 18ct gold or sterling silver, not just pure spot. Track the gold-to-silver ratio and other metal pairings. • PRICE ALERTS Set a threshold and get a push notification the moment a metal rises above or falls below your target. Never miss a buying or selling opportunity. • HOME SCREEN & LOCK SCREEN WIDGETS Keep live spot prices and your portfolio value one glance away. Plus a full Apple Watch app. • DEALER TOOLS Buying over the counter? Set your buy rate as a percentage of spot, price a customer's items one by one, and read off a running total offer. SPOT BOT PRO Upgrade to unlock: • AI Coin Identification - photograph any coin and get its exact specification, weight, purity and UK CGT status • AI Receipt Scanning - snap a dealer receipt and import every item into your portfolio automatically • Multiple portfolios • UK Capital Gains Tax reports with CSV export • Insurance valuation reports as PDF • Price alerts and portfolio email digests Whether you're checking the scrap value of an old ring, tracking a growing bullion stack, or running a buying counter, Spot Bot gives you the live numbers you need - beautifully, instantly, and in your pocket. Prices are sourced from professional market data and are for informational purposes only. Spot Bot is not a licensed financial adviser. Spot Bot Pro - auto-renewing subscription • Monthly - £3.99 per month • Yearly - £39.99 per year (7-day free trial for new subscribers) A one-time Lifetime unlock (£99.99) is also available. Payment is charged to your Apple Account at confirmation of purchase. Subscriptions renew automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Manage or cancel anytime in your Account Settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://spot-bot.co.uk/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: Spot Bot at none against DecentWealth Portfolio Tracker's 3. Spot Bot also leads on iOS requirement (16.0 vs 18.0). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. DecentWealth Portfolio Tracker sells 3 in-app purchases, starting at $5.99 per month. Spot Bot asks for nothing beyond the download.
Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on September 14, 2026 and September 23, 2026 respectively.
| Parameter | DecentWealth Portfolio Tracker | Spot Bot |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 1 — better | — |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | Free — better |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, Apple Watch |
| Requires iOS | 18.0 | 16.0 — better |
| Further details — not scored | ||
| Size | 14 MB | 7 MB |
| Age rating | 4+ | 4+ |
| Developer | ANDRII BONDAR | Oliver's Bullion Ltd |
Customer experience
DecentWealth Portfolio Tracker
Spot Bot
In-app purchases
DecentWealth Portfolio Tracker
- Monthly$5.991 Month
- Yearly$29.991 Year
- Family$49.991 Year
Spot Bot
No in-app purchases





