Comparison

WALLETTO vs Pay&Split

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

WALLETTO

Features
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WALLETTO: Smart Financial Services for Modern Businesses The Walletto mobile app is now available for onboarding new business clients. Businesses across industries trust WALLETTO to manage their money more efficiently. Join them and discover modern card and payment services designed for growth, simplicity, and security. Download the WALLETTO app to open a business account, issue payment cards, send transfers payments, and stay in full control of your company finances β€” anytime, anywhere. CARD SERVICES WALLETTO makes managing Visa and Mastercard products simple and convenient. β€’ Virtual Cards – Instantly issue cards for online shopping, subscriptions, and secure one-time payments. β€’ Plastic Cards – Use cards worldwide for business expenses, travel, and ATM withdrawals β€’ Digital Wallet Integration – Link cards to your smartphone or smartwatch for fast, contactless payments. β€’ Real-Time Card Control – Set spending limits, freeze or unfreeze cards, track transactions, and update security settings instantly. PAYMENT SERVICES WALLETTO offers efficient and transparent payment solutions tailored to business needs. β€’ SEPA Transfers – Fast and reliable euro payments across the EU and EEA. β€’ SWIFT Transfers – Send and receive international payments in multiple currencies. β€’ Mass Payments – Manage bulk payouts for payroll, affiliates, and suppliers with ease. β€’ Cross-Border Payments –Manage multiple currencies in one place. β€’ Transparent Pricing – Clear, straightforward fees with no hidden charges. BUILT FOR BUSINESS WALLETTO makes it easier for your business to grow, run smoothly, and stay in control of finances. β€’ Issue cards to employees, contractors, and partners β€’ Automate recurring payouts and reduce manual work β€’ Improve cash flow management and day-to-day financial operations β€’ Monitor company spending in real time for better oversight REGULATED AND SECURE Security and compliance are at the core of WALLETTO. β€’ Licensed by the Bank of Lithuania β€’ Strong Customer Authentication (SCA) and Two-Factor Authentication (2FA) β€’ Biometric login, real-time alerts, and bank-grade encryption β€’ Fast, compliant onboarding with a simple KYC process ALL-in-ONE APP Manage your business finances on the go with WALLETTO’s mobile app. β€’ Real-time account balances and transaction overview β€’ Instant card issuance and full control features β€’ Easy sending and receiving of payments β€’ Push notifications for all financial activity Why Choose WALLETTO? β€’ Fully licensed and regulated within the EU β€’ Scalable infrastructure built for modern businesses β€’ Speed, flexibility, and full control over financial operations β€’ Dedicated account managers and personalized service Ready to take control of your business finances? Start with WALLETTO today to simplify payments, empower your team, and scale with confidence. Please note that an account with WALLETTO can only be opened from the age of 18. Download the app or contact us to get started.

About

Pay&Split

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Split bills effortlessly with Pay&Split - the smart way to manage group expenses. FEATURES: β€’ Flexible expense splitting (equal, percentage, custom) β€’ Multi-currency support with automatic conversion β€’ FPS & PayMe integration for easy settlements β€’ Real-time balance tracking β€’ Offline mode with auto-sync β€’ Push notifications for updates Perfect for: - Group trips and vacations - Shared apartments and roommates - Dinner parties and events - Any shared expenses SECURE & PRIVATE: β€’ End-to-end encryption β€’ Sign in with Apple, Google, or Email β€’ Your data, your control Download PaySplit and never argue about who owes what again!

Screenshots

WALLETTO4 screens

Verdict

The call

The clearest difference is device support: WALLETTO at 2 against Pay&Split's β€”. Pay&Split's advantage is iOS requirement (13.0 vs 15.1). On price and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard2 real differences Β· 4 level
WALLETTO versus Pay&Split: the parameters behind the verdict, then further details
ParameterWALLETTOPay&Split
PriceFreeFree
Update frequencyEvery 4 weeksβ€”
AdsNoβ€”
In-app purchasesNoNo
DevicesiPhone, iPod β€” betterβ€”
Requires iOS15.113.0 β€” better
Further details β€” not scored
Size57 MB70 MB
Age rating17+4+
DeveloperWalletto UABKa Ki Lee

In-app purchases

None

WALLETTO

No in-app purchases

None

Pay&Split

No in-app purchases

Questions

Is WALLETTO free?
WALLETTO is free to download, with no in-app purchases.
Is Pay&Split free?
Pay&Split is free to download, with no in-app purchases.

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