Comparison

Pay&Split vs Splitly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pay&Split

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Split bills effortlessly with Pay&Split - the smart way to manage group expenses. FEATURES: • Flexible expense splitting (equal, percentage, custom) • Multi-currency support with automatic conversion • FPS & PayMe integration for easy settlements • Real-time balance tracking • Offline mode with auto-sync • Push notifications for updates Perfect for: - Group trips and vacations - Shared apartments and roommates - Dinner parties and events - Any shared expenses SECURE & PRIVATE: • End-to-end encryption • Sign in with Apple, Google, or Email • Your data, your control Download PaySplit and never argue about who owes what again!

About

Splitly

Features
Read full description

Splitting rent, bills and trip costs with flatmates or friends? Splitly tracks who paid, works out who owes who, and settles the whole group up in the fewest payments. Free. No ads. No account. Splitly works completely offline and keeps every group on your phone. HOW IT WORKS Make a group for your flat, your trip or a night out. Add each expense as it happens and pick who paid. Splitly keeps every cent adding up and shows the balances instantly. SPLIT IT ANY WAY - Equally, by exact amounts, by percentage or by shares - Leave someone out of a split when they were not there - Every split reconciles to the cent, no rounding drift SETTLE UP THE SMART WAY - See each person's balance at a glance - Clear everything with the smallest set of transfers, not a tangle of IOUs - Record payments as people pay you back - Share a clean settle-up summary by text or image STAY ON TOP OF IT - Organise expenses by category - Search and filter your whole history - Set the group currency once and forget it PRIVATE BY DESIGN There is no account and nothing to sign up for. Your groups never leave your device. No ads, no tracking, no subscriptions. PERFECT FOR Flatmates sharing rent and bills, friends on a trip, group dinners, couples, housemates, events and shared projects. Add your first group in seconds and never chase a "you owe me" again.

Screenshots

Splitly4 screens

Verdict

The call

The clearest difference is iOS requirement: Pay&Split at 13.0 against Splitly's 17.0. On price and in-app purchases there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard1 real difference Ā· 4 level
Pay&Split versus Splitly: the parameters behind the verdict, then further details
ParameterPay&SplitSplitly
PriceFreeFree
Ads—No
In-app purchasesNoNo
Devices—iPhone — better
Requires iOS13.0 — better17.0
Further details — not scored
Size70 MB4 MB
Age rating4+4+
DeveloperKa Ki LeeChoyo Labs Limited

In-app purchases

None

Pay&Split

No in-app purchases

None

Splitly

No in-app purchases

Questions

Is Pay&Split free?
Pay&Split is free to download, with no in-app purchases.
Is Splitly free?
Splitly is free to download, with no in-app purchases.

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