Sedl App vs SPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Sedl App
This finance app allows instant sending, receiving, and conversion of money using digital dollars. It connects traditional banking with stablecoins for fast, simple, and accessible global payments.
- Send and receive money instantly
- Convert between fiat and digital dollars (USDC)
- Fund wallet via local bank or card
- Fast and accessible global payments
- Modern fintech wallet
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Sedl is a modern fintech wallet that lets you send, receive, and convert money instantly using digital dollars (USDC). It bridges traditional banking and stablecoins, making global payments fast, simple, and accessible. Fund your wallet using your local bank or card, send money to anyone on Sedl in seconds, and convert between fiat and USDC whenever you need.
SPay
Manage multiple cryptocurrencies and fund a virtual Visa card for worldwide online spending. Track transactions in real-time and secure your account with biometric login and 24/7 customer support.
- Manage multiple cryptocurrencies
- Virtual Visa card
- Global online spending
- Real-time transaction tracking
- Passcode and biometric login
- 24/7 customer support
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SPay is a digital wallet developed and operated by NOVARA TECH L.L.C S.O.C — a licensed technology company. With SPay you can: - Hold and manage crypto across multiple wallets, including USDT, USDC, ETH and TRX - Deposit crypto quickly and securely to fund your account - Get a SPay virtual Visa card and load it from your wallet balance - Spend online worldwide and withdraw from your card balance - Track every transaction with a clear, real-time history - Stay protected with passcode and biometric login - Receive instant push notifications on card activity - Reach 24/7 customer support whenever you need it Download SPay today and experience the future of digital payments. Privacy Policy: https://spay.finance/privacy-policy Support: https://spay.finance/support
Screenshots
Verdict
The clearest difference is update cadence: SPay at every 2 days against Sedl App's weekly. Sedl App's advantage is iOS requirement (13.4 vs 15.1). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for Sedl App against 5.0 for SPay. Both are backed by a comparable volume of ratings — 2 and 1 respectively.
Sedl App ships an update weekly, SPay every 2 days. The most recent releases landed on October 4, 2026 and October 2, 2026 respectively.
| Parameter | Sedl App | SPay |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) | 5.0 (1 ratings) |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 2 — better | 1 |
| Update frequency | Weekly | Every 2 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.4 — better | 15.1 |
| Further details — not scored | ||
| Size | 35 MB | 39 MB |
| Age rating | 4+ | 4+ |
| Developer | SEDL INC | NOVARA TECH L.L.C S.O.C |
Customer experience
Sedl App
SPay
In-app purchases
Sedl App
No in-app purchases
SPay
No in-app purchases









