Comparison

Sedl App vs SPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Sedl App

This finance app allows instant sending, receiving, and conversion of money using digital dollars. It connects traditional banking with stablecoins for fast, simple, and accessible global payments.

Highlights
  • Send and receive money instantly
  • Convert between fiat and digital dollars (USDC)
  • Fund wallet via local bank or card
  • Fast and accessible global payments
  • Modern fintech wallet
Read full description

Sedl is a modern fintech wallet that lets you send, receive, and convert money instantly using digital dollars (USDC). It bridges traditional banking and stablecoins, making global payments fast, simple, and accessible. Fund your wallet using your local bank or card, send money to anyone on Sedl in seconds, and convert between fiat and USDC whenever you need.

About

SPay

Manage multiple cryptocurrencies and fund a virtual Visa card for worldwide online spending. Track transactions in real-time and secure your account with biometric login and 24/7 customer support.

Highlights
  • Manage multiple cryptocurrencies
  • Virtual Visa card
  • Global online spending
  • Real-time transaction tracking
  • Passcode and biometric login
  • 24/7 customer support
Features
Read full description

SPay is a digital wallet developed and operated by NOVARA TECH L.L.C S.O.C — a licensed technology company. With SPay you can: - Hold and manage crypto across multiple wallets, including USDT, USDC, ETH and TRX - Deposit crypto quickly and securely to fund your account - Get a SPay virtual Visa card and load it from your wallet balance - Spend online worldwide and withdraw from your card balance - Track every transaction with a clear, real-time history - Stay protected with passcode and biometric login - Receive instant push notifications on card activity - Reach 24/7 customer support whenever you need it Download SPay today and experience the future of digital payments. Privacy Policy: https://spay.finance/privacy-policy Support: https://spay.finance/support

Screenshots

Sedl App4 screens
SPay4 screens

Verdict

The call

The clearest difference is update cadence: SPay at every 2 days against Sedl App's weekly. Sedl App's advantage is iOS requirement (13.4 vs 15.1). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Sedl App against 5.0 for SPay. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

UpkeepUpdate frequency

Sedl App ships an update weekly, SPay every 2 days. The most recent releases landed on October 4, 2026 and October 2, 2026 respectively.

Scorecard2 real differences · 8 level
Sedl App versus SPay: the parameters behind the verdict, then further details
ParameterSedl AppSPay
PriceFreeFree
Rating5.0 (2 ratings)5.0 (1 ratings)
Positive reviews—100.0% of reviews
Number of ratings2 — better1
Update frequencyWeeklyEvery 2 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.4 — better15.1
Further details — not scored
Size35 MB39 MB
Age rating4+4+
DeveloperSEDL INCNOVARA TECH L.L.C S.O.C

Customer experience

Sedl App

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

SPay

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Sedl App

No in-app purchases

None

SPay

No in-app purchases

Questions

Is Sedl App free?
Sedl App is free to download, with no in-app purchases.
Is SPay free?
SPay is free to download, with no in-app purchases.
Which has better reviews, Sedl App or SPay?
Sedl App and SPay are both rated 5.0 out of 5 on the App Store, from 2 and 1 ratings respectively.
Do Sedl App or SPay have ads?
Neither Sedl App nor SPay shows ads.
Which is updated more often, Sedl App or SPay?
Sedl App ships an update weekly, and SPay every 2 days. Most recently, Sedl App was updated on October 4, 2026 and SPay on October 2, 2026.

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