Comparison

Balx vs totus

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Balx

Manage your personal finances by focusing on periodic net worth reviews instead of daily expense tracking. This app provides a comprehensive overview of assets, liabilities, and net worth with flexible organization and professional analysis tools. It prioritizes privacy with local data storage and biometric protection.

Highlights
  • Periodic net worth reviews
  • Track assets and liabilities
  • Smart balance sheet analysis
  • Flexible organization and categories
  • Net worth trend charts
  • Local data storage
  • Biometric protection
Read full description

Balx offers a fresh approach to personal finance management - focusing on periodic net worth reviews rather than daily expense tracking. This method, inspired by our own experience as a couple, helps you see the bigger picture of your financial health without the daily hassle. Key Features: • Comprehensive Financial Overview - Track assets, liabilities, and net worth - Smart balance sheet analysis • Flexible Organization - Unlimited group hierarchy - Customizable categories - Clear financial structure • Professional Analysis - Net worth trend charts - Historical tracking - Balance change analysis • Privacy First - Local data storage only - Biometric protection - Balance hiding option Why Periodic Review Works Better: • Focus on the big picture instead of daily details • Reduce financial anxiety from constant tracking • Save time while maintaining financial awareness • Perfect for busy professionals and couples • Ideal for monthly or quarterly financial check-ins Whether you're: • A couple managing shared finances • A busy professional tracking investments • Someone who prefers periodic financial reviews • An investor monitoring portfolio growth Balx helps you maintain financial clarity without the daily burden of transaction logging. Start your smarter financial tracking journey with Balx today!

About

totus

Manage all your financial assets, from cash and investments to debts and fixed assets, in one place. Track real-time net worth, analyze asset allocation with smart insights, and monitor global investments across multiple currencies.

Highlights
  • All asset types supported
  • Smart data analysis
  • Investment management pro
  • Multi-currency support
  • Elegant user experience
  • Data security
  • AI intelligent insights
Features
Read full description

totus helps you manage personal net worth without tracking every expense. Instead of logging every coffee or grocery bill, you can update the important balances that actually change your wealth: cash, bank accounts, funds, stocks, ETFs, precious metals, crypto, real estate, receivables, mortgages, credit cards, and other liabilities. Why use totus Net worth first See assets, liabilities, and total net worth in one place. Keep a clear monthly or weekly snapshot of where your money is. Investment tracking Track funds, stocks, ETFs, precious metals, and crypto. Refresh market prices and exchange rates to keep your portfolio easier to maintain. Multi-currency support Manage assets across CNY, USD, HKD, EUR, JPY, GBP, and more. Totus converts values into your base currency for a unified view. Local and private No account is required. Core asset data is stored on your device. Totus does not ask you to bind bank cards, payment apps, or brokerage passwords. Useful analysis View asset allocation, net worth trends, investment returns, and debt structure so you can understand your financial position faster. Good for People who do not want daily bookkeeping, but still want a serious personal asset dashboard. Pro options Monthly: $0.99/month Annual: $9.99/year Lifetime: $19.99 Contact: frzzbug@gmail.com Privacy Policy: https://markcup.xgmm.me/totus-privacy.html Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula

Screenshots

Balx4 screens
totus4 screens

Verdict

The call

The clearest difference is price: totus at Free against Balx's $4.99. totus also leads on ratings volume (5 vs 1) and iOS requirement (13.0 vs 18.0). Balx's advantage is rating (5.0 vs 2.6) and in-app purchases (none vs 3). On ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

totus is free to download; Balx costs $4.99 up front. totus sells 3 in-app purchases, starting at $4.00 per month. Balx asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Balx holds the better App Store score, 5.0 against 2.6. That said, the two scores are not equally well evidenced: totus has 5 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 100% of Balx's written reviews are positive against 86% of totus's.

UpkeepUpdate frequency

Balx ships an update every 6 days, totus monthly. The most recent releases landed on November 5, 2026 and November 8, 2026 respectively.

Scorecard8 real differences · 2 level
Balx versus totus: the parameters behind the verdict, then further details
ParameterBalxtotus
Price$4.99Free — better
Rating5.0 (1 ratings) — better2.6 (5 ratings)
Positive reviews100.0% of reviews — better85.7% of reviews
Number of ratings15 — better
Update frequencyEvery 6 days — betterMonthly
AdsNoNo
In-app purchasesNo — betterYes
MonetizationPaidFreemium — better
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS18.013.0 — better
Further details — not scored
Size20 MB53 MB
Age rating4+4+
Developer建建 马国民 谢

Customer experience

Balx

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

totus

All ratings5 ratings
Positive40.0%
Neutral0.0%
Negative60.0%
Written reviews14 reviews
Positive85.7%
Neutral7.1%
Negative7.1%

In-app purchases

None

Balx

No in-app purchases

3 purchases

totus

Subscriptions2
  • 黑金月计划$4.001 Month
  • 黑金年计划$9.991 Year
One-time1
  • 黑金终身会员$50.90

Questions

Is Balx free?
Balx costs $4.99, with no in-app purchases.
Is totus free?
totus is free to download, with in-app purchases available.
Which has better reviews, Balx or totus?
Balx is rated higher. Balx averages 5.0 out of 5 from 1 ratings, while totus averages 2.6 from 5 ratings.
Do Balx or totus have ads?
Neither Balx nor totus shows ads.
Which is updated more often, Balx or totus?
Balx ships an update every 6 days, and totus monthly. Most recently, Balx was updated on November 5, 2026 and totus on November 8, 2026.

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