Kelo vs Budget Tracker

Know what leaves your account this month, before it leaves. Kelo tracks your subscriptions, bills and everyday expenses in one place, and warns you before every charge. No bank login, ever. Start free: log your first recurring expenses and as many one time expenses as you want, without paying and without connecting your bank. WHAT KELO DOES • Monthly and yearly summary: how much leaves your account, and when • Billing cycles that match real life: weekly, monthly, quarterly or any custom interval • Upcoming payments organized by category • A dashboard with four charts and your key figures at a glance • Unlimited one time expenses: coffee, groceries, fuel, anything • Widget showing how your spending is going, month by month • 10 languages and all major currencies AUTOMATIC, IF YOU WANT IT (Premium) • Pay with Apple Pay and Kelo logs the expense by itself, even with the app closed • Turn receipts and invoices into expenses with your camera • Add an expense in one tap with Shortcuts PREMIUM ALSO UNLOCKS • Unlimited recurring expenses • Alerts before every renewal, with configurable lead time • Full payment calendar, day by day • Budgets by category and savings goals • Sync and backup YOUR PRIVACY FIRST No bank connection. You choose what to add. Sync and backup are optional. Download Kelo and always know what money is committed before you spend. Subscription details: Kelo Premium is an auto-renewable subscription, available as a monthly or annual plan. The price is shown in the app before you confirm. Payment is charged to your Apple Account at purchase. The subscription renews automatically unless you cancel at least 24 hours before the end of the current period, and your account is charged within 24 hours before the period ends. You can manage or cancel anytime in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://juicestudio.notion.site/Legal-1d20ce62bcb5805ca800e676ef7aa8ed

What's safe to spend right now? Not your bank balance. What's left after bills, subscriptions, and savings - before the next payday. No bank connection required. Ever. No account. No sign-in. Brim shows you one honest number, and it never leaves your iPhone. SET UP ONCE. KNOW EVERY DAY. Add your bills, subscriptions, and recurring expenses once. Brim deducts them automatically - that number on your home screen is what's actually yours to spend. No mental math. No guessing before you spend. BUILT FOR REAL LIFE Salary on the 29th. Freelance month. Two paychecks at different times. Brim plans on what you actually expect to earn, and adjusts as reality unfolds. UNDERSTAND YOUR MONEY, AT A GLANCE Six charts, each with one job. • Spending Breakdown - watch your paycheck flow from income to every category • Spending Trend - is this month better or worse than your usual? • Top Spending - which categories are absorbing the most? • Saving Rate - are you on track? Benchmarks included, not a vague thumbs-up Tap any chart. Apple Intelligence tells you what it means, in one sentence, on your device. ONE TAP TO ADD AN EXPENSE Tap once inside the app. Pick a category. Done. Or set up an Apple Pay automation in iOS Shortcuts and let your purchases log themselves. Whichever feels less like work. Brim also suggests the right emoji when you create a new category - small touch, but it makes the app feel like yours. WORKS WHILE YOU'RE NOT LOOKING • 5 Home Screen widgets, plus Lock Screen widgets • Long-press the icon for instant add • Apple Pay automation via Shortcuts • Recurring bills auto-deducted every month PRIVATE BY DESIGN. NO SIGN-IN, EVER. Open Brim and start. No account to create, no email, no password. Your financial data lives on your device. iCloud sync goes through your personal account - we never see it. The AI features run on-device too - your transactions never leave your iPhone. BUILT TO BE FAST Opens instantly. No loading screen. Just your number, right there. Logging an expense on the go takes three seconds. That's the whole point. DATA YOU OWN • CSV import from other budget apps • CSV export anytime • 180+ currencies supported BUILT WITH YOU Made by one indie developer who uses Brim every day. Vote on the roadmap, email feedback, help shape what comes next. - Lazare Privacy: https://getbrim.app/privacy Terms: https://getbrim.app/terms