Comparison

Kelo vs Subsify

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Kelo

Manage your recurring payments and expenses with a privacy-focused tracker. Visualize upcoming bills and subscriptions on a calendar, receive timely reminders, and gain insights into your spending habits to avoid forgotten renewals and surprise charges.

Highlights
  • Calendar view for bills and renewals
  • Renewal notifications
  • Track subscriptions and expenses
  • Templates for popular services
  • Multi-currency support
  • Spending insights and cash-flow overview
  • Private, on-device data storage
Features
Read full description

Know what leaves your account this month, before it leaves. Kelo tracks your subscriptions, bills and everyday expenses in one place, and warns you before every charge. No bank login, ever. Start free: log your first recurring expenses and as many one time expenses as you want, without paying and without connecting your bank. WHAT KELO DOES • Monthly and yearly summary: how much leaves your account, and when • Billing cycles that match real life: weekly, monthly, quarterly or any custom interval • Upcoming payments organized by category • A dashboard with four charts and your key figures at a glance • Unlimited one time expenses: coffee, groceries, fuel, anything • Widget showing how your spending is going, month by month • 10 languages and all major currencies AUTOMATIC, IF YOU WANT IT (Premium) • Pay with Apple Pay and Kelo logs the expense by itself, even with the app closed • Turn receipts and invoices into expenses with your camera • Add an expense in one tap with Shortcuts PREMIUM ALSO UNLOCKS • Unlimited recurring expenses • Alerts before every renewal, with configurable lead time • Full payment calendar, day by day • Budgets by category and savings goals • Sync and backup YOUR PRIVACY FIRST No bank connection. You choose what to add. Sync and backup are optional. Download Kelo and always know what money is committed before you spend. Subscription details: Kelo Premium is an auto-renewable subscription, available as a monthly or annual plan. The price is shown in the app before you confirm. Payment is charged to your Apple Account at purchase. The subscription renews automatically unless you cancel at least 24 hours before the end of the current period, and your account is charged within 24 hours before the period ends. You can manage or cancel anytime in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://juicestudio.notion.site/Legal-1d20ce62bcb5805ca800e676ef7aa8ed

About

Subsify

Read full description

Your subscriptions. All under control. Organize your services, plan for upcoming bills, and keep track of family-plan contributions with Subsify. EVERYTHING IN ONE PLACE Track subscriptions and free trials. Find services in the catalog or add your own with an amount, currency, billing frequency, and date. See your estimated monthly spending and annual projection. CALENDAR AND REMINDERS See upcoming billing dates and choose when to receive reminders. FAMILY PLANS Split the amount between members and manually track their contributions for each billing period. DETAILS AND HISTORY Update the plan, renewal, and reminders from each subscription. Enable manual payment tracking to keep your own history. MAKE IT YOURS Available in English and Spanish, with light, dark, and system appearance. Supports currencies across Latin America and the Caribbean, plus USD, EUR, and PLN. Currencies stay separate, with no automatic conversion. YOUR RECORDS ACROSS DEVICES Sign in to sync your records. View and edit data saved on your device while offline; changes sync when you reconnect. Subsify does not charge you for services, connect to your bank, or cancel provider contracts. Dates, amounts, payments, and contributions are manually entered records, not bank-verified transactions. Reminder delivery depends on device permissions and restrictions. Catalog trademarks identify services; Subsify is not affiliated with their providers. Support: apps@pixeltec.mx

Screenshots

Kelo4 screens
Subsify4 screens

Verdict

The call

The clearest difference is in-app purchases: Subsify at none against Kelo's 3. Subsify also leads on iOS requirement (16.4 vs 18.0). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Kelo sells 3 in-app purchases, starting at $4.99 per month. Subsify asks for nothing beyond the download.

UpkeepUpdate frequency

Kelo ships an update daily, Subsify every 3 days. Both last shipped on October 9, 2026.

Scorecard2 real differences · 8 level
Kelo versus Subsify: the parameters behind the verdict, then further details
ParameterKeloSubsify
PriceFreeFree
Rating5.0 (9 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings9 — better—
Update frequencyDaily — betterEvery 3 days
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhoneiPhone, iPad — better
Requires iOS18.016.4 — better
Further details — not scored
Size66 MB39 MB
Age rating4+4+
DeveloperJose Pedro Franco MorenoMiguel Robles

In-app purchases

3 purchases

Kelo

Subscriptions2
  • Kelo Premium$4.991 Month
  • Kelo Premium Annual$39.991 Year
One-time1
  • Kelo Premium Lifetime$49.99
None

Subsify

No in-app purchases

Questions

Is Kelo free?
Kelo is free to download, with in-app purchases available.
Is Subsify free?
Subsify is free to download, with no in-app purchases.
Do Kelo or Subsify have ads?
Neither Kelo nor Subsify shows ads.
Which is updated more often, Kelo or Subsify?
Kelo ships an update daily, and Subsify every 3 days. Most recently, Kelo was updated on October 9, 2026 and Subsify on October 9, 2026.

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