Comparison

Tres Numeros vs SUM+= Simple Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Tres Numeros

Features
Read full description

Tres Numeros is personal finance, simplified. No setup, no spreadsheets, just clarity. See your weekly, monthly, and yearly expenses at a glance. Whether you're logging manually, speaking naturally, or snapping a receipt, Tres Numeros makes it effortless to stay on top of your money. ## Key Features: - Three numbers dashboard – View your spending by week, month, and year. That’s it. - Voice logging – Just speak. In your own words. And your expenses will get logged for you. - Photo logging – Upload receipts, emails, screenshots or bank statements and let the app log the expenses for you. - Privacy-first – Your device, your data. You're in total control. - No account required – Start using the app instantly. Premium features unlock with Apple ID. - Import / Export your data to a CSV file (a special for the excel nerds) - Toggle for seeing your net worth That's it. Enjoy :) EULA - https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

SUM+= Simple Expense Tracker

This finance app simplifies expense tracking with AI assistance, allowing for quick data entry and powerful analysis through large language models. It prioritizes user control and privacy with local data storage and a minimalist design.

Highlights
  • AI-assisted data entry
  • LLM analysis and forecasting
  • Minimalist and beautiful design
  • Local data storage and privacy
  • User-controlled database
  • Subscription options with free trial
Features
Read full description

There are hundreds of expense tracker apps and they all do more or less the same thing. But oddly enough, not a single one suited my needs, so I developed my own. Through small but targeted adjustments, I've developed the app to become my preferred solution: • Control stays with the user while data entry is greatly simplified: The time between "open app" and "entry saved" has been reduced to a minimum. AI can support this process so that in many cases you wouldn't even need to open the app • AI analysis through LLMs: Instead of developing custom analysis logic, the app prepares your data so it can be used directly in Large Language Models like ChatGPT or Claude: for analysis, forecasts and recommendations • Minimalist design: The app is designed to look beautiful and works without distracting extras • Full control & privacy: No login, no account. Data stays locally on your device. You have complete control over your own database. If you want to share your data with an AI, you decide that yourself Financial barriers shouldn't stand in the way of your personal financial planning with Sum. Contact us for individual solutions via the support form. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Tres Numeros4 screens
SUM+= Simple Expense Tracker4 screens

Verdict

The call

The clearest difference is update cadence: SUM+= Simple Expense Tracker at every 3 days against Tres Numeros's every 10 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Tres Numeros sells 2 in-app purchases, starting at $3.99 per month and SUM+= Simple Expense Tracker sells 4 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Tres Numeros ships an update every 10 months, SUM+= Simple Expense Tracker every 3 days. The most recent releases landed on September 27, 2026 and October 15, 2026 respectively.

Scorecard1 real difference · 9 level
Tres Numeros versus SUM+= Simple Expense Tracker: the parameters behind the verdict, then further details
ParameterTres NumerosSUM+= Simple Expense Tracker
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 10 monthsEvery 3 days — better
AdsNoNo
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhoneiPhone
Requires iOS26.0 — better26.2
Further details — not scored
Size11 MB28 MB
Age rating4+4+
DeveloperNedeveon EOODJonas Zimmermann

In-app purchases

2 purchases

Tres Numeros

Subscriptions2
  • Monthly$3.991 Month
  • Annual$29.991 Year
4 purchases

SUM+= Simple Expense Tracker

Subscriptions2
  • SUM Pro1 Month trial$3.991 Month
  • SUM Pro1 Month trial$22.991 Year
One-time2
  • 7-day TrialFree
  • Sum Premium$6.99

Questions

Is Tres Numeros free?
Tres Numeros is free to download, with in-app purchases available.
Is SUM+= Simple Expense Tracker free?
SUM+= Simple Expense Tracker is free to download, with in-app purchases available.
Do Tres Numeros or SUM+= Simple Expense Tracker have ads?
Neither Tres Numeros nor SUM+= Simple Expense Tracker shows ads.
Which is updated more often, Tres Numeros or SUM+= Simple Expense Tracker?
Tres Numeros ships an update every 10 months, and SUM+= Simple Expense Tracker every 3 days. Most recently, Tres Numeros was updated on September 27, 2026 and SUM+= Simple Expense Tracker on October 15, 2026.

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