FlowTally vs Sable Spend
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FlowTally
Read full descriptionHide full description
Take control of your finances with FlowTally, the intuitive app designed to streamline your budgeting and cash flow management. Effortlessly track your income, expenses, and bills while staying on top of your financial health with real-time insights. Note that this app doesn't track your bank account(s), you indicate your balance(s) in it. Key Features: * Supports multiple currencies * Comprehensive Income Tracking: Add your primary income and additional sources, with the option to set custom tax rates for accurate net calculations. * Bill & Expense Management: Organize monthly and annual bills, plus one-time expenses, all in one place for a clear financial overview. * Highlighted Upcoming Bills: Easily spot pending bills with clear highlighting for quick reference. * Flow Tab for Balance Monitoring: Input your account balance and make custom adjustments by adding or subtracting amounts. See your updated balance based on upcoming bills and income. * Flexible Cash Flow Insights: View your financial outlook by upcoming events, all events in a month, or a specific period of your choice. * Light Mode and Dark Mode The free version lets you add up to 3 monthly bills, upgrade to premium to be able to add unlimited bills. FlowTally empowers you to make informed financial decisions with a user-friendly interface and powerful tracking tools. Download now and master your money flow! Term of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.nicolastecher.com/privacy-policy
Sable Spend
Consolidate all your financial accounts, including banks, credit cards, and investments, into a single, intuitive tracker. Gain insights into your spending, manage budgets, and work towards savings goals with AI-powered assistance. Offers optional tools for Halal finance and collaborative budgeting.
- Connect bank accounts and credit cards
- Automatic budgeting and expense categorization
- Track savings goals
- AI-powered money assistant
- Halal finance tools
- Collaborative budgeting
- Subscription tracking
Read full descriptionHide full description
Give every dollar a job, see your real net worth, and pay your Zakat with confidence. Sable puts every account, budget and goal in one private app, in US and Canadian dollars. SEE YOUR NET WORTH, CLEARLY • Link checking, savings, credit cards, 401(k), IRA and investment accounts at 12,000+ banks in the US and Canada through Plaid • Add manual accounts for anything else: cash, property, a car loan • Net worth history and a forecast that shows when you reach your goals ZERO-BASED BUDGETS THAT MATCH YOUR REAL SPENDING • Sable suggests budgets from your actual spending, so you start in minutes • Every transaction is categorized for you, with rules you control • Bills and subscriptions are found for you, so forgotten charges stop SAVINGS GOALS YOU CAN FUND • Set goals for an emergency fund, a home, a trip or a new car • Assign money from real accounts and see the time to each goal ZAKAT AND HALAL TOOLS (OPTIONAL) • Zakat calculator with live gold and silver prices for an accurate nisab • Uses your real account balances, not a guess • Ethical spending report that shows spending at flagged companies MONEY FOR TWO • Create a household and share accounts, budgets and goals with your partner • See how you do together and one by one CANADIAN AND US DOLLARS, DONE RIGHT • Each account keeps its own currency • Totals convert at live exchange rates, in the currency you choose ASK YOUR MONEY ASSISTANT • Ask "Where did my money go this month?" or "Can I afford this trip?" • Answers come from your own transactions, and the assistant can set up budgets and goals for you PRIVATE BY DEFAULT • Bank connections are read-only, through Plaid. Sable never sees your bank password • Your data is encrypted and never sold • Your AI chats are never used to train models Sable is a personal finance tool. It is not a bank or a financial advisor. Also on the web at www.sablespend.com Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is update cadence: Sable Spend at every 3 days against FlowTally's weekly. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. FlowTally sells 2 in-app purchases, starting at $0.99 per month and Sable Spend sells 4 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
FlowTally ships an update weekly, Sable Spend every 3 days. The most recent releases landed on October 28, 2026 and October 25, 2026 respectively.
| Parameter | FlowTally | Sable Spend |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.2 (5 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 5 — better |
| Update frequency | Weekly | Every 3 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | — | Free |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.6 | 16.4 — better |
| Further details — not scored | ||
| Size | 9 MB | 69 MB |
| Age rating | 4+ | 4+ |
| Developer | Nicolas Techer | USAMA KHAN |
In-app purchases
FlowTally
- FlowTally_UnlimitedMonthly$0.991 Month
- Unlimited Bills$4.99
Sable Spend
- Sable Special Monthly1 Month trial$4.991 Month
- Sable Ultra1 Month trial$9.991 Month
- Sable Special Yearly1 Month trial$49.991 Year
Show 1 moreShow fewer
- Sable Ultra Yearly1 Month trial$99.991 Year









