Sable Spend vs Tracaura

See all your money in one place in less than 5 minutes. Sable links your bank accounts, credit cards, investments, budgets, and savings goals into one beautifully simple money tracker, then helps you make sense of it all. Private by default. AI-powered. Also on web. LINK EVERY ACCOUNT • Securely connect 12,000+ banks across the US and Canada via Plaid — chequing, savings, credit, and investments • Add unlimited manual accounts for anything else • Every balance and transaction, one screen BUDGETS THAT ACTUALLY WORK • Auto-created budgets with real-time spent-vs-limit tracking • Automatic categorization and custom rules sort your expenses for you REACH YOUR SAVINGS GOALS • Set goals and track progress at a glance • Allocate funds and watch every goal grow SEE THE WHOLE PICTURE • Cash flow, spending-by-category, and trend reports • Net worth history across all your accounts • Subscription tracker — spot recurring charges and forgotten free trials • Split transactions, add notes, search and filter instantly ASK YOUR AI MONEY ASSISTANT • Chat with an assistant grounded in your own transactions • "Where can I cut back?" "How does this month compare to last?" • Private by design, with built-in safeguards for your data HALAL FINANCE TOOLS (OPTIONAL) • Zakat calculator with live gold and silver prices for accurate nisab • Ethical spending reports — see spending at flagged companies • Islamic opening reminders to start with the right mindset USD + CAD, DONE RIGHT • Track and convert across currencies with live exchange rates • Auto-detects your currency, manual override anytime BUDGET WITH YOUR PARTNER • Create a household and manage money together • Filter reports by partner — see how you're doing individually and together PRIVATE BY DEFAULT • Your data is encrypted and never sold. Period. • We never see your bank passwords — connections are handled by Plaid and are read-only • AI conversations stay private: never shared, never used for training Sable is a personal finance and budgeting tool, not a bank or financial advisor. Download Sable and take control of your money today. www.sablespend.com Terms of subscription: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Money, made calm. Tracaura answers one question every day: what is actually safe to spend? Not what is sitting in your account — that number lies. It does not know your rent is due, or that you meant to save this month. Tracaura works out what is genuinely yours to spend today, after your savings are set aside and your rent is covered, and shows you that one number. SETTING UP TAKES A MINUTE Tell it roughly what you earn, what your rent is, and how much you would like to save. That is the setup. From then on, log what you spend and watch the number move. That is the whole loop. WHAT YOU GET • One number that answers "can I afford this?" • Savings protected first, before anything else — no willpower required • Rent set aside automatically each month • Scan a receipt instead of typing it out • Insights that notice patterns you would miss • A monthly roast — a light, honest look at where the month went • A weekly check-in that takes ten seconds WHAT IT DELIBERATELY DOES NOT DO • It does not connect to your bank. You enter what you spend, so nothing is guessed and no banking credentials are ever shared • It does not sell your financial data. Not with your name on it, and not without • It does not show ads, and nothing follows you to other apps • It does not shame you. No red warnings, no alarms, no lecture about coffee RECEIPT SCANNING Point your camera at a receipt and the total, merchant and date are filled in for you. The photo is read once and never stored — not by us, and not in our database. PREMIUM The free version covers your daily number, receipt scans, and a couple of insights each refresh. Premium adds all five insights refreshed daily, unlimited receipt scans, your full monthly roast, and access to every month you have tracked. ABOUT THE AI Insights and the monthly roast are generated automatically from the figures you enter yourself. They are observations, not financial advice — nobody at Tracaura is a financial adviser, and nothing in the app is a recommendation about your money. If a topic does not land, tap "Never show this" and it will not come back. Your account and financial history are stored in Canada. Terms of Use: https://tracaura.com/terms Privacy Policy: https://tracaura.com/privacy