Comparison

Splify vs Splitko

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Splify

Features
Read full description

Splify makes it effortless to track and split expenses with friends, family, or roommates. Whether you're managing a group trip, shared household costs, or a dinner with friends, Splify helps you keep everything organized and fair. How it works: Create or join a group using a link or code Add expenses and select who’s involved Split costs evenly or customize each person’s share Instantly see who paid, who owes, and who should pay back Settle up and keep a clear history of all group expenses Why you’ll love it: Simple and intuitive interface Real-time updates across all members Smart notifications when new expenses are added No more awkward reminders or forgotten debts Perfect for roommates, travel buddies, event organizers, or couples Start sharing smarter. Download Splify and take the stress out of splitting bills

About

Splitko

Effortlessly split bills and track group expenses with AI receipt scanning. Assign items to friends, settle up with one tap, and manage household budgets. Works offline and supports multiple currencies.

Highlights
  • AI receipt scanning
  • Live receipt splitting
  • Group expense management
  • Smart settle up
  • Household budget tracking
  • Offline functionality
  • Multi-currency support
Features
Read full description

Splitko makes splitting bills and tracking group expenses effortless. Snap a photo of any receipt — AI reads every item in seconds — assign items to friends, and settle up with one tap. No spreadsheets, no awkward money talks. WHY SPLITKO - AI RECEIPT SCANNER — Point your camera at a receipt and Splitko itemizes it automatically. Works out of the box, nothing to configure. 5 free scans every day, and a short ad buys you one more. - LIVE RECEIPT SPLITTING — Split a restaurant bill together in real time. Everyone taps their own items on their own phone. Done before the waiter returns. - GROUP EXPENSES — Trips, roommates, couples, events. Create a group, add expenses, and Splitko keeps a running balance of who owes whom. - SMART SETTLE UP — Splitko minimizes the number of transfers needed. Settle via Revolut with one tap, or mark payments manually. - QUICK SPLIT — Split a one-off bill without creating a group. Perfect for a spontaneous dinner. - HOUSEHOLD BUDGET — Scan the shopping and every line lands in its own category. Set monthly limits, see what the same product cost last time, and keep warranties from your receipts with a reminder before they lapse. - WORKS OFFLINE — Add expenses anywhere, even without internet. Everything syncs when you're back online. - MULTI-CURRENCY — Traveling? Mix currencies in one group; Splitko converts automatically. - BUDGETS AND REPORTS — Set a budget for a trip or a household and see in real time how you're doing. Export a whole group — expenses, balances, settlements — as a PDF. INVITE IN SECONDS Share a link or QR code. Friends join your group instantly — even if they install Splitko after tapping the link, they land right in the group. FREE, WITH ADS Every feature is free: unlimited groups and members, the household budget, statistics and PDF export. Nothing is locked. The free plan includes 5 AI receipt scans a day and shows ads — never while you are adding an expense, scanning a receipt or settling up. Premium removes the ads and the daily scan cap. Invite friends to earn free Premium days. PERFECT FOR Holidays with friends · roommates & shared flats · couples · stag/hen parties · ski trips · office lunches · festivals · family budgets Download Splitko and never chase your friends for money again. Questions? hello@splitko.app Terms of Use: https://splitko.app/terms Privacy Policy: https://splitko.app/privacy-policy Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Splify4 screens
Splitko4 screens

Verdict

The call

The clearest difference is in-app purchases: Splify at none against Splitko's 2. Splitko's advantage is update cadence (every 5 days vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Splitko sells 2 in-app purchases, starting at $2.99 per month. Splify asks for nothing beyond the download.

UpkeepUpdate frequency

Splify ships an update every 2 months, Splitko every 5 days. The most recent releases landed on October 30, 2026 and November 5, 2026 respectively.

Scorecard2 real differences · 8 level
Splify versus Splitko: the parameters behind the verdict, then further details
ParameterSplifySplitko
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 2 monthsEvery 5 days — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Free with in-app purchases
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.1 — better15.5
Further details — not scored
Size35 MB66 MB
Age rating4+4+
DeveloperAyoub FaridMichal Lelek

In-app purchases

None

Splify

No in-app purchases

2 purchases

Splitko

Subscriptions2
  • Splitko Premium Monthly$2.991 Month
  • Splitko Premium Yearly$22.991 Year

Questions

Is Splify free?
Splify is free to download, with no in-app purchases.
Is Splitko free?
Splitko is free to download, with in-app purchases available.
Do Splify or Splitko have ads?
Neither Splify nor Splitko shows ads.
Which is updated more often, Splify or Splitko?
Splify ships an update every 2 months, and Splitko every 5 days. Most recently, Splify was updated on October 30, 2026 and Splitko on November 5, 2026.

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