Splify vs Xplit

Splify makes it effortless to track and split expenses with friends, family, or roommates. Whether you're managing a group trip, shared household costs, or a dinner with friends, Splify helps you keep everything organized and fair. How it works: Create or join a group using a link or code Add expenses and select who’s involved Split costs evenly or customize each person’s share Instantly see who paid, who owes, and who should pay back Settle up and keep a clear history of all group expenses Why you’ll love it: Simple and intuitive interface Real-time updates across all members Smart notifications when new expenses are added No more awkward reminders or forgotten debts Perfect for roommates, travel buddies, event organizers, or couples Start sharing smarter. Download Splify and take the stress out of splitting bills

Split shared expenses with your group — no accounts, no signup, no subscription. Create a group, share a link, and everyone is in with one tap. Xplit does the math; you just add who paid for what. A weekend trip, a shared flat, dinner with friends, a holiday with the family — Xplit keeps track of every expense and tells everyone exactly who owes whom. Built around one idea: the person who organizes shouldn't have to make anyone sign up. Send a link any way you like — messaging, email, however — and whoever has the link is in. WHAT XPLIT DOES — Join with a link — no account, no email, no password; one tap and your friends are in the group — Add expenses — amount, currency, who paid, and how to split: evenly, by exact amounts, or by shares — Multiple currencies — each currency is settled on its own, no surprise conversions — Who owes whom — balances update the moment an expense comes in — Simplify debts — Xplit minimizes the number of transfers so everyone settles with the fewest payments — Settle up — record a payment and the balances rebalance — History — a clear timeline of every expense and settlement — Web view — friends without the app open the link in a browser and see the full split FOR A SHARED FLAT — Recurring expenses — rent, internet and energy repeat every month and are added as soon as you open the app on the due day or later — Monthly settle-up — on the last day of the month everyone gets a reminder with their own balance, and a "This month" view shows just the current month — Fair shares, real dates — set the flat's default shares (the bigger room pays more); when someone moves in or out on a date, the split follows from that day, with a quick settle-up for whoever leaves — Lock the group — freeze the member list so a forwarded link lets no one else in NO ACCOUNT, NO SUBSCRIPTION There is nothing to sign up for. No email, no password, no profile. Your groups live on your device and behind a private link — share it with the people you split with, no one else. No ads, no tracking, no selling your data. PAY ONCE, KEEP FOREVER Joining groups is free forever, and your first group is on us. Unlock unlimited groups with a single one-time purchase — no subscription, ever. Buy it once and it's yours. The same purchase unlocks the flat tools: recurring expenses, default shares and the monthly reminder. PRIVACY FIRST — No account, no email, no personal data collected — A group is reachable only through its private link — No ads, no tracking, no personal analytics Privacy Policy: https://1tnt.link/xplit/privacy.html Terms of Use (EULA): https://1tnt.link/xplit/eula.html