BuyBye vs PayTime

Budgeting is better with your pig. Meet Penny, your money buddy in BuyBye. She earns rewards when you make better money choices, helping budgeting feel more fun, motivating, and a little less overwhelming. BuyBye is the budgeting app that shows you the real cost of your spending. Not just in dollars, but in hours of your life. Most budgeting apps track your money. BuyBye helps you decide how to use it. Use BuyBye to: -Set a monthly budget and see what’s left to spend -Track income, expenses, savings, bills, and no-buy days -Use the Worth It? Analyzer to see what purchases cost in work time -See what your money could become if you invested it instead -Pause impulse buys with Cooldown -Temporarily block shopping apps with Shop Block using Apple’s built-in controls -Create savings goals for travel, an emergency fund, or anything else -Try the 100 Envelope Savings Challenge -Earn rewards with Penny as you build better money habits Subscription Information: Some features in BuyBye require an active subscription. This includes adding income and savings to your BuyBye budget. Subscription terms and pricing are available in the app. Terms of Use: https://www.apple.com/legal/internet-services/itunes/appstore/dev/stdeula/

PayTime shows you what your time is really worth. TIME CLOCK Clock in and watch your earnings grow live, right on the home screen — down to the second. Take a break, resume, clock out: your shift is saved automatically. PURCHASE CHECK Enter a price and instantly see how many hours of work stand behind it. Handy presets for coffee, a sandwich, movie tickets, sneakers, and more make the check a single tap. SHIFTS Log your work hours including weekend, holiday, and night shift bonuses. Grouped clearly by month, with one tap to repeat your last shift. OVERVIEW Track your monthly goal, see your earnings by weekday, and discover your personal records: best day, best month, longest shift. WISHLIST Save wishes straight from the purchase check and track how close every shift brings you to them. JOBS Set hourly wage, tax rate, and bonuses separately for each job. PREMIUM (one-time purchase, no subscription) • No ads • Multiple jobs at once • Unlimited wishes • 12-month history instead of 6 • CSV export of all shifts PayTime runs fully offline — your data stays on your device.