LendDirect vs DriveSmart
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
LendDirect
Manage your existing payday loans, installment loans, and lines of credit directly from your smartphone. The app allows you to receive important reminders, view account details, make secure payments, and communicate with customer service.
- Push notifications for reminders
- View current loan information
- Manage your account
- Make secure payments
- Send secure messages to customer service
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The LendDirect® app helps customers manage their existing payday loans, installment loans, and lines of credit (where available) from the convenience of their smart phone. Simply sign in with your existing username and password. Features include: - Get Push Notifications for important reminders - See current loan information and manage your account - Make secure payments - Send secure messages to Customer Service
DriveSmart
This app helps rideshare and delivery drivers track earnings and expenses across multiple platforms. It offers automatic GPS mileage tracking, tax deduction calculations, and insights to optimize income. Subscription plans provide advanced features for maximizing profits.
- Track earnings from multiple platforms
- Automatic GPS mileage tracking
- Expense tracking for tax deductions
- Real-time earnings dashboard
- IRS standard mileage rate calculations
- Compare earnings across platforms
- Smart alerts for surge pricing
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UDriveSmart helps rideshare and delivery drivers maximize their earnings across Uber, Lyft, DoorDash, Instacart, Grubhub, and Amazon Flex. TRACK EVERYTHING IN ONE PLACE • Log rides and deliveries from any platform • Automatic GPS mileage tracking • Expense tracking for tax deductions • Real-time earnings dashboard MAXIMIZE YOUR TAX DEDUCTIONS • IRS standard mileage rate calculations • Expense categorization and reports • Export-ready tax summaries OPTIMIZE YOUR EARNINGS • Compare earnings across platforms • Weekly and monthly earnings reports • Smart alerts for surge pricing opportunities SUBSCRIPTION PLANS • Free: Log up to 50 rides/month • Pro: Unlimited logging, GPS tracking, tax reports • Elite: Everything in Pro + AI optimization and surge alerts Terms of Use: https://api.udrivesmart.com/terms Privacy Policy: https://api.udrivesmart.com/privacy
Screenshots
Verdict
The clearest difference is rating: DriveSmart at 5.0 against LendDirect's 2.3. LendDirect's advantage is in-app purchases (none vs 2). On price, review sentiment, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. DriveSmart sells 2 in-app purchases, starting at $9.99 per month. LendDirect asks for nothing beyond the download.
DriveSmart holds the better App Store score, 5.0 against 2.3. Both are backed by a comparable volume of ratings — 3 and 2 respectively. Written reviews split almost evenly too, at 100% and 100% positive.
LendDirect ships an update every 3 days, DriveSmart every 4 days. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.
| Parameter | LendDirect | DriveSmart |
|---|---|---|
| Price | Free | Free |
| Rating | 2.3 (3 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 3 — better | 2 |
| Update frequency | Every 3 days — better | Every 4 days |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Freemium |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 25 MB | 39 MB |
| Age rating | 4+ | 4+ |
| Developer | CURO Management LLC | Abdijabar Sheikh |
Customer experience
LendDirect
DriveSmart
In-app purchases
LendDirect
No in-app purchases
DriveSmart
- DriveSmart Pro$9.991 Month
- DriveSmart Elite$19.991 Month
