Comparison

LendDirect vs Cashlo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LendDirect

Manage your existing payday loans, installment loans, and lines of credit directly from your smartphone. The app allows you to receive important reminders, view account details, make secure payments, and communicate with customer service.

Highlights
  • Push notifications for reminders
  • View current loan information
  • Manage your account
  • Make secure payments
  • Send secure messages to customer service
Features
Read full description

The LendDirect® app helps customers manage their existing payday loans, installment loans, and lines of credit (where available) from the convenience of their smart phone. Simply sign in with your existing username and password. Features include: - Get Push Notifications for important reminders - See current loan information and manage your account - Make secure payments - Send secure messages to Customer Service

About

Cashlo

Access a portion of your earned wages before your next payday. Securely connect your bank account to see your available advance amount and choose your preferred delivery speed. All repayment terms are clearly displayed upfront with no interest or credit checks.

Highlights
  • Access up to $750 before payday
  • No interest or credit check
  • Clear, upfront repayment terms
  • Instant or standard delivery options
  • Track advances and repayment history
  • Secure bank account connection
Features
Read full description

Cashlo helps business owners prepare and manage business-funding requests. Cashlo is not a lender and does not make credit decisions. We help businesses prepare funding requests and connect with third-party funding providers. Approval, available amounts and financing terms are determined by the provider. Funding is not guaranteed. Royal Boudoir Inc. operates Cashlo. Our team reviews application information for completeness and helps arrange referrals to third-party funding providers. Request amounts may be up to $10 million; this is a request limit, not an offer or an available credit limit. YOUR BUSINESS WORKSPACE • Save your application and return to it later • Add business and ownership information • Scan and upload business bank statements • Preview and replace documents • Message the Cashlo team about your request • View team updates and outstanding document requests • Choose optional app lock and update notifications Saving an application does not automatically send it to a funding provider, authorize a credit inquiry or commit you to financing. Any referral, credit authorization, fees and financing terms are disclosed and agreed separately before proceeding. Cashlo team review is not a credit decision. This business workspace does not provide personal loans or paycheck advances and does not require a paid membership. The previous Cashlo monthly membership has been removed from sale. Previous accounts are separate; contact support for help with the earlier service. Support: https://cashlo.net/support.html Privacy Policy: https://cashlo.net/legal/privacy.html Terms of Use: https://cashlo.net/legal/terms.html Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

LendDirect4 screens
Cashlo3 screens

Verdict

The call

The clearest difference is rating: Cashlo at 3.3 against LendDirect's 2.3. Cashlo also leads on ratings volume (72 vs 3). LendDirect's advantage is review sentiment (100% vs 65%) and in-app purchases (none vs 1). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Cashlo sells 1 in-app purchase, starting at $4.99 per month. LendDirect asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Cashlo holds the better App Store score, 3.3 against 2.3. That said, the two scores are not equally well evidenced: Cashlo has 72 ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 100% of LendDirect's written reviews are positive against 65% of Cashlo's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

LendDirect ships an update every 3 days, Cashlo every 5 days. The most recent releases landed on October 28, 2026 and October 25, 2026 respectively.

Scorecard5 real differences · 5 level
LendDirect versus Cashlo: the parameters behind the verdict, then further details
ParameterLendDirectCashlo
PriceFreeFree
Rating2.3 (3 ratings)3.3 (72 ratings) — better
Positive reviews100.0% of reviews — better64.9% of reviews
Number of ratings372 — better
Update frequencyEvery 3 days — betterEvery 5 days
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size25 MB29 MB
Age rating4+4+
DeveloperCURO Management LLCRoyal Boudoir inc

Customer experience

LendDirect

All ratings3 ratings
Positive33.3%
Neutral0.0%
Negative66.7%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Cashlo

All ratings66 ratings
Positive50.0%
Neutral3.0%
Negative47.0%
Written reviews57 reviews
Positive64.9%
Neutral1.8%
Negative33.3%

In-app purchases

None

LendDirect

No in-app purchases

1 purchases

Cashlo

Subscriptions1
  • Cashlo membership$4.991 Month

Questions

Is LendDirect free?
LendDirect is free to download, with no in-app purchases.
Is Cashlo free?
Cashlo is free to download, with in-app purchases available.
Which has better reviews, LendDirect or Cashlo?
Cashlo is rated higher. LendDirect averages 2.3 out of 5 from 3 ratings, while Cashlo averages 3.3 from 72 ratings.
Do LendDirect or Cashlo have ads?
Neither LendDirect nor Cashlo shows ads.
Which is updated more often, LendDirect or Cashlo?
LendDirect ships an update every 3 days, and Cashlo every 5 days. Most recently, LendDirect was updated on October 28, 2026 and Cashlo on October 25, 2026.

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